Cindy Greenstein is a mother of three young adults and a credit-card points expert who loves to travel for free.
During her more than 20 years of marriage, she has used credit card points to travel the world while rarely paying for airline flights and hotel rooms. Some of her five-figure travel savings include trips to Aspen ($26,000); Greece ($23,000) and London ($15,000). Her favorite credit cards for point accumulation include the Chase Sapphire Preferred, Capital One Venture X and American Express Gold.
Cindy—an attorney and former certified public accountant—founded The Points Mom to share her credit card rewards-program expertise with family friends and small business owners who don’t have the time to learn how to maximize their points. Her services include one-on-one consultations, group consultations, speaking engagements, and reward-program tutorials. She provides the latest offers as well as tons of tips and tricks on Instagram at thepointsmom_ .
When Cindy pays for travel or hotels, she is strategic about the credit cards that she uses. For example, on her trips she pays with the card that will earn her the most rewards, gets her the closest to elite status and offers her the most lucrative benefits.