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Our data says that the document:

Catharine, Lemieux. (2003) Network vulnerabilities and risks in the retail payment system.
In: Emerging Issues. RePEc:fip:fedhei:y:2003:n:eps-2003-1f.

Full description at Econpapers

cites:

Cournoyer, Susan, Bruce Caldwell, Tony Adams, Ron Silliman and Allie Young. January 2003. IBM Ends Year With On-Demand Bank in Banking. Gartner Dataquest Alert, (ITSV-WW-DA-0179).

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