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Our data says that the document:

Catharine, Lemieux. (2003) Network vulnerabilities and risks in the retail payment system.
In: Emerging Issues. RePEc:fip:fedhei:y:2003:n:eps-2003-1f.

Full description at Econpapers

cites:

Scott, Jr., David F., William G. Jens, Jr. and Raymond E. Spudeck. Give Public Access to Taxpayer-Funded Secret Bank Ratings System. Challenge (November/December 1991b).

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