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Md Taslim, Uddin ; Paolo Emilio, Mistrulli ; Paolo Emilio, Mistrulli ; Alberto, Zazzaro. (2023) Discrimination of Immigrants in Mortgage Pricing and Approval: Evidence from Italy.
In: CSEF Working Papers. RePEc:sef:csefwp:675.
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This table presents the coefficients from OLS regressions for mortgages to natural persons included in the Bank of Italy’s Central Credit Register and ASLIR survey in the period 2011-2016. The single-name mortgages sample includes loans in name of a single borrower; the joint mortgages sample includes loans made out to two co-borrowers. The dependent variable is APR, the annual interest rate charged to borrowers on granted mortgages in percentage points. Description of moderators is reported in table 2. All columns include the same control variables of specifications [2], [5], and [6] in Table4. Robust standard errors clustered standard errors at the bank level are in parentheses. ***p-value < 0.001, **p-value < 0.01, *p-value < 0.05.
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