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Paula, Lopes. (2008) Credit Card Debt and Default over the Life Cycle.
In: Journal of Money, Credit and Banking. RePEc:wly:jmoncb:v:40:y:2008:i:4:p:769-790.

Full description at Econpapers

cites:

Laibson, David, Andrea Repetto, and Jeremy Tobacman. (2003) “A Debt Puzzle.” In Knowledge, Information, and Expectations in Modern Economics: In Honor of Edmund S. Phelps, edited by Philippe Aghion, Roman Frydman, Joseph Stiglitz and Michael Woodford, pp. 228–66. .

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