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1. A Data A.1 Data Description Religiousness concerns the affiliation to one of the following religious groups in Germany: Protestants, Catholics, other or no affiliation. Data comes from Zensus 2011, it allows the computation of shares (i.e. relative to population) for each German county. Unemployment is represented by the rate of unemployed persons relative to 100 inhabitants of working age. The data is taken from DeStatis. Real GDP per capita is from DeStatis.
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2. Acemoglu, D., Johnson, S. & Robinson, J. (2005), ‘The rise of europe: Atlantic trade, institutional change, and economic growth’, American economic review pp. 546–579.

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7. Bank market power is measured with a Lerner-Index. The index ranges from a high of 1 to a low of 0, with higher numbers implying greater market power. Source is Koetter (2013) Public debt per capita is the sum of tho kinds of debt (per capita): Municipal, i.e. the mean across all municipalities within the county, and of the Bundesland. Source is Statistik über Schulden des Bundes und der Länder and DeStatis. Average age is computed by multiplying the ratio of inhabitants that belong to the available age groups 18-25, 25-30, 30-50, 50-65, older than 65 with the respective mean of these age groups. Source is Fortschreibung des Bevölkerungsstandes des Bundes und der Länder. Women ratio is the share of women at the population. Source is DeStatis .
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27. High- qualified workers ratio is defined as Graduates from universities and applied universities per 1000 employees who are subject to mandatory social insurance contribution. The source is Beschäftigtenstatistik der Bundesagentur für Arbeit.
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28. Höhener, J. & Schaltegger, C. A. (2012), ‘Religionsökonomie: eine Übersicht’, Perspektiven der Wirtschaftspolitik 13(4), 387–406.
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29. Hoheisel, E. (2015), ‘Die evangelischen Bischofskirchen in Deutschland’, https: //sites.google.com/site/sobottamagdeburg/Home/zusatz-gastbeitraege-vonerwin -hoheisel/evangelische-bischofskirchen-in-deutschland, retrieved in July 2015.
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30. Hull, B. B. (2000), ‘Religion still matters’, The Journal of Economics XXVI(2), 35–48.
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32. Imhof, M. & Kunz, T. (2008), Deutschlands Kathedralen: Geschichte und Baugeschichte der Bischofskirchen vom frühen Christentum bis heute, Imhof.
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33. Ingham, G. (2004), The Nature of Money, Cambridge: Polity Press.

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37. Köbrich Leon, A. & Pfeifer, C. (2013), ‘Religious activity, risk-taking preferences and financial behaviour: Empirical evidence from german survey data’, University of Lüneburg Working Paper Series in Economics 269.

38. Koetter, M. (2013), ‘Market structure and competition in German banking’, German Council of Economic Experts Working Paper 06/2013.
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39. Leon, A. K. & Pfeifer, C. (2013), ‘An empirical note on religiosity and social trust using german survey data’, Economics Bulletin 33(1), 753–763.

40. Lipford, J. W. & Tollison, R. D. (2003), ‘Religious participation and income’, Journal of Economic Behavior & Organization 51(2), 249–260.
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41. Lipford, J., McCormick, R. E. & Tollison, R. D. (1993), ‘Preaching matters’, Journal of Economic Behavior & Organization 21(3), 235–250.
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44. Mian, A. & Sufi, A. (2015), House of Debt: How They (and You) Caused the Great Recession, and How We Can Prevent It from Happening Again, University of Chicago Press.

45. Mini-jobbers ratio is defined as persons earning less than 400 Euro per month per 1000 inhabitants of working age. Work that is done while making an apprenticeship is thereby excluded. The source is Beschäftigtenstatistik der Bundesagentur für Arbeit. Workers without apprenticeship. This variable is provided as relative to 100 employees who are subject to mandatory social insurance contribution by Beschäftigtenstatistik der Bundesagentur für Arbeit. Self-employed is defined as self-employed persons per 100 inhabitants of working age. Source is Arbeitskreis Erwerbstätigenrechnung des Bundes und der Länder, Eurostat Regio Datenbank.
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49. Renneboog, L. & Spaenjers, C. (2012b), ‘Religion, economic attitudes, and household finance’, Oxford Economic Papers 64(1), 103–127.
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50. SCHUFA Holding, A. (2013), SCHUFA Kredit-Kompass 2013: Empirische Untersuchung der privaten Kreditaufnahme in Deutschland Finanzverhalten von Jugendlichen und jungen Erwachsenen, FAZ-Institut.
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56. Wagner, G. G., Frick, J. R. & Schupp, J. (2007), ‘The german socio-economic panel study (soep)-evolution, scope and enhancements’.

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1. Resetting the Urban Network 117-2012. (2015). Rauch, Ferdinand.
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2. Property Rights and The First Great Divergence: Europe 1500-1800. (2015). Karayalcin, Cem.
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3. Trade, trust and the rule of law. (2015). Yu, Shu ; de Haan, Jakob ; Beugelsdijk, Sjoerd.
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4. Cooperative economic growth. (2013). Dai, Darong.
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5. The political economy of educational content and development: Lessons from history. (2013). Yuchtman, Noam ; Cantoni, Davide.
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6. Democracy, Government Spending and Economic Growth: The Case of Ghana, 1960€“2008. (2012). Sakyi, Daniel.
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7. Cultural Diversity, Geographical Isolation, and the Origin of the Wealth of Nations. (2011). Galor, Oded ; Ashraf, Quamrul.
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8. Sweet diversity: Colonial goods and the rise of European living standards after 1492. (2011). Voth, Hans-Joachim ; Hersh, Jonathan.
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9. Factor function characteristics and origin of economic growth of China. (2011). Dong, Zhiqing ; Wang, Linhui ; Sun, Jia.
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10. The Colonization of Hong Kong: Establishing the Pearl of Britain-China Trade. (2011). Yip, Chong ; Wang, Ping ; Palivos, Theodore.
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11. Printing and Protestants: reforming the economics of the Reformation. (2011). Rubin, Jared.
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12. Internal Geography and External Trade: regional disparities in Italy, 1861-2011. (2011). Venables, Anthony ; Brian A'Hearn, .
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13. Cultural Diversity, Geographical Isolation, and the Origin of the Wealth of Nations. (2011). Galor, Oded ; Ashraf, Quamrul.
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14. The Role of Lactose Tolerance in Pre-Colonial Development. (2011). Cook, Justin.
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15. Migration, Openness and the Global Preconditions of Smart Development. (2011). Tausch, Arno ; Heshmati, Almas.
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16. International trade and finance: Complementaries in the United Kingdom 1870-1913 and the United States 1920-1930. (2011). Wilson, Janine ; Taylor, Alan ; Wilson, Janine L. F., .
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17. The organization of Eastern merchant empires. (2011). Rei, Claudia.
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18. Internal Geography and External Trade: regional disparities in Italy, 1861-2011. (2011). Venables, Anthony ; A'Hearn, Brian, .
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19. Cultural Diversity, Geographical Isolation, and the Origin of the Wealth of Nations. (2011). Galor, Oded ; Ashraf, Quamrul.
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20. Property Rights, Standards Of Living, And Economic Growth: Western Canadian Cree. (2010). Carlos, Ann ; Lewis, Frank.
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21. On Waves in War and Elections Wavelet Analysis of Political Time-Series. (2010). Aguiar-Conraria, Luís ; Magalhes, Pedro C. ; Soares, Maria Joana.
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22. The Poverty of States: Do State Tax Policies Affect State Labor Productivity?. (2010). Orazem, Peter ; Singh, Rajesh ; McPhail, Joseph E..
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23. The effects of political fragmentation on investments: A case study of watermill construction in medieval Ponthieu, France. (2010). van der Beek, Karine.
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24. Bills of exchange, interest bans, and impersonal exchange in Islam and Christianity. (2010). Rubin, Jared.
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25. Phases of economic development and the transitional dynamics of an innovation-education growth model. (2010). Iacopetta, Maurizio.
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26. Counterfactual analysis using a regional dynamic general equilibrium model with historical calibration. (2009). Perali, Federico ; Lovo, Stefania.
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27. External influences on local institutions: spatial dependence and openness. (2009). Gerritse, Michiel ; Faber, Gerrit.
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28. Trade, Institutions and Export Specialization. (2009). Crabbé, Karen ; Beine, Michel.
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29. On the democratic legacy of colonialism. (2009). Olsson, Ola.
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30. Social capital, innovation and growth: Evidence from Europe. (2009). ter Weel, Bas ; Akçomak, Semih ; Akomak, Semih I..
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31. Lending to the Borrower from Hell: Debt and Default in the Age of Philip II, 1556-1598. (2009). Voth, Hans-Joachim ; Drelichman, Mauricio.
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32. Commercialisation, Factor Prices and Technological Progress in the Transition to Modern Economic Growth. (2008). Proto, Eugenio ; Ghosal, Sayantan ; Broadberry, Stephen.
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33. Root Causes of African Underdevelopment. (2008). Bhattacharyya, Sambit.
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38. Incumbents and protectionism: The political economy of foreign entry liberalization. (2008). Gupta, Nandini ; Chari, Anusha.
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39. Decolonization: the Role of Changing World Factor Endowments. (2008). Bonfatti, Roberto.
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40. Recent Developments In The Theory Of Very Long Run Growth : A Historical Appraisal. (2007). Broadberry, Stephen.
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41. How Prosperous were the Romans? Evidence from Diocletian`s Price Edict (301 AD). (2007). Allen, Robert.
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42. Institutions and Culture. (2007). Tabellini, Guido.
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43. Island Status, Country Size and Institutional Quality in Former Colonies. (2007). Congdon Fors, Heather.
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44. Distance and trade: Disentangling unfamiliarity effects and transport cost effects. (2007). Huang, Rocco.
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45. Institutions and Trade: Competitors or Complements in Economic Development?. (2007). Golley, Jane ; Bhattacharyya, Sambit.
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46. The Development of Cities in Italy 1300 – 1861. (2007). Garretsen, Harry ; Brakman, Steven ; Bosker, Maarten ; Schramm, Marc ; de Jong, Herman.
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47. Trade, inequality, and the political economy of institutions. (2006). Levchenko, Andrei ; Do, Quy-Toan.
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48. The Demand for Power Diffusion: A Case Study of the 2005 Constitutional Referendum Voting in Kenya. (2006). .
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49. Equity, Institutions and the Development Process. (2006). Robinson, James.
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50. Putting the Lid on Lobbying: Tariff Structure and Long-Term Growth when Protection is for Sale. (2006). Trefler, Daniel ; Nunn, Nathan.
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