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When AI Gets It Wrong: Lessons from a Women-Centered Design Experiment Highlight the Need for Inclusive GPTs
In emerging markets, women entrepreneurs continue to face systemic barriers to financial inclusion. And as Koheun Lee at CARE explains, ChatGPT and other AI models sometimes contribute to this exclusion, reinforcing societal biases that limit women’s potential for business growth and long-term financial health. She shares insights from CARE's attempt to build a women-centered design GPT — and proposes some practical steps AI users can take to mitigate bias against women when working with mainstream GPTs.
- Categories
- Finance, Technology
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Beyond Shock, Money or Mandate: Why African Banks Aren’t Taking Bold Climate Action — And What it Will Take to Move Forward
Africa is one of the most climate-vulnerable regions in the world. Yet though climate finance has emerged as a growing solution, African banks have yet to truly ramp up their climate lending. As Carla Legros and Anthony Mbithi argue, one reason for this lack of urgency is that the financial case for this lending has rarely been framed in ways that resonate with how banks operate — namely, as a clear money-making opportunity in the near to medium term. They share a framework for understanding financial institutions' level of engagement in climate finance, providing funders and policymakers with a tool they can use to match their interventions to banks’ institutional reality.
- Categories
- Environment, Finance, Investing
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Moving Past the ‘Infrastructure of Hope’: Why Investors, Policymakers and Entrepreneurs Must Build a Modern E-Commerce Ecosystem in Southeast Asia
Small and medium-sized enterprises (SMEs) account for over 95% of all businesses in Southeast Asia, and millions of these entrepreneurs have migrated their hustle online. Yet according to Macy Castillo at Enstack, due to a lack of access to reliable payment options and other tools, they are attempting to build modern e-commerce businesses on a foundation of informal agreements and personal trust: an “infrastructure of hope” that leaves them exposed to payment fraud and locked out of formal finance. She argues that this is the central challenge for economic inclusion in Southeast Asia today, and explores Enstack's solution.
- Categories
- Finance, Technology
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Aligning Capital with Justice: How Innovative Finance Can Enable the Final Stretch Toward Energy Access in Africa
The world has made unprecedented progress toward universal energy access, and today over 90% of the global population has electricity. But as Roeland Menger at Nithio explains, the remaining 10% live in rural and low-income communities — primarily in Africa — that typical business and funding models can't reach. He argues that the exclusion of these markets is not only ineffective but unjust, and highlights several innovative investment approaches that are expanding decentralized energy to the last mile.
- Categories
- Energy, Environment, Investing
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A New Green Revolution in Indian Agriculture: How Satellite Remote Sensing is Quietly Transforming the Sector
Satellite remote sensing involves the use of satellite-based sensors to capture data about the earth’s surface. According to Sat Kumar Tomer at Satyukt Analytics, this technology is increasingly being used by Indian farmers and the businesses and organizations that serve them, generating data on vegetation health, soil moisture, irrigation patterns and other key drivers of agricultural productivity. He explores how satellite remote sensing is enabling a data-driven revolution in Indian agriculture, and how the sector can overcome barriers to wider adoption.
- Categories
- Agriculture, Environment, Finance, Technology
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The ABCs of Catalytic Sunsetting: How Foundations and Other Philanthropic Funders Can Exit Boldly — And Leave a Bigger Legacy
What if the best way to ensure your philanthropic legacy … was to close your doors? As Nancy Swanson-Roberts at Linked Foundation and Kusi Hornberger at Dalberg Capital argue, the world’s most pressing problems demand urgent, bold action that incremental giving over generations often can't enable. They explain why philanthropic organizations like Linked Foundation are deliberately spending down their assets within a defined timeframe to catalyze systemic change — an approach they call “catalytic sunsetting" — and share three strategies that can help any funder exit with purpose and power.
- Categories
- Investing, Social Enterprise
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Scaling Youth Entrepreneurship in Africa: A Multi-Stakeholder Approach for Developing Local Ecosystems
Across Africa, governments and development actors are investing in youth entrepreneurship, with funders and international NGOs increasingly partnering with local non-profits to develop better support ecosystems for young entrepreneurs. But as Grégory Valadié and Juan Carlos Thomas at TechnoServe explain, many of these local organizations face limitations in capacity, systems and tools. They explore four ways to maximize these partnerships’ impact by complementing their direct implementation work with systems-level solutions, and leveraging institutions that already reach young people at scale.
- Categories
- Education
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Building Sustainable Sanitation Markets in Africa: Lessons from Uganda and Malawi
Much of Africa's urban population relies on pit latrines, due to the absence of sewer systems. As a result, creating viable markets for affordable and sustainable pit-emptying services is an essential part of ensuring access to safe sanitation across these communities. Cecilia Gamba at LeFil Consulting shares research from Uganda and Malawi, which sheds light on the challenges, opportunities and scalable business models that are emerging in this critical sector.
- Categories
- WASH
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