Hargreaves Lansdown

🚩 Private WhatsApp groups for investors 🚩 Scammers have been impersonating investment experts, including our founders, to promote private WhatsApp groups for investors on social media. Fraudsters share false or misleading information in WhatsApp groups to encourage you to invest in specific stocks to inflate the share price. The fraudsters then sell their shares for profit, leaving victims of the scam with potential losses as the share price plummets. But it doesn’t stop there. The fraudsters may claim they can help recover your losses and ask for screenshots or account details. This is another scam. Remember: never share your login credentials and be vigilant of anyone asking for your personal information or account details. Visit our security centre for more: https://hl.uk/3ZN

News Flash ⚡ In case you missed it, here’s where we’ve been in the news over the past week: 📺Susannah Streeter was on BBC Breakfast and BBC Radio Scotland unpacking the latest inflation figures, as well as BBC’s Business Today on problems with the ONS retail sales data. 📺 Emma Wall featured live on CNBC discussing market momentum, Fed policy and European vs US markets. 📰 Helen Morrissey told the Financial Times about how HMRC is tightening control over pension relief claims by higher earners. 💬 Matt Britzman, CFA's thoughts on JD Sports’ rising cost pressures featured in Yahoo Finance UK. 📰 Sarah Coles to City AM about July’s jump in income tax receipts. 📺Susannah Streeter was on BBC’s The World Today with Christian Fraser on UK borrowing costs reaching multi decade highs. 💬 Helen Morrissey discussed the latest data on inheritance tax takings in the Daily Express. 📰 Mark Hicks was quoted in Yahoo! Finance on the best savings account deals as inflation ticks higher. 💬 Steve Clayton's analysis of tech stock market movements featured in MoneyWeek. 📰 Sarah Coles’ regular column in Yahoo! Finance gave readers a year-by-year guide to teaching your kids to manage their money. 💬 Susannah Streeter spoke to the Financial Times about the potential benefits of term-time working patterns. Don’t forget to follow us for all the latest updates 🗞️ #finance #personalfinance #pensions #savings #investing

Question of the week! With interest rates falling, is it time to consider investing? If you’ve set aside an emergency fund (3-6 months of expenses, or 1-2 years for retirees), investing could make your money work harder. Over five years or more, investing has historically delivered stronger returns than cash savings. Just remember, the value of investments can go down as well as up, so you could get back less than you put in.

How are investors feeling about global stock markets and the UK economy? Susannah Streeter and the Switch Your Money On team explore the results of our latest investor confidence survey. Listen to the latest episode now, wherever you get your podcasts. 🎧 https://hl.uk/41x

News Flash ⚡    In case you missed it, here’s where we’ve been in the news over the past week:  📻 Sarah Coles featured on BBC Radio unpacking average household spending figures and savings shortfalls using data from the HL Savings and Resilience Barometer.    📻 Susannah Streeter was on the Times Radio breakfast show all week, talking about stock market movements and breaking corporate news.    📰 Helen Morrissey told MoneyWeek all about the potential benefits of paying into a partner’s pension.     💬 Matt Britzman, CFA’s thoughts on Intel’s share price moves featured in Reuters. 📰 Sarah Coles spoke to The Independent about how the latest jobs and wages data could affect the state pension triple lock.     💬 Kate Marshall delved into the latest HL investor confidence data in the Daily Mail and This Is Money.     📰 Susannah Streeter spoke to BBC News about the resilience of the UK economy and potential interest rate cuts.        💬 Helen Morrissey discussed how NHS pension cost cap changes could affect frontline workers in The i Paper.     📰 Aarin Chiekrie, CFA’s analysis of housebuilder earnings featured in MoneyWeek.  📰 Sarah Coles’ regular column in Yahoo Finance looked at finding and addressing weaknesses in our finances.    Don’t forget to follow us for all the latest updates 🗞️ #finance #personalfinance #pensions #savings #investing

Susannah Streeter shares the lowdown on trade tariffs, gold, and the latest results from the Magnificent 7 tech stocks. Listen to the latest episode of the Switch Your Money On podcast now. Available on all major streaming platforms. 🎧 https://hl.uk/41o

Is retirement set to be your longest holiday? Helen Morrissey joined the Switch Your Money On podcast to highlight the importance of taking time away from the daily grind to think about what you really want from the rest of your life. Available on all major podcast apps. 🎧 https://hl.uk/41e

News Flash ⚡   In case you missed it, here’s where we’ve been in the news over the past week:   📺 Sarah Coles featured on Sky News unpacking how the inflation forecast could impact your pension.   📻 Susannah Streeter was live on Times Radio, RTÉ Radio, Al Arabiya and LBC News discussing the latest business stories. 💬 Helen Morrissey spoke to the Financial Times about accounting for increased longevity in your retirement planning. 📰 Derren Nathan commented on the Supreme Court ruling on car finance commissions in City AM. 💬 Matt Britzman, CFA's thoughts on Palantir’s growth and scalability featured in Reuters. 📰 Sarah Coles’ regular column in Yahoo Finance looked at whether parents should help their children with student loans or a mortgage deposit. 💬 Susannah Streeter spoke to Reuters, the Daily Mail and This Is Money all about the impact of Trump’s tariffs on gold prices.   📰 Helen Morrissey told BBC News what rising inflation could mean for state pensioners.     💬 Aarin Chiekrie, CFA Chiekrie’s analysis of Diageo’s results and leadership changes featured in The Independent.   📰 Emma Wall featured in MoneyWeek discussing the best investment trusts for beginners. 💬 Mark Hicks was quoted on the most competitive fixed-term savings rates in Yahoo! Finance. 📰 Sarah Coles spoke to MoneyWeek about the average savings pots by age.   Don’t forget to follow us for all the latest updates 🗞️ #finance #personalfinance #pensions #savings #investing

I couldn’t be more delighted to have joined Hargreaves Lansdown as Chief Client Officer. It’s a brilliant moment in the business, a fantastic British brand, 40 years of history, solid financial foundations, recently taken private with a big growth and transformation opportunity, in a market with lots of tailwinds, including supportive regulation to push a growth agenda for the economy. It’s a business large enough to make an impact and move markets, small enough to move fast and challenge things. But the real story of this opportunity is this picture. Me and my 2 boys (with Hannah taking the picture) outside our office last week. 4 HL clients that have relied on the business to get through the most turbulent period of our lives. What you don’t see are the things each of us wrestle with each day. For me the past 18 months of challenges, relocating from the US back to the UK, dealing with the fallout of my previous company, managing financial stress whilst finding the right job with the highest mortgage rates and inflation in 40 years, sick and aging parents that need full-time care, being a parent present for 2 under 2, and a lot of health complications for our family post birth. Without HL, and in our case similar financial management in the US, it would have broken me. Financial stress is the number one contributor to poor mental health. As a UK society, almost half of us don’t have enough savings to rely on in an emergency and 72% of us are under-financed to live a moderate retirement, with many not financially confident enough to know how we get there. On the surface HL looks like a wealth management business. But at its heart, it’s about helping people survive and thrive whatever life throws at us. We’re building a world class team, led by Richard Flint (backed by CVC Nordic Capital and Abu Dhabi Investment Authority (ADIA) ) with a mandate to make a difference. There are (rare) moments in your career when it feels like people and opportunity come together and magic is about to happen… I’d welcome any introductions to great thought leaders in the industry, this is my first time in this FS space, and will share more opportunities to join the team in the coming months. Separately, thank you to the many people that have helped me (and our family) get here the past couple years. Advice, support, going out of their way to encourage and help open doors. People who have believed in us. There are good people out there and I’m very grateful for them and this life journey. Note: the chicken is a tribute to Aardman another iconic Bristol business. But which children don’t love a giant chicken?

There are two types of people: those who save up for a holiday and those who buy now, pay later. Which are you? Sarah Coles and the Switch Your Money On podcast team explore which is the better option to make your money work harder for you. Listen now on all major podcast apps. https://hl.uk/414