Cotality

The latest Cotality HPI report shows a continued slowing of #homeprice growth in June 2025, up 1.7% YOY, signaling a shift towards greater affordability and potential opportunities for buyers. Adjusted for inflation, home prices are declining. Also, monthly price increases were the slowest for June since 2008, rising only 0.1%, compared to an average 0.6% June monthly increase recorded pre-pandemic.  🔸 Regional disparities remain significant, with some areas experiencing strong growth while others facing declines: At the state level, West Virginia led with a 5.5% annual price increase, joining Northeast states like Connecticut, New Jersey, Rhode Island, and Illinois in recording more than triple the national growth rate. Conversely, Florida, Texas, Montana, and Washington D.C. experienced negative price growth.   ❗ Affordability improving yet challenged: Slowing price growth and increased inventory are improving affordability, offering new opportunities for buyers, though rising insurance premiums and property taxes, which have increased 70% since 2020, threaten long-term affordability. Market softness and regional declines: About 20% of metropolitan areas saw price declines in June, the highest since 2012, mainly in southern and southeastern markets including Florida, Texas, and the San Francisco Bay Area.  🔺 Rental market contrasts: Cotality's most recent single-family rent report showed rents increased by 2.9% year-over-year, and have remained in the range between 2.5% and 3% over the last year, standing in contrast to continually decelerating home price growth - as many potential buyers remain in the rental market due to high prices and interest rates. For more on SFRI: https://hubs.li/Q03y69N-0 Full June 2025 HPI report:  https://ctlty.co/3J4kOFR

Property Tax delinquency is rising again—hitting 5.1% YTD in 2025. Our 2025 Property Tax Delinquency report analyzes 15M tax events across 8M non-escrowed loans to show where risk is growing. It includes state rankings, historical insights, and links between affordability, unemployment, and delinquency. Read the full report here: https://ctlty.co/40Srlth

The number of agents is growing. Home sales? Not so much. In the second chapter of our Who (really) Owns the Homebuyer report, we explore the digital transformation reshaping the real estate profession and the narrowing path to delivering value. Watch this video for a quick breakdown of what the data reveals and why the most successful agents aren’t just fast. They’re trusted. Read the full chapter here: https://ctlty.co/40SBfLy

Resilient communities start with knowing exactly where you're most vulnerable. Ahead of #ClimateWeekNYC, Peter Carroll sat down with Champa Patel of Climate Group to discuss how Cotality is transforming climate policy through property-level risk intelligence. With modeling covering 99.9% of U.S. properties, we're making climate intelligence more accessible and helping leaders make smarter, more proactive decisions. Watch the conversation: https://ctlty.co/4fmtDXr

Who (really) owns the homebuyer? Our latest report reveals what today’s buyers are up against: tighter competition, shifting trust, and rising affordability concerns. Drawing on insights from buyers and experts across the US, UK, and Australia, it unpacks how the journey to homeownership is evolving. 📊 Access our 7 part series and survey results here: https://ctlty.co/4l5WlNG

Happy National Intern Day! This summer, 42 interns joined Cotality across teams like software engineering, product management, data science, and more. In this video, a few of them share their favorite part of working here so far (spoiler: for many, it's the people). We’re proud to support early career talent and grateful for the energy and perspective they’ve brought to our workplace! #WeAreCotality #NationalInternDay

AI is everywhere in the homebuying journey. But is it helping, or adding to the confusion? In this episode of Beyond the Buildings, host Maiclaire Bolton-Smith reconnects with Amy Gromowski, Head of Data Science at Cotality, to discuss how algorithms and automation are impacting the real estate experience—and where they fall short. They dig into: 📍 What homebuyers really want from agents and tools 📍 Why trust in tech doesn’t map neatly to age or buyer stage 📍 How to increase AI literacy to build confidence, not confusion Tune in to hear Amy’s take on where human expertise fits in a tech-heavy process: https://ctlty.co/46zAsCN

Another Connect is officially in the books, and what an event it was! We spent three days in Carlsbad with industry leaders, innovators, and changemakers diving into the future of housing, mortgage, data, and technology. We hope the conversations sparked ideas, the sessions brought clarity, and the connections made will carry forward long after the event. Thank you to our attendees and speakers for being part of this! #Connect25

What’s really driving the housing market in 2025? Today at #Connect25, a panel of top economists shared fresh insights on the forces shaping mortgage rates, buyer behavior, and lender performance. The discussion offered a sharp look at where the market stands today—and where it may be headed next. Moderated by Chief Economist Selma Hepp, PhD, she was honored to share the stage with: • Michael Fratantoni • Amy Crews Cutts • Doug Duncan

I am proud to congratulate Debra Still, the 2025 recipient of the Dr. Frank Nothaft Memorial Impact Award, honored at the Connect25 Cotality Conference. This prestigious award recognizes visionary leaders driving real change in housing, real estate, and mortgage. Deb exemplifies our values of making an impact and innovating, always. Her remarkable leadership at Pulte Mortgage and the Mortgage Bankers Association—especially her work with the MBA Opens Doors foundation—demonstrates her tireless advocacy for affordable, sustainable housing. She has made a lasting mark on our industry and homeowners across the country. Deb’s work continues Dr. Nothaft’s legacy of innovation and purpose—addressing the most critical challenges with vision, integrity, and heart. Congratulations, Deb!