Digital Lending Association

Crowdfunding in Germany – Consumers as Fair Game In this Legal Insight, Tobias Pielsticker, Specialist Lawyer for Banking and Capital Market Law, elaborates on the handling of failed #crowdfunding projects in the Grey Capital Market. He concludes that consumer protection is far too weak and that consumers are effectively operating in a legal vacuum. He calls on legislators and supervisory authorities to take action. Get the nasty facts here: https://lnkd.in/eqExNdME Interested to follow the discussion at this year's 'What's Up Digital Lending?' conference in Frankfurt, Germany, on 1st of October 2025? There is still time to register (link in the comments)! Already 150+ registrations. 🚀

Balancing Growth and Profitability - Why the Future of Lending Depends on Smarter Risk Assessment In this insight, Tamara Kumposcht, Head of Financial Services at Taktile, explains how to improve the accuracy of risk assessments without compromising profitability and financial inclusion. This requires certain skills. Which these are find out here: https://lnkd.in/eJp5CWGb

💥 The next #FINTICS episode drops soon. Follow us @ Spotify, Amazon Music, YouTube Music, Apple, Audible or Deezer to get it first!💥 Mark your calendar for the 5th FINTICS conference in Paris on September 24, 2026.

"Automated credit decisions as a competitive edge" #OpenBanking, #AI, and real-time data access are reshaping credit assessment across Europe. In this interview, Peter Hiekmann, VP Sales at finAPI, explains how automated decision-making is becoming a strategic tool for digital lenders - enhancing speed, compliance, and customer trust. Learn more here: https://lnkd.in/eGE8nsPh

#21: ‘Honey, I Shrunk the Portfolio!’ – Why Backup Servicing Matters Currently, more and more investors fear they will never see their money again. The number of shakeouts in the market continues to rise. The Grey Capital Market is particularly affected. That is why we are talking today with a senior expert about the proper management of operational and financial crisis situations in which it is no longer possible for a Non-Bank Digital Lender (NBDL) to continue operating. Here the back-up servicer steps in. They secure the loan portfolio and keep business operations running. If this process is set up neatly from the outset, everyone benefits: the borrowers, the investors, and even the market due to the stabilizing effect. However, we will also talk about what happens when things go haywire because there is no back-up servicer. Put on some dirty clothes – it’s going to get messy! Speaker: 👉 Clifford Tjiok, CCO @ LOANCOS GmbH Host: 👉 Constantin Fabricius, Managing Director @ DLA Please note:  👉 The content of this podcast is expressly not to be considered investment advice, but is intended solely for your information. Listen on major platforms: 💥 https://lnkd.in/e-CQ7Ep4 💥

"If the platform is doing well, we are doing well", Daniel Dobrev stated at last year's WUDL. Meet him at WUDL25 to learn more about investors' expectations!

Paul Melamed brings it straight to the point: Non-Bank Digital Lending is going to grow. Yes, sir, this is so true! Join the discussion @ WUDL25

#20: Embedded SME Lending in Times of Open Finance - Transforming the Digital Value Chain In this episode, we welcome three seasoned experts from the world of embedded lending, each bringing their own unique perspective to the table: a Non-Bank Digital Lender (NBDL), a service provider, and a consultant. Today, we are taking a different look at the topic because, until now, the focus has always been on what it means for banks. But there is so much more to it than that, considering that NBDLs originate their own loans and were born with a digital DNA. Embedded lending has the potential to blow up established structures - with significant opportunities and risks for all stakeholders involved on the digital value chain. Join the conversation! Speakers: 👉 Aria Dallmann, Senior Manager @ PwC 👉 Fabian Platzen, Managing Director @ iwoca 👉 Niclas Storz, Founder & CEO @ Tidely Host: 👉 Constantin Fabricius, Managing Director @ DLA Please note: 👉 The content of this podcast is expressly not to be considered investment advice, but is intended solely for your information. Listen on major platforms: 👉 https://lnkd.in/eadT2K6x Meet the experts at this year's Lending Summit in Frankfurt on 1st of October 2025: https://lnkd.in/es8scrU3

😀 👉 Credibur Joins the DLA 🚀 Our newest member is an infrastructure platform for refinancing digital credit business models, with a focus on structured non-bank lending. Their software product automates the operational processing and reporting of loan facilities between originators and institutional refinancers, particularly in the segments of factoring, BNPL, SME loans, and trade finance. They are a technological enabler of the #digitallending market and aim to contribute to the professionalization and scalability of the sector. We are very pleased to welcome Nicolas Kipp and his team. Great to have you aboard. Let's rock digital lending together!

Our Executive Board member Marco Hinz elaborates on why institutional investors become indispensable at a certain point if a Non-Bank Digital Lender (NBDL) wants to scale successfully. Interested in more? 👉 Then register for this year's ‘What's Up Digital Lending?’ in Frankfurt on October 1, 20251