First Rate, Inc

Most treat rebalancing like housekeeping. But every rebalance is an active investment decision that can change outcomes. In Part 1 of our Portfolio Construction Series, we explore how rebalancing shapes portfolio performance — for better or worse. Swipe through to learn: - Why rebalancing isn’t neutral - How timing and frequency affect returns and risk - Why each rebalance creates measurable tracking error - How to turn rebalancing from a chore into strategy At First Rate, we believe better portfolio construction starts with trusted data and smarter reporting — giving advisors the confidence to make every rebalance count. Link in comments to read part 1 of the series. Stay tuned for part 2 next week! #PortfolioConstruction #WealthManagement #InvestmentStrategy #AssetManagement #ClientReporting #Rebalancing #WealthTech #FinancialAdvisors #AlphaDiversification #DataManagement

PERFORMANCE 🤝 PERSONALIZATION Traditional rebalancing re-centers portfolios to model allocations, but that’s no longer enough. Discover how personalized rebalancing takes wealth management a step further, tailoring every allocation decision to clients' unique tax situations, cash flow needs, values (such as ESG priorities), and changing goals. This isn’t just a better strategy; it’s a smarter way to connect with clients. READ MORE >> https://lnkd.in/dExR6WJG #WealthManagement #PortfolioRebalancing #ClientExperience #WealthTech #Fintech #Personalization #FirstRate

Curious about the future of performance measurement and the people shaping it?🎙️ Check out our very own Nishimwe Maria-Goreth's recent feature on TSG Time with Pat and Doug! In the episode, Nishimwe shares her journey as a 2024 U.S. Fintech Awards Rising Star and Greater Arlington Chamber of Commerce “40 Under 40” honoree, while reflecting on the importance of mentorship, community, and innovation in performance measurement. You can listen to the episode on any major streaming platform, or https://lnkd.in/d4bQ8Dka Douglas Spaulding, Patrick Fowler, TSG #wealthtech #fintech #performancemeasurement #risingstar #40under40 #womeninfinance #podcast

In our latest episode of Whiskey & WealthTech, host Alex Serman, CIPM headed to Toronto to sip Glen Breton and sit down with Carol Penhale, Head of Canada at Rimes Technologies.   Carol brings decades of insight into how institutions and retail investors are grappling with the rise of private assets, data complexity, and evolving wealth strategies—from target date funds to the boomer-to-next-gen transfer.   We also dive into: - How Canada is leading in private investment allocations - The critical gaps in private asset data (and how to solve them) - Why CIOs need asset-agnostic portfolio construction tools - The generational wealth transfer and what it means for wealth firms   Don’t miss this one. It's data-rich, whiskey-fueled, and filled with wisdom: [LINK TO PODCAST IN COMMENTS]   #WealthTech #PrivateInvestments #DataSolutions #WhiskeyAndWealthTech #WealthManagement #InstitutionalInvesting #WomenInFinance #GenerationalWealthTransfer #Fintech

🚨 AML Compliance is Coming for Investment Advisers A new requirement, beginning January 2028, requires U.S. investment advisers to implement Anti-Money Laundering (AML) programs under new FinCEN regulations. Now is the time to prepare! Learn how we can help you stay ahead of the curve with First Rate Vantage (Part of First Rate).

It was a privilege to have Alex Serman, CIPM & Brian Puerschner, represent us at TSG's Performance Measurement Forum in Toronto this week. Alex joined a panel discussion on AI Use Cases and Benefits for Performance Teams, where he shared practical insights on how firms are already applying AI to streamline reconciliation, enhance oversight, and deliver more meaningful reporting. We’re proud to be part of conversations shaping the future of performance measurement—and grateful to The Spaulding Group for bringing leaders together to advance the industry. #PerformanceMeasurement #WealthTech #Fintech #ArtificialIntelligence #ClientReporting #PerformanceMeasurement #InvestmentPerformance #InstitutionalInvestment

🧾⏱️ Tax season may end in April, but smart portfolio management keeps tax strategy at the forefront year-round. Tax optimization is more than just a checkbox. It’s a strategic lever for long-term wealth preservation. From tax loss harvesting to lot-level reporting, see how integrating tax-aware tools into your process can drive better client outcomes. https://lnkd.in/gXaES4SR #TaxOptimization #PortfolioManagement #WealthManagement #FirstRate #ClientOutcomes #WealthTech Russ Hughey

Manual reconciliation may seem manageable—until it’s not. Institutional firms relying on spreadsheets for daily performance workflows are facing more than just inefficiencies. They’re exposing themselves to delays, data mismatches, and reputational risk at exactly the moment clients expect better. In our latest article, we break down: ·      The 3 hidden costs of manual reconciliation ·      Why performance delays erode client trust ·      What scalable, audit-ready infrastructure really looks like ·      How firms can move from reactive to strategic reporting If your ops team is still stitching data together manually, it’s time for a reset. Read the full article here > https://lnkd.in/eYuSEKwR #InstitutionalInvesting #WealthTech #ClientReporting #PerformanceMeasurement #OpsStrategy #InvestmentOperations #DataIntegrity #Fintech #InvestmentPerformance #WealthManagement #InstitutionalInvestor Alex Serman, CIPM

My husband and I just returned from a 7-day celebratory trip in France (tasting wine from small wine-makers in Champagne and Burgundy no less) with the founders of First Rate, our president and his wife. It was more than a vacation—it was a reflection of what our company values most: RELATIONSHIP. The founders didn’t have to do this. They could have kept the money, increased profit-sharing, or invested elsewhere. But instead, they invested in us—with their time, presence, and hospitality. Why? Because they believe what so many companies forget: that meals shared, stories told, and laughter in real time are what create trust, loyalty, and legacy. RELATIONSHIP—with clients, with teammates, with families—is at the heart of First Rate. And isn't that what keeps us coming back to the firms, colleagues, and partners we work with over and over again? It's rarely just the compensation, business benefits or the perks. It’s the people. It’s the intentional cultivation of a real, human relationship. 📚 As Harvard Business Review noted, “People don’t leave companies, they leave managers... and they stay for people who make them feel seen, supported, and connected.” (HBR, 2022). After 31 years, I’m still here—because of the people. Because of the love-give-serve-enjoy culture we live out. And because First Rate doesn't just talk about relationships—we make time for them. Sante’ to the years to come! #Leadership #Legacy #RelationshipDriven #FirstRateLife #PurposeAtWork #Gratitude #WealthTech #LoveGiveServeEnjoy

Today marks 34 Years of progress, purpose, and partnership. Since our inception in 1991, First Rate has evolved into a global partner that delivers technology solutions, services, and data insights to help wealth management firms thrive. From our headquarters in Arlington, Texas, to our teams around the world, we remain dedicated to supporting our clients’ evolving needs with stability, care, and a commitment to lasting relationships. To our employees, clients, and partners… THANK YOU for being part of this journey and for making First Rate what it is today. Here’s to the future!