Fremont Bank

Trimming expenses doesn’t mean cutting corners—it means sharpening focus. Take a close look at your overhead: ❌ What’s not driving revenue? ✅ What can be eliminated, reduced, or renegotiated? Every dollar you free up is one that can be reinvested into growth. Smart cost control helps your business stay lean, nimble, and ready for what’s next. This month, take some time to think about the future of your business and what's next. Then, reach out to us to help make a plan. We're here with you every step of the way. Learn more about how we turn family owned businesses into household names: https://lnkd.in/ezPriGJ4

Meet Deborah Willis, our Senior Branch Manager at Brentwood. With an impressive 23 years of dedication to Fremont Bank, Deborah exemplifies unwavering commitment to her clients and community, leaving a lasting impact on everyone she connects with. Here’s what makes Deborah truly stand out: 🔹 What she loves about Fremont Bank: The flexibility to connect deeply with her community. She takes pride in being part of an organization that genuinely prioritizes serving all communities. 🔹 Fun fact: Despite being married to a professional musician and producer, their home is surprisingly quiet—there’s not a single speaker or sound system in sight! 🎶 🔹 Her advice for clients: Financial education, especially for younger generations. She emphasizes the importance of good credit, homeownership, establishing a trusting relationship with your financial institution and more. 🔹 Her approach to customer service: Deborah treats every client interaction with the same care and compassion she would expect herself, ensuring a higher level of understanding, and empathy. If you’re in the area, stop by and say hello to Deborah! 📍 https://lnkd.in/eKM-cSus Equal Housing Lender | Member FDIC | NMLS# 478471

Hey, small business owners. On our blog, we're answering all of your burning financial projection questions, but before you dive in, we want to know... How confident are you in the accuracy of your business's financial projections? If you're not feeling very confident, it's no cause for concern—that's exactly why we're here! Head over to our blog to gain the confidence boost you need: https://lnkd.in/gQpAZ7Nb

Profit is great—cash flow is critical. Improving how money moves through your business can make all the difference. 💡 Consider these quick wins: ✅ Renegotiate payment terms with suppliers ✅ Streamline your invoicing and follow-up process ✅ Offer early payment incentives to customers Stronger cash flow = stronger operations. This month, take some time to brush up on the three pillars of financial understanding for businesses here: https://bit.ly/46ttugC

For over 60 years, Fremont Bank has been dedicated to making a meaningful difference in the Bay Area. As your neighbors, we understand the value of uplifting those around us, and it’s this shared commitment that drives everything we do. We’re honored to be recognized for the 21st consecutive year on the San Francisco Business Times Top Corporate Philanthropists list, ranking No. 25 in 2025. This recognition reflects our ongoing mission to create positive change and support the incredible community we’re all part of. We invite you to explore the passion behind the work we do, and the commitment that drives us: https://bit.ly/4lqmB5G Member FDIC

Business decision-making demands greater foresight than simply hoping for favorable conditions. But how do you make sure to accurately and realistically understand your business's past, present, and potential future, so you're not caught out in the storm without any protection? We've got you covered with our how-to related to financial projections--answering six burning questions to help you make sure you have a realistic financial outlook and secure your business's future. Read the guide here: https://bit.ly/3Gb6RF8

Today is National Financial Awareness Day—a great reminder to revisit your budgets and sharpen your financial skills! Whether it’s budgeting, managing expenses, or investing, there’s always room to grow your financial know-how. Ready to take the next step? Check out our blog for insights on balance sheets, income statements, and cash flow management: https://bit.ly/46ttugC

Meet Jason Bramell, a private lending loan officer at Fremont Bank! With 10 years at the bank, this residential lending pro is all about building lasting relationships and delivering meaningful solutions for his clients. Jason's passion for people and teamwork fuels his drive to make every client interaction unforgettable. Jason is a seasoned lending expert who specializes in providing tailored residential lending solutions for The Private Bank clients. Known for building strong relationships, he takes pride in fostering trust and collaboration with clients and colleagues alike. His genuine approach, combined with a passion for teamwork, ensures every client’s unique needs are met with care and precision. Get to know more about Jason's love for relationship banking, history, and mastering the art of stringed instruments in this month’s Associate Spotlight. 👉 Read his story: https://bit.ly/4mkst18 Equal Housing Lender | Member FDIC | NMLS# 478471

Open Heart Kitchen has been serving the Tri-Valley since 1995, where meals were prepared and served by volunteers out of their homes. Nearly 30 years later, the organization has expanded its reach by opening the Vineyard Resource Center, and now has opened its distribution center for Dublin, Pleasanton, and Livermore. The Fremont Bank Foundation’s support of these two projects enables the organization to meet the most basic needs of vulnerable people in our community, and ensure that no one goes hungry. Find out more on our blog: https://bit.ly/4ll8DCU Member FDIC

Budgets should never be “set it and forget it.” They're living tools. If you haven't taken a look at yours lately, this is your sign to add it to this month's to-do list. Use your recent performance data to refresh your forecasts and fine-tune your budget: ✅ Adjust revenue projections to reflect market trends ✅ Revisit expense categories and reallocate funds if needed ✅ Focus on what drives results—and let go of what doesn’t Staying agile with your numbers means staying ahead, and we're here to help. Learn more about how we help small businesses thrive: https://bit.ly/44Ikzr0 #BusinessFinance