Huff Insurance

If you own a condo, a recent Maryland law change could leave you exposed to a serious coverage gap you may not even realize exists. The change impacts loss assessment coverage, which helps protect condo owners when their association’s master policy falls short. Without the right protection, you could be left facing unexpected out-of-pocket costs that run into the tens of thousands. We break down what this law change means, why your current condo insurance may not be enough, and how to make sure you’re covered. 👉 Don’t wait until it’s too late—understanding this now could save you a financial headache later. Read the full article here: https://lnkd.in/eHJ3RFkK

Top 10 Reasons Your Business Should Consider EPLI (Employment Practices Liability Insurance) Running a business comes with plenty of challenges—and one that often gets overlooked is protecting yourself from employee-related claims. Employment Practices Liability Insurance (EPLI) helps safeguard your business against costly allegations like wrongful termination, discrimination, or harassment. Even if the claim isn’t valid, defense costs can be overwhelming. We’ve put together the Top Ten Reasons Why Your Business Needs EPLI—and you may be surprised by how vulnerable businesses of all sizes really are. 👉 Read the full blog here: https://lnkd.in/eBe4r-2C

[AWARDS] Huff Insurance has more than doubled in size since 2007. #insurance #familybusiness #life #Maryland

🚨 Is Your Business Prepared for the Unexpected? 🚨 A disaster—whether natural, cyber, or operational—can strike at any moment. Without a Business Continuity Plan, your company could face costly downtime, lost revenue, and even permanent closure. In our latest blog, we break down why every business owner needs a continuity plan and how to create one that keeps your operations running smoothly, no matter what. 🔹 Key Takeaways: ✅ The biggest risks that threaten business continuity ✅ Essential steps to building a solid plan ✅ How insurance plays a crucial role in protecting your company Don’t wait for a crisis to realize you’re unprepared! Read the full article now and safeguard your business for the future: See below for the full blog article. https://lnkd.in/eMuEPfAr

🚨 Is Your Business Prepared for the Unexpected? 🚨 A disaster—whether natural, cyber, or operational—can strike at any moment. Without a Business Continuity Plan, your company could face costly downtime, lost revenue, and even permanent closure. In our latest blog, we break down why every business owner needs a continuity plan and how to create one that keeps your operations running smoothly, no matter what. 🔹 Key Takeaways: ✅ The biggest risks that threaten business continuity ✅ Essential steps to building a solid plan ✅ How insurance plays a crucial role in protecting your company Don’t wait for a crisis to realize you’re unprepared! Read the full article now and safeguard your business for the future: See below for the full blog article. https://lnkd.in/eMuEPfAr

Hurricane Helene: A Wake-Up Call for Non-Coastal Homeowners The recent devastation caused by Hurricane Helene has highlighted a major misconception in the world of home insurance: flood risk isn’t confined to coastal areas. Despite being far from the coastline, thousands of homeowners and busineess owners found themselves vulnerable, facing costly damages without adequate insurance coverage. Flooding can happen anywhere, and the statistics are clear—20% of all flood claims come from properties outside of high-risk flood zones. Yet, many homeowners remain uninsured, assuming that general home insurance policies will cover water damage. Unfortunately, this is rarely the case. The aftermath of Helene is a reminder that it’s time to reevaluate your coverage. Flood insurance is more affordable than many realize, and policies are designed to cover scenarios that aren’t covered under traditional home insurance. 🔹 Do you have flood insurance? 🔹 Are you aware of your area’s flood risk? 🔹 Do you know how a flood policy could safeguard your financial future? These are the questions homeowners need to consider, regardless of proximity to the coast. Let’s take proactive steps to be better prepared before the next storm hits.