M&T Bank

Meet Abel Berhane, a motivated Retail Branch Intern gaining valuable experience this summer through the CBIP Program at M&T Bank. Abel is majoring in Finance with a minor in Economics at Towson University. His interest in finance was sparked during a family visit to Sweden, where his uncle introduced him to the world of investing—a moment that set him on his current academic and professional path. As a Retail Branch Intern, Abel starts his day by checking emails, opening his cash drawer, and handling negotiables. He assists customers, participates in meetings, and supports end-of-day tasks like clearing the teller line. His role gives him a front-row seat to branch operations and customer service. During his internship, Abel has strengthened his communication, problem-solving and teamwork skills. His enthusiasm for learning, paired with his proactive mindset, is helping him make the most of his internship—and we’re proud to support his journey at M&T Bank.

We’re excited to spotlight Hayden Rager, a Professional Intern with the Operations team in the Contact Center at M&T Bank, where he’s applying his passion for finance and problem-solving to real-world challenges. Hayden is pursuing a Master’s in Finance – Risk Management at the University at Buffalo. His journey into finance began with personal investing and a moment of reflection during his undergraduate studies in business administration. That spark led him to dive deeper into the field—and he hasn’t looked back since. His advice to fellow interns: “Be as hungry for information as you can. There are so many knowledgeable people here—use them as resources. Don’t be afraid to step outside your comfort zone and ask the critical questions.” Hayden’s drive to learn, openness to new experiences, and commitment to growth are making his internship a rewarding journey—and we’re proud to support him at M&T Bank. #MTBInternship

Cybercriminals don’t just fake identities, they fabricate reality. Deepfake and spoofing scams are on the rise, using computer generated videos, voices and phone numbers to impersonate people you trust. Stay alert to these manipulative tactics: ❗ Executive Impersonation: Fake requests from “senior leaders” for urgent wire transfers ❗ Social Engineering: Cloned voices of loved ones asking for emergency funds ❗ Customer Service Spoofs: Fraudsters posing as bank reps in convincing video or audio calls ❗Celebrity Scams: Deepfakes of public figures promoting bogus products or investments ❗ Romance Scams: Scam artists posing as your dream soulmate with model or celebrity profile photos/and live interactions If you suspect deepfake fraud, report it! Learn more: mtb.com/deepfakes

We’re excited to feature Gabrielle Roy, a driven Community Branch Intern making a meaningful impact at M&T Bank’s Odenton branch. Gabrielle is currently pursuing a Bachelor of Science in Finance and Marketing at Elon University, where she combines her passion for analytics and relationship-building with a strong foundation in business strategy and communication. Best advice received: “Meet at least one new person each week—and never hesitate to ask questions about someone’s career journey.” Gabrielle’s enthusiasm and commitment to both learning and meaningful connections shine through—and we’re proud to support her development at M&T Bank. #MTBInternship

We’re excited to spotlight Rachel Kipperman, a standout Community Branch Intern making an impact at M&T Bank this summer. Rachel is pursuing a Bachelor of Science in Business Administration at the University of Pittsburgh, with dual majors in Finance and Marketing. Her early exposure to financial professionals and a passion for creative strategy set the foundation for a career that blends analytics and engagement. Her advice to future interns: “Get involved in everything you can! Make your goals clear, ask bold questions, and let your curiosity lead the way.” Rachel’s eagerness to learn and her fearless approach to new challenges make her an asset to the M&T team—and we’re proud to support her continued growth. #MTBInternship

Rental fraud is on the rise with tricky fraudsters creating fake listings on popular booking sites to steal your money before you even pack your bags. Watch for these red flags: ❗ Prices that seem too good to be true ❗ Listings with few photos, vague details, or no reviews ❗ Requests to pay outside the platform (for a “discount” or to “avoid fees”) ❗ Mismatched contact info between the listing and booking ❗Pressure to act fast on deals or limited time offers Enjoy your trip without the fraud. Learn more: https://www.mtb.com/scams

We’re thrilled to announce the promotion of three exceptional leaders who have been making a difference at M&T for decades. Please join us in celebrating Lisa Gubernick, Director of Branch Banking; Mark Hutton, Head of Business Banking; and Chris Nichols, Head of Retail Banking, as they take on expanded leadership roles. “Lisa, Mark and Chris bring a thoughtful, people-first approach that reflects the very best of M&T. With their vision and deep experience, the future looks bright, and we’re excited to keep delivering value for our customers. I am confident they will continue to foster collaboration, strengthen teams, and drive meaningful impact within the bank, for our clients, and in the communities we serve.” — Eric Feldstein, Head of Retail and Business Banking Congratulations, Lisa, Mark and Chris!

Say hello to Colin Buchbinder, a second-year Community Branch Intern at M&T Bank’s Latta Long Pond branch in Rochester, NY—bringing curiosity, adaptability, and a deep love of numbers to everything he does. Colin is pursuing a degree in Business Administration with concentrations in Finance and Management Information Systems at Binghamton University. His passion for personal finance and data-driven decision-making shapes both his academic and professional journey. What inspired his journey? “I’ve always loved working with numbers and problem-solving. Math was my strength growing up, and finance felt like a natural extension—giving me the opportunity to combine that passion with real-world application and customer impact.” Colin’s commitment to lifelong learning and fearless engagement make him an outstanding intern—and we’re proud to support his continued growth at M&T Bank. #MTBInternship

Meet Madelaine O'Blenis, a passionate Community Branch Intern gaining hands-on experience this summer at M&T Bank’s Wolfeboro, NH branch. Madelaine is pursuing a Bachelor of Science in Business Administration at the University of Richmond, excited by the diverse career paths her major opens—including retail banking, management consulting, and client services. Her academic foundation has prepared her to explore multiple industries with confidence. What inspired her journey? “I was drawn to Business Administration for its versatility. I’m interested in working full-time in areas like retail banking and consulting, and my studies have given me a strong foundation to pursue those goals.” Madelaine’s boldness shines through in her internship experience—and we’re excited to support her growth at M&T Bank. #MTBInternship

Meet Omari McKenzie, a dedicated intern supporting process improvement within M&T Bank’s Customer Asset Management team. Omari is pursuing his BS/MS in Finance at the University at Buffalo. His curiosity and drive have led to impactful contributions—including reengineering workflows and building systems that streamline operations. His advice to future interns: “Ask questions! Everyone here is friendly and happy to help. A positive attitude and consistent effort will lead to real growth.” We’re proud to support Omari’s journey and celebrate the initiative, collaboration, and insight he brings to M&T Bank. #MTBInternship