Palmer's Strategic Advisors

Behind every thriving business is one decision: financial clarity. We help businesses see their 7 profit and 7 cash flow drivers—clearly. 📲 Book your Hidden Profit Diagnosis today. #FinancialClarity #CashFlow #CFO #TradesBusiness

🛠️ Shiny equipment can tempt any founder, but every capital expenditure (CapEx) must answer one question: does it accelerate ROI faster than renting or outsourcing? Smart checklist before you sign: 1️⃣ Calculate payback in MONTHS, not years. If it tops 24, explore leasing or joint ventures. 2️⃣ Add a 20 % buffer for training, downtime, and maintenance—hidden drags that quietly nuke cash projections. 3️⃣ Stress-test the forecast at 80 % utilization; reality rarely hits 100 %. Pro move: attach each CapEx to a KPI (units per hour, scrap rate, client capacity) and review quarterly. Assets should sweat; if performance lags, pivot early or divest. Captial is finite. Treat purchases like strategic deployments, not impulse upgrades. #TheCFONexus #CapEx #CapitalPlanning #ROI #CFOAdvice #SMBFinance

Big news to share… ✨ After a year of helping business owners find clarity in their numbers, we’ve realized our mission has grown bigger than the brand we started with. We’re excited to announce that The CFO Nexus is now Palmers Strategic Advisors. Why the change? Because our work has expanded beyond CFO advisory. Businesses are asking us not only to guide strategy but also to support them across the full spectrum of financial needs — from fixing messy books and forecasting cash flow to preparing for growth, financing, or even exit. Our new name reflects that broader vision: ✔️ Fractional CFO Advisory ✔️ Controller & Finance Operations ✔️ Strategic Growth Projects (scenario modeling, M&A readiness, pricing analysis) ✔️ Long-term partnerships like dashboards, board reporting, and team workshops The goal remains the same: turn numbers into momentum. But now, with more ways to help business owners build stronger, more profitable companies. We’re excited about this next chapter — and even more excited about the businesses we’ll partner with along the way.

🎯 Do you know exactly how many units—or hours—you must sell today to break even? Most teams can’t quote the number on demand, yet it’s GPS for decision-making. Quick guide: 1️⃣ Calculate fixed costs per month, then divide by contribution margin per unit. That’s your breakeven volume. 2️⃣ Stress-test by reducing margin 10 %. How many extra sales would you need if discounts creep in? The answer often scares people into smarter pricing discipline. Breakeven insight transforms “Can we afford this?” discussions from gut to math. It tells marketing where to set volume targets and ops when to add capacity. #TheCFONexus #Breakeven #CostStructure #Pricing #CFOAdvice #BusinessStrategy

You deserve more than financial fog. You deserve traction. Running a growing business shouldn’t feel like running on fumes. 💬 Comment CLARITY and we’ll send you the free link. #BusinessGrowth #Scoreboard #LogisticsFinance #HiddenProfits

Exhausted by invoices, payroll, and daily fires? You’re not alone. We help businesses see their 7 profit and 7 cash flow drivers—clearly. 🔍 DM me and get your free Scoreboard snapshot. #FinancialClarity #CashFlow #CFO #TradesBusiness

🔄 Working capital is the lubrication that keeps your business engine humming. Starve it, and even top-line growth seizes. Two levers you can pull this week: 1️⃣ Offer 2/10 net 30 terms to credit-worthy customers. A tiny discount often shaves 15–20 days off DSO—cheaper than a bank line. 2️⃣ Negotiate 45-day payment terms with your top three vendors. Volume speaks louder than price; stretch payables without straining relationships. Keep an eye on inventory days too; slower turns quietly tie up dollars that could fuel marketing test campaigns. Remember, the spread between receivables and payables is a zero-interest credit line you control. Tight management here can finance growth without new debt or dilution. #TheCFONexus #WorkingCapital #CashFlow #AccountsReceivable #VendorManagement #CFOAdvice

Cash coming in, stress staying high? Time for a new lens. A strategic scoreboard will show you *why* you're stuck—not just that you are. 🧠 Ready to think like a CFO? Start with your numbers. #SmallBusinessFinance #CFOInsights #ProfitPlanning #NumbersMatter

📅 A budget is a promise; variance analysis is the weekly reality check that keeps leaders honest and agile. Try this cadence: 1️⃣ Host a 30-minute ‘variance huddle’ every month. Spotlight the top three positive and negative gaps; assign one corrective action per gap before you leave the room. 2️⃣ Color-code variances above 5 % in your dashboard; the human brain follows bright colors faster than decimal places, ensuring busy operators actually look. Reframe variances as clues, not blame. Winning teams treat every red cell like a detective story—find the root cause, tweak the process, and lock in the lesson for next cycle. Continuous micro-course corrections beat year-end fire drills every time. Wish you had a plug-and-play variance tracker with built-in alerts? DM me for a free template. #TheCFONexus #Budgeting #VarianceAnalysis #FinancialDiscipline #CFOAdvice #SmallBusinessOps

Exhausted by invoices, payroll, and daily fires? You’re not alone. A strategic scoreboard will show you *why* you're stuck—not just that you are. ✅ Plug the leaks. Fuel the growth. Let’s talk. #SmallBusinessFinance #CFOInsights #ProfitPlanning #NumbersMatter