Real-time payments: the future of commerce and fraud prevention

#mastercardemployee #reqaltimepayments The movement of money now occurs at unprecedented speeds—internationally, between individuals, and even between automated systems. Facilitating this advancement are real-time payments and account-to-account (A2A) technologies, which play a fundamental yet often under-recognized role within the payments sector.

How can the world’s payments infrastructure keep pace with rising fraud risk, rapidly evolving demands from consumers and businesses, and changing regulatory requirements?  Mastercard’s Helena Forest unpacks this and more on 11:FS’s Fintech Insider podcast, alongside Monzo Bank’s Head of Payments Andy Sacre and payabl.’s Group CEO Ugnė B..  Listen to the full podcast from 11:FS here🎤 #Mastercard #11:FS #FintechInsider #FutureOfPayments #RealTimePayments 

Real-time payments are changing the pace and the potential of the payments landscape. For those of us focused on building partnerships and driving growth across the Americas, this shift isn’t just about faster transactions. It’s creating new opportunities for banks, fintechs, and digital players to deliver entirely new customer experiences and business models. Great to see our teams leading this conversation and helping shape what comes next. #RealTimePayments #MastercardEmployee

Are Instant Payments the Future… or Just a Trend? In a world where speed is everything, payment methods like Real-Time Payments (RTP) and OCT/AFT are becoming the norm. But are we sacrificing security and compliance for convenience? Here’s what you should know: 🚀 Pro-Instant: Instant payments reduce friction, enable 24/7 transactions, and meet consumer expectations. ⚠️ Caution: Faster payments can mean faster fraud if compliance isn’t airtight. What’s your take? Should instant payments dominate the #Payments industry, or do they create more risks than rewards? Let’s hear your thoughts! 🎓 Want to understand the risks and rewards of modern payment methods? 👉 Get FREE access to our Intro to Payments course at the Payments Academy and explore how innovation is reshaping the industry. Sign up now: https://lnkd.in/erbTaEjt #InstantPayments #RealTimePayments #FinTech #DigitalPayments #PaymentsAcademy #Innovation

How will the payments mix evolve by 2028? By 2028, new payment methods (instant payments + e-money) are forecast to rise globally from 21% in 2023 to 30% of transaction volume, showing a major shift away from traditional card and bank-based payments. This reflects the growing demand for faster, digital-first payment experiences. #FinTech #DigitalPayments #PaymentsInnovation #FutureOfPayments #BankingTransformation #CardTech

The future of cross-border payments is evolving rapidly. Will the ecosystem remain anchored in fiat, shift toward stablecoins, or adopt a hybrid, supervisory-grade model? For over 50 years, cross-border payments have been slow, costly, and opaque due to legacy correspondent banking structures. Today, innovations from card networks and blockchain-based stablecoins are reshaping the landscape. Faster payments alone aren’t enough. Without safer, more transparent systems, speed only increases risk. Join Payall CEO Gary Palmer and The Payments Association on September 2, at 2:00 PM BST for a fact-based workshop exploring: - Root causes of payment inefficiencies - Conversion and liquidity challenges with stablecoins and fiat - The future menu of diverse payment options - Innovations from Mastercard, Visa, and others - Supervisory-grade software for risk and compliance management Discover how new software makes cross-border payments safe, transparent, and regulator-ready. Register here: https://lnkd.in/dcEjk3X8 #CrossBorderPayments #Stablecoins #RegTech #RiskManagement #Fiat #Payall

If you take payments, you need to know about #GPR2025. Drawing on ten years of payment trends and insights, the Global Payments Report 2025 offers valuable guidance for merchants developing their payment strategies worldwide. Discover why cards continue to play a vital role across the globe by downloading the full report here: https://bit.ly/43KwYvL #WorldpayInsights #FinTech #PaymentInnovation #Worldpay

Worldpay #GPR2025 The way your customers pay is changing. Worldpay’s latest Global Payments Report highlights a clear shift: In-store digital payments jumped from 3% to 38% in just a decade. Online digital payments grew from 34% to 66%. Digital wallets, bank-to-bank payments, BNPL, even crypto are becoming mainstream expectations. For UK small businesses, this isn’t just “global data.” It’s what your customers expect today. Convenience at checkout. More choice than just cards. Trust that their payment is seamless and secure. The challenge? Many SMBs don’t have the time, tools, or expertise to keep up with these changes. That’s where I come in. I help businesses like yours cut through the complexity and put the right payment solutions in place — so you can focus on growth, not on juggling payment headaches. If you’re wondering whether your current setup is keeping up with customer expectations, let’s talk. I’d be glad to help you build a payments strategy that wins loyalty, reduces friction, and grows revenue. #ukbusiness #smb #payments #worldpay #customerexperience #digitalwallets

Exclusive Interview 🎤 | Paul Lewis, Financial Journalist At last Thursday’s event, Paul Lewis delivered a thought-provoking session on “Smarter Payments & Cash.” While digital payments bring efficiency and convenience for banks, retailers, and customers, there remains a significant group who either prefer or depend on cash. Paul raises the crucial question: 👉 What should the payments industry be doing to ensure technology also supports those who still need cash? In this exclusive interview, Paul explores: 🔹 The benefits and limitations of current payment systems 🔹 Challenges in converting customers to digital solutions 🔹 Why inclusion for cash-reliant groups must remain a priority Watch the full interview to hear his insights on how the payments industry can balance innovation with accessibility. #Payments #FinTech #Innovation #Cash #FinancialInclusion

Banking has already changed. The question is: will traditional banks survive the shift? In the new episode of Breaking Banks, Brett King is joined by a Who's Who of global fintech thought leaders: Bruno Diniz, Efi Pylarinou, 💯 Jim Marous, Paolo Sironi, and Richard Turrin. Together, they unpack the rise and fall of branch banking, and why digital-first banks are setting the pace. From Brazil’s Nubank, now serving 123 million customers, to PIX transforming payments for 85% of adults, the data tells the story: 👉 Branch-based economics no longer scale. 👉 Digital acquisition wins on cost and speed. 👉 Real-time rails like PIX and CBDCs will define the future. 🎧 Tune in as we dive into Brett King's new book, Branch Tomorrow, with the contributing writers behind this startling new work. Explore what’s next for banks that want to remain relevant in a digital-first world. Link to the full episode in comments. #Fintech #BankingTransformation #DigitalFinance #FinancialInclusion