Saurav Ghosh’s Post

🎥 From Data Science to AI-First Decision Intelligence   In our conversation with Saurav Ghosh, Head of Data Science at BharatPe, we explored how AI is evolving from model-building to real-time, explainable, business-aligned orchestration.   At BharatPe, Saurav leads the shift toward horizontal, cross-functional AI capabilities—where data powers decisions across risk, fraud, underwriting, and product design.   🔍 Key Themes: Data – “The grunt work is real.” 60–70% of effort is still in data prep, cleaning, and integration—especially in high-trust domains like fintech. Metadata – “Sometimes metadata is the signal.” AI flags fraud through device patterns, document reuse, and user behaviors often missed by static models. Models – “It’s application-first now.” GenAI demands problem framing, orchestration, and business grounding more than algorithmic novelty. “You need to know where to build, where to buy, where to integrate.” Strategy matters as much as infrastructure.   At Minfy, we bring this to life through the EGIRA Framework: ✔️ Evaluate business & operating models, readiness from data to business impact ✔️ Govern with trust and transparency ✔️ Innovate across platforms, workflows, and business models ✔️ Re-engineer legacy systems for real-time insights ✔️ Adopt AI with the mindset and talent to scale 💡 Insight: Winning with AI isn’t about bigger models—it’s about coordinated intelligence that drives clear, human-centered outcomes.   🎥 Watch the full conversation here: https://zurl.co/2KJxs Ekhlaque Bari Sayantan Paul Choudhuri Abin John Indranil Mitra Aditya Singh Shashank Sharma Dayanand Srinivasan Jess Lockwood ☁️ Daniel Spinello Jaideep Sen Nikhil Polepally Devanshu Kewlani Mag Rajasekaran Saurabh Jain Saahil Kattula Madhur Dhananiwala Shiva K.  #MinfyEGIRA #DecisionIntelligence #GenAI #AITransformation #AIInFintech #CustomerCentricAI #BusinessModelInnovation