Building credit may sound simple, but for many, it’s anything but. Steven B., CEO of Great Lakes Credit Union, joined Drew Megrey to share how his team is tackling this challenge head-on. From 0% credit builder loans to payday lending alternatives, GLCU is helping members build credit and confidence, without falling into predatory traps. In this episode, we cover: - Why traditional loan products don’t work for every demographic - How GLCU uses smaller loans to help members graduate into mainstream banking - Why they scrapped a centralized loan department in favor of a branch-first model - How they’re balancing digital tools with the human touch If you’re looking for new ways to grow lending and deepen member relationships in a tough market, this episode is worth a listen.
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Are you looking to boost your credit union’s loan portfolio? Want to stay ahead in the competitive world of financial services? In this episode of Credit Union Conversations, host Mark Ritter, CEO of MBFS, sits down with Todd Stauffer, our seasoned Relationship Manager in Western Pennsylvania, to share insights on succeeding in commercial banking. From navigating market trends to leveraging speed to market for a competitive edge, Todd reveals strategies to help credit unions thrive. Tune in to learn how to adapt to changing interest rates and build lasting client relationships! https://bit.ly/4g1tOYK
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🏠 ⚔️ Home equity is the next big battleground...how can Credit Unions Win? ...Trust & guidance members can’t get from big banks ...Speed with smarter appraisals + digital tools ...Education that empowers homeowners to use equity wisely With trillions in tappable equity, now’s the time for credit unions to lead. Chimney CEO Matthew Covi shares his expertise with Credit Union Times https://lnkd.in/etcQQqkx
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Commercial lending is growing inside the credit union movement, but the funding source often tells a different story. In this episode of 22 Minutes in Lending, John Ballantyne, CMP highlights the gap between commercial loan activity and commercial deposit growth among credit unions and why there’s still significant opportunity to align the two. 🎧 Tune in to hear how credit unions can better leverage commercial deposits. 🔗 below
Commercial Lending
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Plugging a gap that other lenders don't want to? In this episode of Property Insights, Mark Bouris AM speaks with Gee Taggar from Archer Wealth, a new addition to YBR’s lender panel, to discuss the rise of private lending in Australia. From regulatory safeguards to dodgy operators, Gee explains why private lending exists, who it’s for, and what to look out for. It’s not for everyone. But for some borrowers, it’s exactly what they need. Watch the full episode here: https://lnkd.in/gUp8nzqC
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Can Credit Unions Win the Speed Race? Absolutely—Here’s How. Synchrony’s PRISM system can approve credit cards in just six seconds. Impressive? Yes. Daunting? Only if you forget what makes credit unions fundamentally different: trust, relationships, and member-first values. In my latest post, I break down six actionable strategies that help credit unions not just keep pace—but outshine big lenders, by leveraging their greatest strengths. Think smarter underwriting, embedded credit, and second-chance opportunities—with heart. Read more: http://mvnt.us/m2442833
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Can Credit Unions Win the Speed Race? Absolutely—Here’s How. Synchrony’s PRISM system can approve credit cards in just six seconds. Impressive? Yes. Daunting? Only if you forget what makes credit unions fundamentally different: trust, relationships, and member-first values. In my latest post, I break down six actionable strategies that help credit unions not just keep pace—but outshine big lenders, by leveraging their greatest strengths. Think smarter underwriting, embedded credit, and second-chance opportunities—with heart. Read more: http://mvnt.us/m2442833
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💡Fintech Friday Spotlight: Credit Mountain Declining a loan doesn’t have to mean closing the door. Credit Mountain is helping credit unions reimagine the decline experience, giving mission-driven lenders a way to say “not yet” with empathy, dignity, and a real path forward. Through their digital credit counselor platform, Credit Mountain empowers credit unions to: 🔹 Deliver personalized action plans for declined borrowers 🔹 Replace cold AAN templates with warm, educational guidance 🔹 Track progress toward eligibility in real time 🔹 Offer targeted tools that support credit building and financial growth 🔹 Build future loan pipelines while staying true to the CU mission 💬 “It’s not a no, it’s a not yet.” By combining compliance, coaching, and connection, Credit Mountain helps credit unions serve more members, not just today, but for a lifetime. 🔗 Source: https://lnkd.in/g3kpkV5i #FintechFriday
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Loan delays are one of the biggest frustrations for SACCO members and one of the biggest risks for SACCOs and MFI growth. In this carousel, we break down why loan turnaround times drag from days to weeks and show how automation can cut them down to minutes. If you are a SACCO or MFI decision maker, this is a must-read to understand: ✅ The real causes of loan delays ✅ The impact on member trust and revenue ✅ Practical steps automation can deliver today Swipe through the full breakdown and see how your SACCO or MFI can stay ahead.
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📊 Ever wonder why your score dropped out of nowhere? It all comes down to the 5 core factors that make up your credit score. From payment history to utilization and even how many new accounts you've opened — each one plays a role. 🎯 If you want better credit, you've got to understand the game — and we'll show you how to play it smarter. 🌐 https://lnkd.in/e_49tgdK #CreditRepair #FinancialFreedom #FixYourCredit #CreditScoreBoost #CreditHelp #CreditRestoration #BusinessFunding #FinancialLiteracy #CreditEducation #BuildCredit #MoneyMatters #CreditConfidence #FundingSolutions #SmartMoneyMoves #KridetSolutions
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True financial freedom is the power to call the shots. Riccardo Manazza, a licensed real estate advisor with eXp Realty, describes the moment he realized just how much control Infinite Banking gives you. No rigid repayment plans. No anxious calls to loan officers. Just flexibility, adaptability, and full authority over your terms. If you've ever felt boxed in by the traditional system, watch the full episode! Breaking Free Financially Through Infinite Banking with Riccardo Manazza. https://lnkd.in/gwr3zSq9 #RethinkFinancialFreedom #WealthWithoutBanks #RichardCanfield
Your Loan, Your Timeline, Period
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