10 Countries Where You Can Live Better for Half the Cost
Sally Pederson
Certified Life and Neuroscience Coach ǀ International Relocation Consultant ǀ Keynote Speaker ǀ #1 International Bestselling Author ǀ
Cut Your Living Expenses in Half—Without Sacrificing Lifestyle
"If you're tired of watching your hard-earned money disappear into food, rent, insurance, and taxes, it's time to consider a better option. Across the world, there are places where life is simpler, healthier, and dramatically more affordable."
Here are 10 countries you can live in for less, without sacrificing your lifestyle.
1. Mexico – Where Coastal Charm Meets Affordable Living
Mexico consistently ranks as one of the top destinations for expats seeking to stretch their budget without compromising their lifestyle. Its combination of vibrant culture, modern infrastructure, and geographic diversity makes it ideal for nearly anyone, whether you're drawn to white-sand beaches, colorful colonial towns, or bustling cities.
One of the biggest draws is affordability. Rent in many areas—especially outside of Mexico City and major tourist hubs—can be a fraction of what you'd pay in the U.S. or Canada. Healthcare is both high-quality and low-cost, with many English-speaking doctors and private hospitals offering top-tier services at prices that often don't even meet insurance deductibles back home. Day-to-day living—from groceries to transportation to dining out—is remarkably budget-friendly.
But it's not just about saving money. Mexico offers an incredible lifestyle. Imagine mornings spent walking along the Pacific or Caribbean coast, afternoons spent working from a shaded café in a cobblestone plaza, and evenings spent enjoying fresh ceviche or tacos for under $10. There's also a thriving expat community in cities like Mérida, San Miguel de Allende, and Puerto Vallarta, making it easy to find your tribe while still experiencing the richness of Mexican life.
2. Portugal – European Comfort with a Slower, Cheaper Pace
Portugal has quietly become one of the most attractive destinations in Europe for expats seeking a high quality of life without the high European price tag. With its mild climate, rich history, and friendly locals, Portugal offers a peaceful, scenic, and safe place to live. It is ideal for those craving a slower pace and coastal serenity.
While Lisbon and Porto have seen prices rise in recent years, many other areas of the country remain highly affordable. Cities like Coimbra, Évora, and Braga offer beautiful architecture, robust infrastructure, and significantly lower housing costs. Even in popular coastal areas like the Algarve, it's still possible to live comfortably on half the budget needed in North America. Utilities, public transportation, and groceries are all reasonably priced, and healthcare is excellent, whether through the public system or private plans that cost a fraction of U.S. insurance premiums.
Portugal's lifestyle is what truly distinguishes it. Days are often spent enjoying fresh seafood by the sea, sipping coffee in sunlit town squares, or exploring vineyards and castles in the countryside. The culture emphasizes balance and connection, where time spent with family, enjoying good food, and being in nature are not luxuries but daily habits. It's a place where slowing down doesn't feel like a compromise—it feels like a reward.
3. Montenegro – Mediterranean Living Without the Mediterranean Prices
Tucked along the Adriatic Sea, Montenegro offers stunning natural beauty, a relaxed lifestyle, and one of the lowest costs of living in Europe. It combines the charm of historic coastal towns, alpine mountain ranges, and crystal-clear beaches—all in a country smaller than Connecticut.
What makes Montenegro truly stand out is its affordability. Housing, dining, and everyday expenses are surprisingly low, especially outside the more tourist-heavy areas, such as Kotor or Budva. A comfortable apartment near the coast can cost less than a single room in a European capital. Property taxes are minimal, utilities are inexpensive, and private healthcare is affordable, often with same-day access to care.
Montenegro is ideal for those who crave nature, peace, and a slower rhythm. You can spend your mornings kayaking in the bay or hiking in Durmitor National Park, and your evenings enjoying fresh seafood at a seaside restaurant for under $15. The country is safe, welcoming, and increasingly open to foreigners, with digital nomad-friendly policies and a growing expat scene. It's the kind of place where your money—and your peace of mind—go a long way.
4. Costa Rica – Where Nature, Wellness, and Affordability Align
Costa Rica has long attracted expats and retirees with its promise of "Pura Vida"—a lifestyle rooted in simplicity, health, and happiness. From lush rainforests and volcanoes to two coastlines of stunning beaches, the natural beauty alone is enough to make you pause. But what makes Costa Rica shine is how much life you can enjoy for significantly less money.
While some tourist areas can be pricey, much of the country remains very affordable. Renting a comfortable home in a smaller town or rural area can cost a third of what you'd pay in North America. Healthcare is a significant plus: Costa Rica offers both a public health system (CAJA) and affordable private options, and it's widely recognized for its quality care and well-trained doctors. Add to that the low cost of local produce, transportation, and domestic help, and you can live well on a modest budget.
The lifestyle here is laid-back and wellness-oriented. Locals and expats alike spend their days surfing, hiking, practicing yoga, or simply relaxing with fresh coffee and tropical fruit. The culture fosters connections to nature, neighbors, and a slower pace of life. Costa Rica is ideal for those seeking not only to save money but also to enhance their health and well-being actively.
5. Malaysia – Modern Comfort, Tropical Beauty, and a Low Cost of Living
Malaysia offers an exceptional balance of affordability, convenience, and cultural diversity. It's one of Southeast Asia's most developed countries, yet it remains one of the most budget-friendly places to live, making it a top choice for expats seeking modern amenities without the high price tag.
What makes Malaysia affordable is its low cost of housing, food, transportation, and healthcare. You can rent a modern, furnished apartment in Kuala Lumpur or Penang for a fraction of what you'd pay in Western cities. Eating out is so affordable that many expats dine at restaurants daily, enjoying a diverse range of cuisines from Indian to Chinese to Malay for just a few dollars. Healthcare is world-class and remarkably affordable, with English-speaking doctors and modern facilities that attract medical tourists from around the globe.
But life in Malaysia isn't just cheap—it's richly rewarding. The country is a melting pot of cultures, offering an endless array of festivals, flavors, and traditions. You can spend weekends exploring tropical islands, misty highlands, or bustling city markets. English is widely spoken, making it easy to integrate, and there's a growing expat community across the country. For anyone seeking a low-cost, high-comfort lifestyle in Asia, Malaysia checks all the boxes.
6. Georgia – Europe's Best-Kept Secret for Affordable Living and Easy Residency
Nestled between Europe and Asia, Georgia is gaining international attention for its remarkable affordability, stunning mountain landscapes, and open-door approach to foreigners. For digital nomads, entrepreneurs, and early retirees, it offers a unique blend of low living costs, straightforward visa options, and a growing international community.
One of Georgia's most significant selling points is how far your money goes. Rent in cities like Tbilisi or Batumi is extremely low—you can find modern apartments for a few hundred dollars a month. Utilities, internet, and public transportation are equally affordable, and eating out is almost as cheap as cooking at home. Georgia also boasts a low flat tax system and offers a one-year visa-free stay to citizens of many countries, with easy pathways to residency for those who want to stay longer.
Life here is steeped in history and surrounded by nature. The food and wine culture is world-renowned, the people are warm and welcoming, and the pace of life is refreshingly unhurried. Whether you're hiking in the Caucasus Mountains, soaking in sulfur baths, or working from a cozy café in Old Tbilisi, Georgia delivers a lifestyle that feels both rich and simple, with a price tag that's hard to beat.
7. Colombia – Vibrant Cities, Diverse Landscapes, and a Surprisingly Low Cost of Living
Colombia has undergone a remarkable transformation in recent years, evolving into one of Latin America's most exciting and livable countries for expats. With its rich culture, varied climate zones, and affordable lifestyle, Colombia appeals to those seeking more freedom and adventure without compromising comfort or safety.
Living costs in Colombia are among the lowest in the region. Whether you're drawn to the spring-like climate of Medellín, the colonial beauty of Cartagena, or the energetic buzz of Bogotá, you'll find rental prices, utilities, and transportation far below what you're used to in North America or Europe. Dining out is inexpensive, fresh produce is abundant, and high-quality healthcare is readily available at a fraction of the cost.
What makes Colombia even more appealing is its diversity of experiences. You can wake up in a cosmopolitan city, enjoy world-class coffee in the Andes, or relax on the Caribbean coast—all within the same country. There's a growing community of digital nomads and retirees, and many cities are actively welcoming foreigners. With vibrant culture, modern conveniences, and significant savings, Colombia offers an exciting and affordable lifestyle that's quickly winning over global citizens.
8. Thailand – Tropical Comfort, World-Class Cuisine, and Incredible Value
Thailand has long been a favorite among expats, digital nomads, and retirees, and it's easy to see why. With its combination of beautiful beaches, bustling cities, welcoming culture, and some of the lowest living costs in Asia, Thailand offers a high-quality lifestyle that's both vibrant and budget-friendly.
Affordability is one of Thailand's most substantial advantages. Rent is low, especially in cities like Chiang Mai or smaller beach towns like Hua Hin. Even in Bangkok, a modern condo with a pool and gym can cost less than a basic apartment in a Western city. Local food is not only delicious but incredibly cheap—you can enjoy a freshly prepared meal from a street vendor or casual eatery for just a couple of dollars. Healthcare is also excellent, with internationally accredited hospitals and very reasonable prices for both routine and specialized care.
Beyond the numbers, life in Thailand is rich in variety and full of richness. You can spend your mornings practicing yoga by the ocean, work from a stylish café in the afternoon, and enjoy sunset cocktails on a rooftop bar for under $5. The warm climate, kind people, and deep spiritual traditions create a sense of ease and joy that's hard to find elsewhere. Thailand offers more than just affordability—it provides a lifestyle many only dream of.
9. Albania – Europe's Hidden Gem with Mediterranean Views and Minimal Expenses
Albania is quickly emerging as one of Europe's most underrated destinations for expats. With its breathtaking coastline, rich cultural history, and welcoming attitude toward foreigners, it offers an enticing alternative to more expensive Mediterranean countries, all without the tourist crowds or inflated prices.
Living in Albania is remarkably affordable. You can rent a spacious apartment near the beach or in a historic city center for a fraction of the cost you'd pay in nearby Italy or Greece. Dining out is inexpensive, especially at local taverns that serve fresh seafood, grilled meats, and organic produce. Utilities, transportation, and daily expenses are similarly low, and while the healthcare system is still developing, private clinics offer competent care at budget-friendly rates.
What truly surprises many newcomers is the beauty and ease of life here. Towns like Saranda and Vlora boast spectacular sea views, laid-back atmospheres, and access to untouched nature. Inland cities like Berat and Gjirokastër offer a charming cobblestone atmosphere and UNESCO-protected architecture. Albanians are known for their hospitality, and English is increasingly spoken among the younger population. For anyone looking to enjoy the European lifestyle—without the European prices—Albania is a destination worth serious consideration.
10. Turkey – Ancient Culture, Coastal Beauty, and an Affordable Life of Abundance
Turkey offers a stunning blend of East and West, where ancient ruins stand alongside modern cities, and breathtaking coastlines rival those of the world's most famous destinations. For expats seeking a rich cultural experience, a mild climate, and a low cost of living, Turkey delivers in spades.
What makes Turkey especially appealing is the value it offers for everyday life. Rent is incredibly affordable—whether you choose a seaside apartment in Antalya, a house in a small Aegean village, or a city flat in Izmir or Ankara. Groceries, utilities, and public transportation are all affordable, and the country's renowned fresh markets offer access to high-quality produce, cheeses, and spices at a fraction of Western prices. Even private healthcare, including dental and cosmetic services, is accessible and highly rated.
Turkey's lifestyle is both relaxed and enriching. You can spend your mornings walking along the Mediterranean, explore ancient ruins in the afternoon, and enjoy traditional meze with friends as the sun sets over the Bosphorus. The hospitality is warm and genuine, and with a variety of residency options available, staying long-term is entirely possible. For those looking to live beautifully and affordably, Turkey is a captivating and practical choice.
Quick Comparison: Where Your Money Goes Further
🇲🇽 Mexico
🇵🇹 Portugal
🇲🇪 Montenegro
🇨🇷 Costa Rica
🇲🇾 Malaysia
🇬🇪 Georgia
🇨🇴 Colombia
🇹🇭 Thailand
🇦🇱 Albania
🇹🇷 Turkey
Global Citizen Life Podcast
Want to hear directly from people who've made the move? On the Global Citizen Life Podcast, I talk to expats living in these exact countries—how much they're saving, what daily life is like, and what they wish they had known before relocating.
Ready to Live Better for Less?
The high cost of living, rising taxes, and constant stress aren't your only options. Around the world, people just like you are discovering that they can live comfortably—and even luxuriously—for half the cost they're paying now. Whether you're drawn to tropical beaches, old-world charm, or vibrant city life, there's a destination out there that offers the lifestyle you want at a price you can enjoy.
The first step? Get informed, get inspired, and get moving.
🎧 Want to hear real stories from people who've already made the move?
Listen to the Global Citizen Life Podcast, where expats share their stories of relocation, reduced expenses, and increased freedom in their lives. Watch the podcast here.
📘 Need a roadmap to get started?
Our Move Abroad Masterclasses give you step-by-step guidance, expert interviews, residency strategies, relocation tips, and so much more. It's your shortcut to designing a life of freedom, affordability, and fulfillment.
To Your Global Lifestyle
Regards,
Sally Pederson
P.S.
In next week's issue: The Top Countries Where You Can Legally Pay Zero Income Tax—and still enjoy a high standard of living. You won't want to miss it.