Cut Costs & Keep Employees: The Power of Preventative Care
Christopher Johnson
Executive Director at HealthChoice of Michigan | HealthChoice offers affordable health care for small business owners and their employees.
Running a small business is not an easy job. Whether opening a café, running a repair shop, or owning a small shop, there's always a lot to handle – managing employees, keeping customers happy, and ensuring everything runs smoothly. However, one thing that often gets overlooked is employee health, and that can cost more than you think.
Health coverage might seem like another expense, but it can help you save money over time – especially when it includes preventative care. Keeping your team healthy means fewer sick days, fewer last-minute schedule changes, and a more productive, dependable crew. Taking care of your employees means a win for them and your business.
What is Preventative Care? (And Why It Matters to Your Business)
Preventative care is all about stopping health problems before they start. It includes:
Here's why making health insurance a priority is one of the best decisions you can make for your business:
Sick Days and Lost Productivity Cost More Than You Think
When someone calls out sick, your business takes a financial hit. You have to find someone to cover their shift or end up working those hours yourself. If multiple employees get sick at once, it can throw off your whole schedule.
And when employees come to work feeling awful? That's not any better. Headaches, back pain, or stress make it harder to focus, leading to mistakes and lower productivity.
Preventative care helps keep these issues in check, so your team can stay healthy, focused, and ready to do their best at work.
Major Medical Bills Can Be a Burden
Suppose an employee without health coverage has a medical emergency. They might struggle with bills they can't afford, which could result in a more extended recovery period, financial stress, or even having to quit their job. By offering health insurance with preventative care, you help your employees stay ahead of health problems and avoid these situations.
Why Offering Health Coverage is a Smart Business Move
A small investment now saves big problems later by considering the following factors:
🔹 Better Employee Retention – When employees feel valued, they stay. Offering health benefits shows you care, making them more likely to stick around.
🔹 Attracting Good Hires – If another small business in your area offers health coverage and you don't, job seekers may choose them instead.
🔹 Fewer Last-Minute Staffing Issues – Paying a little for preventative care now is cheaper than scrambling to cover shifts or being short-staffed when employees face serious health issues.
Take Care of Your Team, and They'll Take Care of Your Business
Health coverage with preventative care options helps employees stay healthy with regular check-ups, screenings, and vaccinations. This lowers the risk of serious health issues and unexpected medical costs.
When employees can take care of their health, they're more focused and dependable at work. That means fewer sick days, happier employees, and a smoother-running business.
HealthChoice of Michigan offers affordable, reliable Small Business Plans with access to Metro Detroit's most respected physicians and hospitals to you and your team in Wayne or Oakland County. We have been providing top-quality health, dental, and optical benefits for 30 years and counting.
With a flat rate of $255 per month per team member (regardless of age or gender), you can afford the best coverage for your team with minimal out-of-pocket costs. It's a thoughtful way to show your employees they are valued. Learn how to apply today!