Finopotamus on LinkedIn - Vol. 3, Issue 28

Finopotamus on LinkedIn - Vol. 3, Issue 28

Monday, July 21, 2025

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FedNow’s Million-Dollar Leap: Driving B2B Payments and Modernization

By John San Filippo - Read Now

The Federal Reserve's FedNow Service has increased its transaction limit to $1 million, a strategic move designed to expand its footprint in business-to-business (B2B) payments and potentially rival traditional wire transfers, with industry experts highlighting its impact on financial institutions and the growing role of AI in real-time transactions.


 Helping To Protect Credit Unions from Fraud, Account Takeovers and Pig Butchering

By Roy Urrico - Read Now

GeoComply , a geolocation and fraud-prevention specialist known for its work in gaming, now uses its location‑intelligence tools and anti‑spoofing SDK to help credit unions and banks detect and block sophisticated fraud schemes—including account takeover, credential‑stuffing bots, and “pig butchering” crypto investment scams.


Now’s the Time to Start Budgeting for 2026 IT Strategies

By W.B. King - Read Now

Info-Tech Research Group urges CIOs in July to begin preparing transparent, value-driven, and stakeholder-aligned IT budgets now—rather than using last year’s operational expenses with minor tweaks—to build a defensible and approval-ready 2026 IT funding plan.


 White Clay Helps Credit Unions Mold Data into Better Member Relationships

By Roy Urrico - Read Now

White Clay collaborates with credit unions to transform their extensive—but often underutilized—data into actionable insights that help frontline teams identify relationship opportunities, enhance member experience, and boost profitability via intuitive dashboards and strategic segmentation.


 Tech People in the Know: Solutions by Text’s David Baxter

By W.B. King - Read Now

Finopotamus profiles David Baxter , CEO of Solutions by Text , highlighting his career in financial technology and his company's focus on compliance-first, text-based communication solutions, particularly RCS messaging, for financial institutions like credit unions.

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The Latest TechSolutions4CUs Podcast

On the latest episode of the TechSolutions4CUs podcast, Alex McLeod, MBA , CEO of Parlay Finance , explains how credit unions can significantly improve the small business lending experience. She highlights Parlay's AI-powered loan intelligence system, which automates the inquiry process, enabling faster approvals and more efficient service for credit union members seeking business loans. - Listen Now


The Latest Finopotamus Unscripted Episode

In this episode, Anne Legg , Gordon Flammer , and Naveen Jain  discuss the current state of credit union data, emphasizing the need for strategic, data-driven approaches, effective data management, and cultural shifts to leverage data and AI for improved member experience and operational efficiency, while also touching on the implications of stablecoins and open banking. - Watch Now


 Press Room VIP News

AmeriCU Credit Union Celebrates Grand Opening of New North Utica Branch | Read Now | AmeriCU Credit Union

Giakoumopoulos Receives Surprise Award at GWLN Forum in Stockholm | Read Now | World Council of Credit Unions (WOCCU)

World Council of Credit Unions and Visa Launch Strategic Collaboration to Tackle Cross-Border Payment Challenges | Read Now | World Council of Credit Unions (WOCCU)

Strong Q2 Growth Brings 15 New Customers to AKUVO | Read Now | AKUVO

Coastal Credit Union Foundation and Carolinas Credit Union Foundation Award Scholarship Funds to Sixteen Students | Read Now | Coastal Credit Union


 Industry News

Patelco Credit Union Deploys Payfinia’s Instant Payment Xchange Platform, Enabling Real-Time Payments via FedNow Receive Service | Read Now | Payfinia

Abound Credit Union Invests in Technology Modernization with Jack Henry | Read Now | Jack Henry

Eltropy to Launch AI Certification for Credit Union and Community Bank Employees Following Hands-On Success at EMERGE 2025 | Read Now | Eltropy

Nitrogen Launches AI Meeting Center to Revolutionize Advisor Productivity | Read Now | Nitrogen

Clear Junction Extends Named Virtual IBAN Services to VASP-Licensed Businesses | Read Now | Clear Junction

ZBD Secures Eu Emi License, Announces Partnership With Clearbank To Merge Digital Assets With Traditional Finance | Read Now | ZBD

One Third of UK Credit Customers Don’t Understand Credit Agreements | Read Now | Loqbox

Lukka Appoints Kiet Tran as CEO to Accelerate Global Leadership in Digital Asset Data | Read Now | Lukka

Arteria AI Appoints Industry Veteran Daniel Duffy to Lead Sales | Read Now | Arteria AI

Front Royal Federal Credit Union Goes Live with DigitalFI’s Advanced Identity Verification for Safer, Simpler Onboarding | Read Now | DigitalFI

Directions Credit Union Selects Mahalo Banking to Expand Financial Management Tools | Read Now | Mahalo Banking

AppOmni Report Uncovers Major Gaps in SaaS Security Preparedness as Breaches Continue to Rise | Read Now | AppOmni

Lynq, the Real-Time Interest-Bearing Settlement Network, Launches with First Transaction on the Avalanche Blockchain and First Peer-to-Peer Transfer on Platform | Read Now | Lynq Network

d1g1t Selected to Help Enhance RBC Wealth Management's Technology Infrastructure | Read Now | d1g1t

Talos to Acquire Coin Metrics Creating Industry's First Integrated Data and Investment Management Platform for Digital Assets | Read Now | Talos

Towpath Credit Union Transforms their Digital Banking Experience with Alkami's Solution | Read Now | Alkami Technology

IgniteFI’s First Fintech Firecracker Showcase Crowns IDIQ as Best of Show | Read Now | IgniteFI

Finzly Appoints First Chief Financial Officer and Head of Partnerships to Accelerate Growth and Expand Market Reach | Read Now | finzly

Delfi Announces 21 Financial Institutions Live on its AI-Powered Interest Rate Risk Management Platform | Read Now | Delfi

MHC Launches Payments Plus to Transform Accounts Payable into a Strategic Value Driver | Read Now | MHC

Loqbox Named FinTech Business of the Year at The SPARKies 2025 | Read Now | Loqbox

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