Movin' On Up

Movin' On Up

Welcome to the Baseline Business & Finance Wrap!

If you're a business owner in Perth, this is your weekly no-fluff update on the numbers that matter:

📊 Markets – ASX, interest rates & commodity prices

🏡 Property – Perth house prices & rental trends

💰 Business Finance – Lending insights & smart money moves

🤣 Dad Jokes – Because finance shouldn’t be that serious

We’ll keep it short, sharp, and packed with value.

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Markets

  • It’s been a better week on the ASX, with markets shaking off some of the crazy coming out of the US. We’re back in the green — a refreshing change.
  • Gold, surprisingly, had a poor week, down around 4%. But with a 40% gain over the past 12 months, no one's exactly shedding tears into their bullion vaults.
  • Bitcoin staged a very "sophisticated" 1% move for the week. That was enough to retake the crown as the best-performing major asset over the past year (but let’s not pretend Bitcoin's reputation for drama is over).
  • Meanwhile, the US continues to cause ripple effects elsewhere — deep-sea mining has become the latest geopolitical flashpoint. Trump signed an executive order fast-tracking US exploration of critical minerals beneath the Pacific Ocean.

Property

  • Property listings in Perth finally rose this week, after five weeks of declines.
  • Maybe it’s not a sign of market softness — maybe it’s just that everyone went down south for a sneaky break and couldn't host a home open.
  • No changes to median house or unit prices
  • Top selling suburbs - Baldivis, Burswood, Aveley and Perth

Rates

  • Home loan rates are continuing to fall — and unless there are extenuating circumstances, you should definitely be seeing a 5 in front of your mortgage rate by now.

Baseline Success Story of the Week

  • We helped a client secure their first ever commercial property!
  • The plan is to move their business into the office. It's a great win for them (saving rental payments and building an asset for the future). And because it's a great win for them - it's a great win for us too.

Bad/Dad Jokes of the Week

  • Why do crabs never volunteer? Because they're shell-fish.
  • I poured some water over a duck's back yesterday. I don't think he cared.
  • What's the best way to save your dad jokes? In a dadda-base. (That's how I do it)

Need Help Navigating Finance? Let’s Chat.

Whether it’s commercial property finance, business lending, or investment strategy, I’m here to help you make the right move.

Let’s have a quick chat — call 08 6108 3925

Email - brad@baselinefin.com.au

Or just reply to this newsletter—I read every message.

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