Smart Ways To Spend Less On Your Health As A Nigerian Woman

Being a woman in Nigeria is expensive, and it’s not just about makeup or getting hair done. The cost of simply existing in a woman’s body adds up. From sanitary pads to supplements, from treating fibroids to managing PCOS or high blood pressure, and let’s not even get into the misdiagnoses, the bills don’t stop.

When care is delayed, dismissed, or simply unaffordable, that cost isn’t just financial. It takes a toll on your time, your energy, your peace of mind.

But here’s what you can do. While we fight for a better healthcare system, you can still take steps that protect both your health and your pocket, starting today.

Here are 5 smart ways to spend less on your health as a Nigerian woman:

1. Know your numbers early

Don't wait till you're in pain. Checking your blood pressure, sugar levels, and hormonal balance early helps catch issues before they escalate. You’ll save money and time that you’d have spent chasing answers later.

2. Choose food that works for your body

Not everything you eat is healthy for your body, especially when managing conditions like PCOS and fibroids, or even hormonal imbalances. But not everyone can afford a dietitian, and Googling your symptoms yields little to nothing. Start simple: add more vegetables, beans, and whole grains to your meals. Cut back on ultra-processed foods, especially those high in sugar. Eating good food can help you feel better, reduce symptoms and medication costs over time.

3. Don’t ignore your symptoms 

Keeping a simple record of things like irregular periods, recurring pain, or mood changes can make a big difference during doctor visits. It helps you get clearer answers faster and may save you from the stress of moving from hospital to hospital, paying multiple consultation fees without knowing what’s really going on.

4. Know what your HMO covers

Many health plans don’t go beyond the basics; Things like scans, medications, and regular checkups often aren’t included. Before your next visit, ask for a clear breakdown of what’s covered. It’ll save you from unexpected bills and help you plan better for the care your body actually needs.

5. Save for your health

When your HMO stops at the bare minimum, it helps to have a backup. A Clafiya Health Savings Account lets you set money aside specifically for your care. The money in your HSA goes into the things your HSA can’t cover. Think lab tests, specialist doctor visits, supplements, skincare products, spa days, and more. The best part is you get a 10% annual interest plus discounts of up to 30% on health and wellness products and services.

Taking care of your health shouldn’t feel like a luxury and it definitely shouldn’t leave you drained. With the right information and tools, you can make choices that ease the load, bit by bit.

If you’re ready to take that first step, whether it’s booking a test, opening a Health Savings Account, or just asking a question, we’re here for you.

Send us a message on WhatsApp at +234 913 427 5854 to get started right now.