🔍 Transforming Banking with SAP PAPM & SAP BTP

Unlocking Data-Driven Agility and Profitability in the Digital Era

In today’s rapidly evolving financial world, banks are under mounting pressure to deliver granular insights, streamline internal processes, and meet stringent regulatory demands—all while maintaining speed, accuracy, and transparency. 🏦📈

This is where SAP Profitability and Performance Management (PAPM) and the SAP Business Technology Platform (BTP) come into play—powerful tools helping banks rethink what’s possible across both functional and technical domains.

💡 SAP PAPM – Profitability and Performance Management

A no-code, high-speed calculation engine, SAP PAPM empowers financial institutions to model and execute complex logic—dynamically and transparently.

🔄 Key Use Cases:

• 💰 Fund Transfer Pricing (FTP): Model liquidity premiums, matched maturity, and behavioral assumptions using real-time data.

• 🧮 Cost Allocation Engine: Eliminate spreadsheets. Distribute costs by product, customer, channel, or region—with full traceability.

• 📊 Profitability Insights: Gain granular visibility into product, customer, or branch-level profits for smarter pricing and strategic planning.

• 🔍 Transparency & Compliance: Every rule is version-controlled, auditable, and traceable—critical for regulators and internal governance.

• 🧑💻 User-Friendly Interface (SAP Fiori): Business users can interact with simulations and KPIs—no coding needed.

🛠 Technical Highlights:

• ⚡ SAP HANA-powered in-memory processing

• 📉 Integration with SAP Analytics Cloud (SAC) for dashboards and scenario analysis

• 🌐 SAP Datasphere as a unified data layer for consistent inputs

🚀 SAP BTP – A Foundation for Digital Agility

SAP BTP is a cloud-native platform that unifies data, integration, analytics, and app development—fueling innovation and speed in modern banking.

🔧 Core Capabilities:

• 🔗 Real-Time Data Integration: Connect GL, risk systems, and market data via secure APIs and event-driven architecture.

• ⚙️ Application Development: Build dashboards, credit engines, or risk tools with low-code/no-code options like SAP Build or CAP.

• 🤖 AI/ML & Predictive Insights: Leverage SAP AI Core and Data Intelligence to deploy intelligent workflows at scale.

• 🌍 Open Banking & API Management: Collaborate with fintechs via containerized, secure APIs using Kyma/Kubernetes.

• 🔐 Security & Compliance: Meet regulatory demands with enterprise-grade access controls via SAP Identity Authentication.

🔄 Ecosystem Highlights:

• 🔧 SAP HANA Cloud: Real-time analytics foundation

• 📊 SAP Analytics Cloud (SAC): Embedded planning, forecasting, and visualization

🧭 Why This Matters for Banks

Together, SAP PAPM and SAP BTP unlock massive strategic potential:

✅ Gain real-time profitability insights ✅ Automate & audit complex financial logic ✅ Accelerate scenario planning ✅ Build & extend digital applications quickly ✅ Stay compliant and secure while innovating

💬 Final Thoughts Banks that leverage these platforms can shift from reactive finance operations to proactive, data-driven performance management—without losing flexibility or control. 📊⚙️

👉 Are you ready to transform your banking operations? Let’s connect and explore how these platforms can accelerate your digital journey. 🤝 https://lnkd.in/gvG-aut2

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