Visiting Mozambique? Here's What You Need to Know about Hollsure Compulsory Third-Party Liability Insurance. #BeSureBeHollsure

Travelling to Mozambique, like any other country, requires a certain level of preparation and understanding of the country's laws and regulations. One such requirement for motorists entering Mozambique is Compulsory Third-Party Liability Insurance. This article aims to provide a comprehensive understanding of this requirement, its coverage, and its importance.

What is Compulsory Third-Party Liability Insurance?

Compulsory Third-Party Liability Insurance, also known as "Seguro Obrigatório de Responsabilidade Civil Automóvel" in Portuguese, is a mandatory insurance policy that every motorist, both local and foreign, must have when driving in Mozambique. This insurance is designed to protect third parties from any damages or injuries that may be caused by a motor vehicle accident.

Coverage of the Insurance

Compulsory Third-Party Liability Insurance covers the costs associated with any bodily injury or property damage inflicted upon third parties (i.e., people other than the driver at fault) because of an accident involving the insured vehicle. This includes pedestrians, passengers in other vehicles, and owners of damaged property.

It's important to note that this insurance does not cover the driver at fault or their vehicle. It is solely designed to protect third parties. Therefore, motorists are advised to consider additional, comprehensive insurance to cover personal injuries or damages to their own vehicles.

Why is it Required?

The requirement for this insurance stems from the principle of "strict liability" that is prevalent in many jurisdictions, including Mozambique. This principle holds that a vehicle owner is liable for any damage caused by their vehicle, regardless of whether they were negligent or not. Compulsory Third-Party Liability Insurance ensures that victims of road accidents can be compensated for their losses, even if the driver at fault is unable to pay.

How to Obtain the Insurance

For foreign motorists entering Mozambique, Compulsory Third-Party Liability Insurance can be pre-purchased at www.hollsure.co.za. The cost of the insurance varies depending on the type and size of the vehicle, and the duration of the stay.

The insurance certificate should be kept in the vehicle at all times during the stay in Mozambique. Failure to present the certificate when requested by law enforcement officers can result in fines.

Conclusion

Compulsory Third-Party Liability Insurance is a critical requirement for anyone planning to drive in Mozambique. It ensures that third parties affected by road accidents can receive compensation, thereby promoting a culture of responsibility among motorists. As a foreign motorist, understanding this requirement and complying with it not only protects you from potential legal complications but also contributes to safer roads in Mozambique.

Stay legal and enjoy the rich culture and natural beauty of Mozambique.