Why Strategic Finance Advice Matters More Than Ever

 📊 EOFY, Rate Drops & Business Confidence: Why Strategic Finance Advice Matters More Than Ever

As we close out another financial year, confidence is quietly returning to the Australian business landscape. With inflation easing and the Reserve Bank of Australia widely expected to reduce the cash rate in the coming months, business owners are reassessing their position- not just for survival, but for growth.

 But while sentiment is improving, many SMEs and investors are asking the same question:

 Where do we start?

 The answer lies in having the right partnership with a seasoned commercial & Property finance broker, who understands all finance verticals.

 📉 A Shift in the Market: The Case for Action.

 The expectation of interest rate cuts is already influencing lender behaviour. We’re seeing more competitive commercial lending products, improved asset finance options, and greater willingness to restructure existing loans. Whether you're managing a business loan, refinancing a commercial property, or preparing to purchase new equipment, the opportunity is real- but so is the complexity.

 Many business owners, overwhelmed by day-to-day pressures, miss the chance to optimise their finance position. That’s where a skilled broker comes in.

 🧠 Why You Need a Broker Who Understands all Finance Verticals

 EOFY is not just about tax. It’s about reviewing the entire financial strategy of the business- and that includes debt structure, interest costs, liquidity, and funding flexibility.  

 A seasoned commercial finance broker takes a consultative approach in understanding the business, collaborating with its accountant, and delivering finance outcomes that align with long-term goals for:

• Commercial Property Finance & Refinance:  Lower repayments, access equity, improve loan features.
• Asset & Equipment Finance: Fund growth while preserving cashflow- with no-doc, fast approval options.
• Business Loans & Working Capital:  From unsecured loans to structured cashflow solutions, aligning funding with business cycles is key.
• SMSF Lending:  Navigating lending inside super requires expertise. A specialist can help unlock SMSF property strategies safely and efficiently.
• Residential & Investment properties:  Deliver Mortgage facilities that work for the individuals not the Banks, free up security and unnecessary Bank charges.   

  🤝 Accountants + Brokers = Strategic Partnership

 At Finmore Capital, we collaborate with accountants, Commercial Lawyers, and SMEs to structure smarter funding across all finance facades - property, equipment, transport, cashflow, and SMSF.

• 🔷 30+ years of lending expertise
• 🔷 Access to major Banks & non-Bank lenders
• 🔷 End-to-end process- fast and fuss-free
• 🔷 No upfront brokerage fees.

 For accountants, working with a Broker partner means delivering a more complete advisory service- without increasing internal workload.

 📞 Ready to Review Before 30 June?

 There’s still time to get ahead of the new financial year. Whether you're an accountant supporting clients or a business owner planning your next move, the right advice now can drive stronger results later.

 Let’s talk.

• Djamel Chettibi / Managing Director
• 📧 info@finmore.com.au
• 📞 0401 162 023
• 🌐 www.finmore.com.au