Ahamed, M. M., & Mallick, S. K. (2019). Is financial inclusion good for bank stability? International Evidence. Journal of Economic Behavior & Organization, 157, 403–427. https://doi.org/10.1016/j.jebo.2017.07.027.
- Alamá, L., & Tortosa‐Ausina, E. (2012). Bank branch geographic location patterns in Spain: Some implications for financial exclusion. Growth and Change, 43(3), 505–543. https://doi.org/10.1111/j.1468-2257.2012.00596.x.
Paper not yet in RePEc: Add citation now
Alamá, L., Conesa, D., Forte, A., & Tortosa‐Ausina, E. (2015). The geography of Spanish bank branches. Journal of Applied Statistics, 42(4), 722–744. https://doi.org/10.1080/02664763.2014.980792.
Allen, F., Demirgüç‐Kunt, A., Klapper, L., & Martínez Peria, M. S. (2016). The foundations of financial inclusion: Understanding ownership and use of formal accounts. Journal of Financial Intermediation, 27(C), 1–30.
Ambrosius, C., & Cuecuecha, A. (2016). Remittances and the use of formal and informal financial services. World Development, 77, 80–98. https://doi.org/10.1016/j.worlddev.2015.08.010.
Boot, A. W. A. (2000). Relationship banking: What do we know? Journal of Financial Intermediation, 9(1), 7–25. https://doi.org/10.1006/jfin.2000.0282.
Boot, A. W. A., & Thakor, A. V. (2000). Can relationship banking survive competition? The Journal of Finance, 55(2), 679–713. https://doi.org/10.1111/0022-1082.00223.
Bruhn, M., & Love, I. (2014). The real impact of improved access to finance: Evidence from Mexico. The Journal of Finance, 69(3), 1347–1376. https://doi.org/10.1111/jofi.12091.
Burgess, R., & Pande, R. (2005). Do rural banks matter? Evidence from the Indian social banking experiment. American Economic Review, 95(3), 780–795. https://doi.org/10.1257/0002828054201242.
Burgess, R., Pande, R., & Wong, G. (2005). Banking for the poor: Evidence from India. Journal of the European Economic Association, 3(2–3), 268–278. https://doi.org/10.1162/jeea.2005.3.2-3.268.
- Carbó, S., Gardener, E. P. M., & Molyneux, P. (2005). Financial exclusion, Hampshire: Palgrave MacMillan.
Paper not yet in RePEc: Add citation now
- Carbó, S., Gardener, E. P. M., & Molyneux, P. (2007). Financial exclusion in Europe. Public Money & Management, 27(1), 21–27. https://doi.org/10.1111/j.1467-9302.2007.00551.x.
Paper not yet in RePEc: Add citation now
- Caskey, J. P., Duran, C. R., & Solo, T. M. (2006). The urban unbanked in Mexico and the United States. World Bank Policy Research working Paper WPS 3835.
Paper not yet in RePEc: Add citation now
- Castellanos, S. G., Castellanos, V. C., & Flores, B. N. (2009). Factores de influencia en la localización regional de infraestructura bancaria. Economía Mexicana, 18(2), 283–325.
Paper not yet in RePEc: Add citation now
- Castellanos, S. G., Hernández, D. J., Mahajan, A., & Seira, E. (2018). Financial inclusion and contract terms: Experimental evidence from Mexico. NBER working paper 24849.
Paper not yet in RePEc: Add citation now
- Célerier, C., & Matray, A. (2019). Bank‐branch supply, financial inclusion, and wealth accumulation. The Review of Financial Studies, 32(12), 4767–4809. https://doi.org/10.1093/rfs/hhz046.
Paper not yet in RePEc: Add citation now
Chakravarty, S. P. (2006). Regional variation in banking services and social exclusion. Regional Studies, 40(4), 415–428. https://doi.org/10.1080/00343400600632747.
Clarke, M. Z. (2004). Geographic deregulation of banking and economic growth. Journal of Money, Credit, and Banking, 36(5), 929–942. https://doi.org/10.1353/mcb.2004.0072.
Danisman, G., & Tarazi, A. (2020). Financial inclusion and bank stability: evidence from Europe. The European Journal of Finance, 26(18), 1842–1855.
Degryse, H., & Ongena, S. (2005). Distance, lending relationships, and competition. The Journal of Finance, 60(1), 231–266. https://doi.org/10.1111/j.1540-6261.2005.00729.x.
Del Angel, G. A. (2016). Cashless Payments and the Persistence of Cash: Open Questions About Mexico. Economics Working Papers 16108, Hoover Institution, Stanford University.
- Demirgüç‐Kunt, A., & Levine, R. (2001). Financial structure and economic growth: A cross‐country comparison of banks, markets, and development. Cambridge, MA: MIT Press.
Paper not yet in RePEc: Add citation now
Demirgüç‐Kunt, A., Klapper, L., Singer, D., Ansar, S., & Hess, J. (2020). The global Findex database 2017: Measuring financial inclusion and opportunities to expand access to and use of financial services. World Bank Economic Review, 34(S1), S2–S8. https://doi.org/10.1093/wber/lhz013.
Devlin, J. F. (2005). A detailed study of financial exclusion in the UK. Journal of Consumer Policy, 28(1), 75–108. https://doi.org/10.1007/s10603-004-7313-y.
Dupas, P., Karlan, D., Robinson, J., & Ubfal, D. (2018). Banking the Unbanked? Evidence from three countries. American Economic Journal: Applied Economics, 10(2), 257–297.
Elyasiani, E., & Goldberg, L. G. (2004). Relationship lending: A survey of the literature. Journal of Economics and Business, 56(4), 315–330. https://doi.org/10.1016/j.jeconbus.2004.03.003.
Evanoff, D. D. (1988). Branch banking and service accessibility. Journal of Money, Credit and Banking, 20(2), 191–202. https://doi.org/10.2307/1992110.
- Fernández‐Olit, B., Martín, J. M. M., & González, E. P. (2019). Systematized literature review on financial inclusion and exclusion in developed countries. International Journal of Bank Marketing, 38(3), 600–626. https://doi.org/10.1108/IJBM-06-2019-0203.
Paper not yet in RePEc: Add citation now
Fernández‐Olit, B., Ruza, C., de la Cuesta‐González, M., & Matilla‐García, M. (2019). Banks and financial discrimination: What can be learnt from the Spanish experience? Journal of Consumer Policy, 42(2), 303–323. https://doi.org/10.1007/s10603-019-09412-5.
Gunther, J. W. (1997). Geographic liberalization and the accessibility of banking services in rural areas. Federal Reserve Bank of Dallas.
Hasan, I., Jackowicz, K., Kowalewski, O., & Kozłowski, Ł. (2019). The economic impact of changes in local bank presence. Regional Studies, 53(5), 644–656. https://doi.org/10.1080/00343404.2018.1475729.
Herman, A., & Klemm, A. (2019). Financial deepening in Mexico. Journal of Banking and Financial Economics, 1(11), 5–18.
Jain, P. S. (1996). Managing credit for the rural poor: Lessons from the Grameen Bank. World Development, 24(1), 79–89. https://doi.org/10.1016/0305-750X(95)00116-T.
Jayaratne, J., & Strahan, P. E. (1996). The finance‐growth nexus: Evidence from bank branch deregulation. The Quarterly Journal of Economics, 111(3), 639–670. https://doi.org/10.2307/2946668.
Joassart‐Marcelli, P., & Stephens, P. (2010). Immigrant banking and financial exclusion in Greater Boston. Journal of Economic Geography, 10(6), 883–912. https://doi.org/10.1093/jeg/lbp052.
Johnson, S., & Nino‐Zarazua, M. (2011). Financial access and exclusion in Kenya and Uganda. Journal of Development Studies, 47(3), 475–496. https://doi.org/10.1080/00220388.2010.492857.
King, R. G., & Levine, R. (1993). Finance and growth: Schumpeter might be right. The Quarterly Journal of Economics, 108(3), 717–737. https://doi.org/10.2307/2118406.
Kroszner, R. S., & Strahan, P. E. (1999). What drives deregulation? Economics and politics of the relaxation of bank branch restrictions. The Quarterly Journal of Economics, 114(4), 1437–1467. https://doi.org/10.1162/003355399556223.
Lanzillotti, R. F., & Saving, T. R. (1969). State branching restrictions and the availability of branching services: Comment. Journal of Money, Credit and Banking, 1(4), 778–788. https://doi.org/10.2307/1991451.
- Leyshon, A., & Thrift, N. (1995). Geographies of financial exclusion: Financial abandonment in Britain and the United States. Transactions of the Institute of British Geographers, 20(3), 312–341. https://doi.org/10.2307/622654.
Paper not yet in RePEc: Add citation now
Leyshon, A., & Thrift, N. (1996). Financial exclusion and the shifting boundaries of the financial system. Environment and Planning A, 28(7), 1150–1156. https://doi.org/10.1068/a281150.
Marín, A. G., & Schwabe, R. (2019). Bank competition and financial inclusion: Evidence from Mexico. Review of Industrial Organization, 55(2), 257–285. https://doi.org/10.1007/s11151-018-9673-5.
- Martín‐Oliver, A. (2019). Financial exclusion and branch closures in Spain after the Great Recession. Regional Studies, 53(4), 562–573. https://doi.org/10.1080/00343404.2018.1462485.
Paper not yet in RePEc: Add citation now
Maudos, J. (2017). Bank restructuring and access to financial services: The Spanish case. Growth and Change, 48(4), 963–990. https://doi.org/10.1111/grow.12211.
Morduch, J. (1999). The microfinance promise. Journal of Economic Literature, 37(4), 1569–1614. https://doi.org/10.1257/jel.37.4.1569.
Ongena, S., & Smith, D. C. (2000). Bank relationships: A review. In P. T. Harker & S. A. Zenios (Eds.), Performance of Financial Institutions. Efficiency, Innovation, Regulation, chapter 7 (pp. 221–258). Cambridge: Cambridge University Press.
Ongena, S., & Smith, D. C. (2001). The duration of bank relationships. Journal of Financial Economics, 61(3), 449–475. https://doi.org/10.1016/S0304-405X(01)00069-1.
Pastor, J. M., Pavía, J. M., Serrano, L., & Tortosa‐Ausina, E. (2017). Rich regions, poor regions and bank branch deregulation in Spain. Regional Studies, 51(11), 1678–1694. https://doi.org/10.1080/00343404.2016.1237021.
Petersen, M. A., & Rajan, R. G. (1994). The benefits of lending relationships: Evidence from small business data. Journal of Finance, 49(1), 3–37. https://doi.org/10.1111/j.1540-6261.1994.tb04418.x.
Petersen, M. A., & Rajan, R. G. (1995). The effect of credit market competition on lending relationships. The Quarterly Journal of Economics, 110(2), 407–443. https://doi.org/10.2307/2118445.
Pollard, J. S. (1996). Banking at the margins: A geography of financial exclusion in Los Angeles. Environment and Planning A, 28, 1209–1232. https://doi.org/10.1068/a281209.
- Rhine, S. L. W., & Greene, W. H. (2006). The determinants of being unbanked for U.S. immigrants. Journal of Consumer Affairs, 40(1), 21–40. https://doi.org/10.1111/j.1745-6606.2006.00044.x.
Paper not yet in RePEc: Add citation now
- Sarma, M., & Pais, J. (2011). Financial inclusion and development. Journal of International Development, 23(5), 613–628. https://doi.org/10.1002/jid.1698.
Paper not yet in RePEc: Add citation now
Tarozzi, A., Desai, J., & Johnson, K. (2015). The impacts of microcredit: Evidence from Ethiopia. American Economic Journal: Applied Economics, 7(1), 54–89.