1. Cursed Consumers and the Effectiveness of Consumer Protection Policies. (2023). Ispano, Alessandro ; Schwardmann, Peter.
   In: Journal of Industrial Economics.
   RePEc:bla:jindec:v:71:y:2023:i:2:p:407-440.

   Full description at Econpapers || Download paper

1. Agarwal, S., J. C. Driscoll, X. Gabaix, and D. Laibson (2013). Learning in the Credit Card Market. NBER Working Paper, 1–44.
   Paper not yet in RePEc: Add citation now
   

2. Agarwal, S., S. Chomsisengphet, N. Mahoney, and J. Stroebel (2015). Regulating Consumer Financial Products: Evidence from Credit Cards. The Quarterly Journal of Economics, 111–164.

3. Anderson, S. P . and R. Renault (1999). Pricing, Product Diversity, and Search Costs: a BertrandChamberlin -Diamond Model. The RAND Journal of Economics 30(4), 719–735.

4. Armstrong, M. and J. Vickers (2012). Consumer Protection and Contingent Charges. Journal of Economic Literature 50(2), 477–493.

5. Armstrong, M. and J. Zhou (2011). Paying for Prominence. Economic Journal 121, 368–395.

6. Armstrong, M. and Y. Chen (2009). Inattentive Consumers and Product Quality. Journal of the European Economic Association 7(2-3), 411–422.

7. Ausubel, L. M. (1991). The Failure of Competition in the Credit Card Market Author. The American Economic Review 81(1), 50–81.

8. Bakos, Y. J. (1997). Reducing Buyer Search Costs: Implications for Electronic Marketplaces.

9. Cachon, G. P ., C. Terwiesch, and Y. Xu (2008). On the Effects of Consumer Search and Firm Entry in a Multiproduct Competitive Market. Marketing Science 27(3), 461–473.

10. CFPB (2015). Consumers’ mortgage shopping experience. Consumer Financial Protection Bureau.
    Paper not yet in RePEc: Add citation now
    

11. Chioveanu, I. and J. Zhou (2013). Price Competition with Consumer Confusion. Management Science 59(11), 2450–2469.

12. Choi, M., A. Y. Dai, and K. Kim (2017). Consumer Search and Price Competition. Iowa Mimeo.
    Paper not yet in RePEc: Add citation now
    
13. CMA (2016). Retail banking market investigation. Competition & Markets Authority.
    Paper not yet in RePEc: Add citation now
    

14. Diamond, P . A. (1971). A model of price adjustment. Journal of Economic Theory 3(2), 156–168.

15. Ellison, G. and S. F. Ellison (2009). Search, Obfuscation, and Price Elasticities on the Internet. Econometrica 77(2), 427–452.

16. FCA (2014). Consumer Credit Qualitative Research: Credit Cards & Unauthorised Overdrafts. Financial Conduct Authority.
    Paper not yet in RePEc: Add citation now
    

17. Fishman, A. and N. Levy (2015). Search Costs and Investment in Quality. Journal of Industrial Economics 63(4), 625–641.

18. Gabaix, X. and D. Laibson (2006). Shrouded Attributes, Consumer Myopia, and Information Suppression in Competitive Markets. The Quarterly Journal of Economics 121(2), 505–540.

19. Gamp, T. (2016a). Guided Search. Bonn Mimeo.
    Paper not yet in RePEc: Add citation now
    
20. Gamp, T. (2016b). Search, Differentiated Products and Obfuscation. Bonn Mimeo.
    Paper not yet in RePEc: Add citation now
    

21. Gurun, U. G., G. Matvos, and A. Seru (2016). Advertising Expensive Mortgages. Journal of Finance 71(5), 2371–2416.

22. Heidhues, P ., B. Köszegi, and T. Murooka (2017). Inferior Products and Profitable Deception. Review of Economic Studies 84(1), 323–356.

23. Heidhues, P ., J. Johnen, and B. Köszegi (2018). Browsing versus Studying Offers. Central European University Mimeo.
    Paper not yet in RePEc: Add citation now
    
24. Janssen, M. C. and J. L. Moraga-González (2004). Strategic Pricing, Consumer Search and the Number of Firms. The Review of Economic Studies 71(4), 1089–1118.
    Paper not yet in RePEc: Add citation now
    

25. Janssen, M. C. and S. Shelgia (2015). Consumer search and double marginalization. The American Economic Review 105(6), 1683–1710.

26. Jehiel, P . (2005). Analogy-based expectation equilibrium. Journal of Economic Theory 123(2), 81–104.

27. Kuksov, D. (2004). Buyer Search Costs and Endogenous Product Design. Marketing Science 23(4), 490–499.

28. Larson, N. (2013). Niche products, generic products, and consumer search. Economic Theory 52(2), 793–832.

29. Moraga-González, J. L., Z. Sándor, and M. R. Wildenbeest (2017). Prices and heterogeneous search costs. Rand Journal of Economics 48(1), 125–146.

30. OFT (2008). Personal current accounts in the UK: An OFT market study. Office of Fair Trading.
    Paper not yet in RePEc: Add citation now
    

31. Piccione, M. and R. Spiegler (2012). Price Competition under Limited Comparability. Quarterly Journal of Economics 127(1), 97–135.

32. Spiegler, R. (2006). Competition over Agents with Boundedly Rational Expectations. Theoretical Economics 1, 207–231.

33. Stahl, D. O. I. (1989). Oligopolistic Pricing with Sequential Consumer Search. The American Economic Review 79(4), 700–712.

34. Stango, V . and J. Zinman (2009). What Do Consumers Really Pay on Their Checking and Credit Card Accounts? Explicit, Implicit, and Avoidable Costs. The American Economic Review: Papers & Proceedings 99(2), 424–429.

35. Stango, V . and J. Zinman (2014). Limited and Varying Consumer Attention: Evidence from Shocks to the Salience of Bank Overdraft Fees. Review of Financial Studies 27(4), 990–1030.

36. Taylor, G. (2017). Raising search costs to deter window shopping can increase profits and welfare. RAND Journal of Economics 48(2), 387–408.

37. Varian, H. R. (1980). A Model of Sales. The American Economic Review 70(4), 651–659.

38. Vickers, J., M. Armstrong, and J. Zhou (2009). Consumer Protection and the Incentive to Become Informed. Journal of the European Economic Association 7(2-3), 399–410.

39. Wolinsky, A. (1986). True Monopolistic Competition as a Result of Imperfect Information. The Quarterly Journal of Economics 101(3), 493–512.

40. Woodward, S. E. and R. E. Hall (2010). Consumer Confusion in the Mortgage Market : Evidence of Less than a Perfectly Transparent and Competitive Market. American Economic Review: Papers & Proceedings 100, 511–515.

1. Household finance. (2020). Ramadorai, Tarun ; Haliassos, Michael ; Gomes, Francisco J.
   In: IMFS Working Paper Series.
   RePEc:zbw:imfswp:138.

   Full description at Econpapers || Download paper

2. Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry. (2020). Raveendranathan, Gajendran ; Herkenhoff, Kyle.
   In: NBER Working Papers.
   RePEc:nbr:nberwo:26604.

   Full description at Econpapers || Download paper

3. I can see clearly now: The impact of disclosure requirements on 401(k) fees. (2020). James, Christopher ; Badoer, Dominique C ; Costello, Charles P.
   In: Journal of Financial Economics.
   RePEc:eee:jfinec:v:136:y:2020:i:2:p:471-489.

   Full description at Econpapers || Download paper

4. Strategic scope and bank performance. (2020). Schmid, Markus ; Walter, Ingo ; Saunders, Anthony.
   In: Journal of Financial Stability.
   RePEc:eee:finsta:v:46:y:2020:i:c:s1572308919306667.

   Full description at Econpapers || Download paper

5. Household Finance. (2020). Ramadorai, Tarun ; Haliassos, Michael ; Gomes, Francisco J.
   In: CEPR Discussion Papers.
   RePEc:cpr:ceprdp:14502.

   Full description at Econpapers || Download paper

6. Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry. (2019). Raveendranathan, Gajendran ; Herkenhoff, Kyle.
   In: 2019 Meeting Papers.
   RePEc:red:sed019:67.

   Full description at Econpapers || Download paper

7. Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry. (2019). Raveendranathan, Gajendran ; Herkenhoff, Kyle.
   In: Department of Economics Working Papers.
   RePEc:mcm:deptwp:2019-13.

   Full description at Econpapers || Download paper

8. Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry. (2019). Raveendranathan, Gajendran ; Herkenhoff, Kyle.
   In: IZA Discussion Papers.
   RePEc:iza:izadps:dp12836.

   Full description at Econpapers || Download paper

9. Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry. (2019). Raveendranathan, Gajendran ; Herkenhoff, Kyle.
   In: Working Papers.
   RePEc:hka:wpaper:2019-071.

   Full description at Econpapers || Download paper

10. Does Price Regulation Affect Competition? Evidence from Credit Card Solicitations. (2019). Li, Geng ; Dou, Yiwei ; Ronen, Joshua.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2019-18.

    Full description at Econpapers || Download paper

11. Growing up without finance. (2019). Brown, James ; Heimer, Rawley Z ; Cookson, Anthony J.
    In: Journal of Financial Economics.
    RePEc:eee:jfinec:v:134:y:2019:i:3:p:591-616.

    Full description at Econpapers || Download paper

12. Minimum payments and debt paydown in consumer credit cards. (2019). Keys, Benjamin ; Wang, Jialan.
    In: Journal of Financial Economics.
    RePEc:eee:jfinec:v:131:y:2019:i:3:p:528-548.

    Full description at Econpapers || Download paper

13. Responses to an anticipated increase in cash on hand: Evidence from term loan repayments. (2019). Dastous, Philippe.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:108:y:2019:i:c:s0378426619302249.

    Full description at Econpapers || Download paper

14. Shrouded transaction costs: must-take cards, discounts and surcharges. (2019). Tirole, Jean ; Gomes, Renato ; Bourguignon, Helene.
    In: International Journal of Industrial Organization.
    RePEc:eee:indorg:v:63:y:2019:i:c:p:99-144.

    Full description at Econpapers || Download paper

15. Measuring Bias in Consumer Lending. (2018). Liberman, Andres ; Dobbie, Will ; Pathania, Vikram ; Paravisini, Daniel.
    In: Working Papers.
    RePEc:pri:indrel:623.

    Full description at Econpapers || Download paper

16. Does CFPB Oversight Crimp Credit?. (2018). Vickery, James ; Plosser, Matthew ; Fuster, Andreas.
    In: Staff Reports.
    RePEc:fip:fednsr:857.

    Full description at Econpapers || Download paper

17. The roaming regulation and the case for applying behavioural industrial organisation to EU competition policy. (2018). McGowan, Feidhlim.
    In: Papers.
    RePEc:esr:wpaper:wp598.

    Full description at Econpapers || Download paper

18. Competition and complementarities in retail banking: Evidence from debit card interchange regulation. (2018). Manuszak, Mark D ; Vojtech, Cindy M ; Kay, Benjamin S.
    In: Journal of Financial Intermediation.
    RePEc:eee:jfinin:v:34:y:2018:i:c:p:91-108.

    Full description at Econpapers || Download paper

19. The Credit Card Act and consumer finance company lending. (2018). Hannon, Simona M ; Elliehausen, Gregory.
    In: Journal of Financial Intermediation.
    RePEc:eee:jfinin:v:34:y:2018:i:c:p:109-119.

    Full description at Econpapers || Download paper

20. MPC Heterogeneity and Household Balance Sheets. (2018). Natvik, Gisle ; Fagereng, Andreas ; Holm, Martin B.
    In: CESifo Working Paper Series.
    RePEc:ces:ceswps:_7134.

    Full description at Econpapers || Download paper

21. Deception and Competition in Search Markets. (2018). Gamp, Tobias ; Kraehmer, Daniel.
    In: CRC TR 224 Discussion Paper Series.
    RePEc:bon:boncrc:crctr224_014_2018.

    Full description at Econpapers || Download paper

22. MEASURING CONSUMER EXPENDITURES WITH PAYMENT DIARIES. (2018). Schuh, Scott.
    In: Economic Inquiry.
    RePEc:bla:ecinqu:v:56:y:2018:i:1:p:13-49.

    Full description at Econpapers || Download paper

23. MPC Heterogeneity and Household Balance Sheets. (2017). Natvik, Gisle ; Fagereng, Andreas ; Holm, Martin.
    In: 2017 Meeting Papers.
    RePEc:red:sed017:65.

    Full description at Econpapers || Download paper

24. Does Opening Complaints Data Change Company and Consumer Behavior? Evidence from the Consumer Financial Protection Bureau. (2017). Opoku-Agyemang, Kweku A.
    In: SocArXiv.
    RePEc:osf:socarx:fa7v9.

    Full description at Econpapers || Download paper

25. How Do Individuals Repay Their Debt? The Balance-Matching Heuristic. (2017). Weber, Jörg ; Gathergood, John ; Stewart, Neil ; Mahoney, Neale.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:24161.

    Full description at Econpapers || Download paper

26. The Economist as Plumber. (2017). Duflo, Esther.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:23213.

    Full description at Econpapers || Download paper

27. Some Simple Analytics of Vertically Linked Markets. (2017). Farrell, Joseph.
    In: Review of Industrial Organization.
    RePEc:kap:revind:v:50:y:2017:i:4:d:10.1007_s11151-017-9571-2.

    Full description at Econpapers || Download paper

28. The Credit Card Act and Consumer Finance Company Lending. (2017). Hannon, Simona ; Elliehausen, Gregory E.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2017-72.

    Full description at Econpapers || Download paper

29. Anchoring in financial decision-making: Evidence from Jeopardy!. (2017). Walker, Jay ; Jetter, Michael.
    In: Journal of Economic Behavior & Organization.
    RePEc:eee:jeborg:v:141:y:2017:i:c:p:164-176.

    Full description at Econpapers || Download paper

30. The role of prepayment penalties in mortgage loans. (2017). Gavazza, Alessandro ; Benetton, Matteo ; Beltratti, Andrea.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:82:y:2017:i:c:p:165-179.

    Full description at Econpapers || Download paper

31. The Economist as Plumber. (2017). Duflo, Esther.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:11881.

    Full description at Econpapers || Download paper

32. Richard T. Ely Lecture: The Economist as Plumber. (2017). Duflo, Esther.
    In: American Economic Review.
    RePEc:aea:aecrev:v:107:y:2017:i:5:p:1-26.

    Full description at Econpapers || Download paper

33. Borrowing on the Wrong Credit Card? Evidence from Mexico. (2017). Ponce, Alejandro ; Zamarripa, Guillermo ; Seira, Enrique.
    In: American Economic Review.
    RePEc:aea:aecrev:v:107:y:2017:i:4:p:1335-61.

    Full description at Econpapers || Download paper

34. Simplification of Privacy Disclosures: An Experimental Test. (2016). Adam, Omri Ben-Shahar .
    In: The Journal of Legal Studies.
    RePEc:ucp:jlstud:doi:10.1086/688405.

    Full description at Econpapers || Download paper

35. MPC heterogeneity and household balance sheets. (2016). Natvik, Gisle ; Fagereng, Andreas ; Holm, Martin B.
    In: Discussion Papers.
    RePEc:ssb:dispap:852.

    Full description at Econpapers || Download paper

36. Undue charges and price discrimination. (2016). Nakane, Marcio ; Garber, Gabriel.
    In: Working Papers, Department of Economics.
    RePEc:spa:wpaper:2016wpecon27.

    Full description at Econpapers || Download paper

37. Complex Decision Making: The Roles of Cognitive Limitations, Cognitive Decline and Ageing. (2016). Thorp, Susan ; Keane, Michael.
    In: Economics Papers.
    RePEc:nuf:econwp:1610.

    Full description at Econpapers || Download paper

38. The Marginal Propensity to Consume Over the Business Cycle. (2016). Wang, Jialan ; Notowidigdo, Matthew ; Gross, Tal.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:22518.

    Full description at Econpapers || Download paper

39. Restoring Rational Choice: The Challenge of Consumer Financial Regulation. (2016). Campbell, John.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:22025.

    Full description at Econpapers || Download paper

40. Reading the Fine Print: Information Disclosure in the Brazilian Credit Card Market. (2016). Ferman, Bruno.
    In: Management Science.
    RePEc:inm:ormnsc:v:62:y:2016:i:12:p:3534-3548.

    Full description at Econpapers || Download paper

41. Restoring Rational Choice: The Challenge of Consumer Financial Regulation. (2016). Campbell, John.
    In: Scholarly Articles.
    RePEc:hrv:faseco:27413770.

    Full description at Econpapers || Download paper

42. PRICE Lab: An Investigation of Consumers’ Capabilities with Complex Products. (2016). Lunn, Pete ; Bohacek, Marek ; Somerville, Jason ; McGowan, Feidhlim ; Ni, Aine.
    In: Research Series.
    RePEc:esr:resser:bkmnext306.

    Full description at Econpapers || Download paper

43. LeChatelier-Samuelson principle in games and pass-through of shocks. (2016). Alexandrov, Alexei ; Bedre-Defolie, Ozlem.
    In: ESMT Research Working Papers.
    RePEc:esm:wpaper:esmt-15-03.

    Full description at Econpapers || Download paper

44. Complex Decision Making. (2016). Thorp, S ; Keane, M P.
    In: Handbook of the Economics of Population Aging.
    RePEc:eee:hapoch:v1_661.

    Full description at Econpapers || Download paper

45. Restoring rational choice: The challenge of consumer financial regulation. (2016). Campbell, John.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20161897.

    Full description at Econpapers || Download paper

46. Undue Charges and Price Discrimination. (2016). Nakane, Marcio ; Garber, Gabriel.
    In: Working Papers Series.
    RePEc:bcb:wpaper:427.

    Full description at Econpapers || Download paper

47. Restoring Rational Choice: The Challenge of Consumer Financial Regulation. (2016). Campbell, John.
    In: American Economic Review.
    RePEc:aea:aecrev:v:106:y:2016:i:5:p:1-30.

    Full description at Econpapers || Download paper

48. Debt collection agencies and the supply of consumer credit. (2015). Fedaseyeu, Viktar.
    In: Working Papers.
    RePEc:fip:fedpwp:15-23.

    Full description at Econpapers || Download paper

49. Do Banks Pass Through Credit Expansions? The Marginal Profitability of Consumer Lending During the Great Recession. (2015). Stroebel, Johannes ; Agarwal, Sumit ; Chomsisengphet, Souphala ; Mahoney, Neale ; Strobel, Johannes.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:10839.

    Full description at Econpapers || Download paper

50. Overconfident Consumers in the Marketplace. (2015). Grubb, Michael.
    In: Journal of Economic Perspectives.
    RePEc:aea:jecper:v:29:y:2015:i:4:p:9-36.

    Full description at Econpapers || Download paper

Report date: 2025-09-20 20:20:39 || Missing content? Let us know