1. Disappearing bank Branches: Evidence from China household finance survey. (2025). Xie, Kai ; Liu, Ming ; Wang, QI.
   In: International Review of Economics & Finance.
   RePEc:eee:reveco:v:98:y:2025:i:c:s105905602500036x.

   Full description at Econpapers || Download paper

1. Ahmed, U. ; Beck, T. ; McDaniel, C. ; Schropp, S. Filling the gap: how technology enables access to finance for small-and medium-sized enterprises. 2015 En : Innovations: Technology, Governance, Globalization 10.3–4. :

2. Amoah, A. ; Korle, K. ; Asiama, R.K. Mobile money as a financial inclusion instrument: What are the determinants?. 2020 International Journal of Social Economics, Vol. 47 No. 10, pp. 1283-1297. -

3. Bai, D. ; Jiang, R. ; Wang, T. ; Chien, J. ; Randall, D. Toward universal financial inclusion in China: Models, challenges and global lessons. Tech. Rep. 2018 :
   Paper not yet in RePEc: Add citation now
   

4. Beck, T. ; Pamuk, H. ; Ramrattan, R. ; Uras, B.R. Payment instruments, finance and development. 2018 Journal of Development Economics. 133 162-186

5. Buchak, G. ; Matvos, G. ; Piskorski, T. ; Seru, A. Fintech, regulatory arbitrage, and the rise of shadow banks. 2018 Journal of Financial Economics. 130 453-483

6. Chen, B.S. ; Hanson, S.G. ; Stein, J.C. The decline of big-bank lending to small business: Dynamic impacts on local credit and labor markets. Tech. rep. 2017 National Bureau of Economic Research:

7. Crabbe, M. ; Standing, C. ; Standing, S. ; Karjaluoto, H. An adoption model for mobile banking in Ghana. 2009 International Journal of Mobile Communications. 7 515-543
   Paper not yet in RePEc: Add citation now
   

8. Cragg, J.G. Some statistical models for limited dependent variables with application to the demand for durable goods. 1971 Econometrica: Journal of the Econometric Society. 829-844

9. Davis, F.D. Perceived usefulness, perceived ease of use, and user acceptance of information technology. 1989 MIS Quarterly. 319-340
   Paper not yet in RePEc: Add citation now
   

10. Duan, N. ; Manning, W.G. ; Morris, C.N. ; Newhouse, J.P. A comparison of alternative models for the demand for medical care. 1983 Journal of Business & Economic Statistics. 1 115-126

11. Gichuki, C.N. ; Mulu-Mutuku, M. Determinants of awareness and adoption of mobile money technologies: Evidence from women micro entrepreneurs in Kenya. 2018 En : Women’s Studies International Forum. Elsevier:
    Paper not yet in RePEc: Add citation now
    
12. Hofstetter, H. ; Dusseldorp, E. ; Zeileis, A. ; Schuller, A.A. Modeling caries experience: Advantages of the use of the hurdle model. 2016 Caries Research. 50 517-526
    Paper not yet in RePEc: Add citation now
    

13. Jack, W. ; Suri, T. Mobile money: The economics of M-PESA. Tech. Rep. 2011 National Bureau of Economic Research:

14. Jack, W. ; Suri, T. Risk sharing and transactions costs: Evidence from Kenya’s mobile money revolution. 2014 American Economic Review. 104 183-223

15. Jagtiani, J. ; Lemieux, C. Do fintech lenders penetrate areas that are underserved by traditional banks?. 2018 Journal of Economics and Business. 100 43-54

16. Junger, M. ; Mietzner, M. Banking goes digital: The adoption of FinTech services by German households. 2020 Finance Research Letters. 34 -

17. Khalilzadeh, J. ; Ozturk, A.B. ; Bilgihan, A. Security-related factors in extended UTAUT model for NFC based mobile payment in the restaurant industry. 2017 Computers in Human Behavior. 70 460-474
    Paper not yet in RePEc: Add citation now
    
18. Kim, C. ; Mirusmonov, M. ; Lee, I. An empirical examination of factors influencing the intention to use mobile payment. 2010 Computers in Human Behavior. 26 310-322
    Paper not yet in RePEc: Add citation now
    

19. Koulayev, S. ; Rysman, M. ; Schuh, S. ; Stavins, J. Explaining adoption and use of payment instruments by US consumers. 2016 The Rand Journal of Economics. 47 293-325

20. Noor, M.M. Determining critical success factors of mobile banking adoption in Malaysia. 2011 Australian Journal of Basic and Applied Sciences. 5 252-265
    Paper not yet in RePEc: Add citation now
    

21. Qasim, H. ; Abu-Shanab, E. Drivers of mobile payment acceptance: The impact of network externalities. 2016 En : Information Systems Frontiers. :

22. Rogers, E.M. Diffusion of innovations. 2010 Simon and Schuster:
    Paper not yet in RePEc: Add citation now
    
23. Schierz, P.G. ; Schilke, O. ; Wirtz, B.W. Understanding consumer acceptance of mobile payment services: An empirical analysis. 2010 Electronic Commerce Research and Applications. 9 209-216
    Paper not yet in RePEc: Add citation now
    
24. Schuh, S.D. ; Stavins, J. How consumers pay: Adoption and use of payments. 2011 :
    Paper not yet in RePEc: Add citation now
    
25. Schweitzer, M.E. ; Barkley, B. Is’ Fintech’Good for small business borrowers? Impacts on firm growth and customer satisfaction. 2017 :
    Paper not yet in RePEc: Add citation now
    

26. Stavins, J. How do consumers make their payment choices?. 2017 :

27. Stavins, J. The effect of demographics on payment behavior: Panel data with sample selection. 2016 :

28. Tang, H. Peer-to-peer lenders versus banks: Substitutes or complements?. 2019 The Review of Financial Studies. 32 1900-1938

29. Wooldridge, J.M. Hurdle and “selection” models. 2009 En : IZA Course in Micro-econometrics. :
    Paper not yet in RePEc: Add citation now
    

30. Zhao, C. ; Yaqian, W. ; Guo, J. Mobile payment and Chinese rural household consumption. 2022 China Economic Review. 71 -

1. Unveiling financial inclusion dynamics: Fintechs resonance in Association of Southeast Asian Nations (ASEAN). (2025). Sensoy, Ahmet ; Nguyen, Mai ; Ha, Dao.
   In: International Journal of Finance & Economics.
   RePEc:wly:ijfiec:v:30:y:2025:i:2:p:1348-1371.

   Full description at Econpapers || Download paper

2. Mobile fintech adoption in Sub-Saharan Africa: A systematic literature review and meta-analysis. (2025). Voshaar, Johannes ; Safari, Kulondwa ; Hornuf, Lars.
   In: Research in International Business and Finance.
   RePEc:eee:riibaf:v:73:y:2025:i:pa:s0275531924003222.

   Full description at Econpapers || Download paper

3. Digital and traditional financial inclusion: Trends and drivers. (2024). Forouheshfar, Yeganeh ; Sandri, Serena ; Challita, Sandra ; Ayadi, Rym ; Shaban, Mais.
   In: Research in International Business and Finance.
   RePEc:eee:riibaf:v:72:y:2024:i:pb:s0275531924003210.

   Full description at Econpapers || Download paper

4. FinTech and sustainable development: A systematic thematic analysis using human- and machine-generated processing. (2024). Gasbarro, Dominic ; Abedin, Mohammad Zoynul ; Hoque, Ariful ; Hasan, Morshadul.
   In: International Review of Financial Analysis.
   RePEc:eee:finana:v:95:y:2024:i:pc:s1057521924004058.

   Full description at Econpapers || Download paper

5. Is there a dark side to financial inclusion? Understanding the relationship between financial inclusion and market risk. (2024). Righi, Marcelo ; Muller, Fernanda Maria ; Foguesatto, Cristian Rogerio.
   In: The North American Journal of Economics and Finance.
   RePEc:eee:ecofin:v:72:y:2024:i:c:s1062940824000652.

   Full description at Econpapers || Download paper

6. Mobile money adoption in Kenya: The role of mobile money agents. (2023). Musshoff, Oliver ; Parlasca, Martin ; Johnen, Constantin.
   In: Technological Forecasting and Social Change.
   RePEc:eee:tefoso:v:191:y:2023:i:c:s0040162523001889.

   Full description at Econpapers || Download paper

7. FinTech market development and financial inclusion in Ghana: The role of heterogeneous actors. (2023). Hongjiang, Zhao ; Kwasi, Cephas Paa.
   In: Technological Forecasting and Social Change.
   RePEc:eee:tefoso:v:186:y:2023:i:pa:s0040162522006485.

   Full description at Econpapers || Download paper

8. Green recovery through financial inclusion of mobile payment: A study of low- and middle-income Asian countries. (2023). Lee, Chien-Chiang ; Chen, Pei-Fen ; Chu, Pin-Jie.
   In: Economic Analysis and Policy.
   RePEc:eee:ecanpo:v:77:y:2023:i:c:p:729-747.

   Full description at Econpapers || Download paper

9. The adoption and use of mobile payment: Determinants and relationship with bank access☆. (2023). Zou, Sarah ; Wu, Peizhang ; Song, KE.
   In: China Economic Review.
   RePEc:eee:chieco:v:77:y:2023:i:c:s1043951x22001651.

   Full description at Econpapers || Download paper

10. An analysis of the influence of socioeconomic and demographic factors on financial inclusion in underdeveloped regions. (2022). Mhlanga, David.
    In: International Journal of Research in Business and Social Science (2147-4478).
    RePEc:rbs:ijbrss:v:11:y:2022:i:6:p:341-349.

    Full description at Econpapers || Download paper

11. An Asymmetric Analysis of the Influence That Economic Policy Uncertainty, Institutional Quality, and Corruption Level Have on India’s Digital Banking Services and Banking Stability. (2022). Ullah, Assad ; Kamal, Muhammad ; Grima, Simon ; Syed, Aamir Aijaz.
    In: Sustainability.
    RePEc:gam:jsusta:v:14:y:2022:i:6:p:3238-:d:767820.

    Full description at Econpapers || Download paper

12. FinTech and capital allocation efficiency: Another equity-efficiency dilemma?. (2022). Xie, Xueyan ; Zhu, Xiaoyang.
    In: Global Finance Journal.
    RePEc:eee:glofin:v:53:y:2022:i:c:s1044028322000436.

    Full description at Econpapers || Download paper

13. Does technological inclusion promote financial inclusion among SMEs? Evidence from South-East Asian (SEA) countries. (2022). WELLALAGE, NIROSHA ; Reddy, Krishna ; Agyekum, Francis K ; Wallace, Damien.
    In: Global Finance Journal.
    RePEc:eee:glofin:v:53:y:2022:i:c:s1044028321000168.

    Full description at Econpapers || Download paper

14. The micro determinants of financial inclusion and financial resilience in Africa. (2022). Alhassan, Ramatu Mahama ; Ouedraogo, Idrissa Mohamed ; Tinta, Abdoulganiour Almame.
    In: African Development Review.
    RePEc:bla:afrdev:v:34:y:2022:i:2:p:293-306.

    Full description at Econpapers || Download paper

15. Determinants of financial inclusion in Algeria: An ARDL Bounds Test approach. (2022). Metair, Samiya ; Benaini, Rahima.
    In: Review of Socio - Economic Perspectives.
    RePEc:aly:journl:202219.

    Full description at Econpapers || Download paper

16. Mobile Money Adoption in Kenya: The Role of Mobile Money Agents. (2022). Musshoff, Oliver ; Parlasca, Martin C ; Johnen, Constantin.
    In: 2024 Annual Meeting, July 28-30, New Orleans, LA.
    RePEc:ags:aaea22:322294.

    Full description at Econpapers || Download paper

17. Is Financial Innovation Bestowed or a Curse for Economic Sustainably: The Mediating Role of Economic Policy Uncertainty. (2021). Xu, Shuhua ; Qamruzzaman, MD ; Adow, Anass Hamadelneel.
    In: Sustainability.
    RePEc:gam:jsusta:v:13:y:2021:i:4:p:2391-:d:504165.

    Full description at Econpapers || Download paper

18. Financial Inclusion through Digital Financial Services (DFS): A Study in Uganda. (2021). Ebong, Jimmy ; George, Babu.
    In: JRFM.
    RePEc:gam:jjrfmx:v:14:y:2021:i:9:p:393-:d:620354.

    Full description at Econpapers || Download paper

19. Determinants of Financial Inclusion in Southern Africa. (2020). Mhlanga, David ; Varaidzo, Denhere.
    In: Studia Universitatis Babeș-Bolyai Oeconomica.
    RePEc:vrs:subboe:v:65:y:2020:i:3:p:39-52:n:4.

    Full description at Econpapers || Download paper

20. MONETARY TRANSMISSION MECHANISM UNDER DUAL FINANCIAL SYSTEM IN INDONESIA: CREDIT-FINANCING CHANNEL. (2018). Fikri, Reza Jamilah.
    In: Journal of Islamic Monetary Economics and Finance.
    RePEc:idn:jimfjn:v:4:y:2018:i:2d:p:1-28.

    Full description at Econpapers || Download paper

21. Fintech and regtech: Impact on regulators and banks. (2018). Anagnostopoulos, Ioannis.
    In: Journal of Economics and Business.
    RePEc:eee:jebusi:v:100:y:2018:i:c:p:7-25.

    Full description at Econpapers || Download paper

22. Do fintech lenders penetrate areas that are underserved by traditional banks?. (2018). Jagtiani, Julapa ; Lemieux, Catharine.
    In: Journal of Economics and Business.
    RePEc:eee:jebusi:v:100:y:2018:i:c:p:43-54.

    Full description at Econpapers || Download paper

23. Fintech Lending: Financial Inclusion, Risk Pricing, and Alternative Information. (2017). Jagtiani, Julapa ; Lemieux, Catharine.
    In: Working Papers.
    RePEc:fip:fedpwp:17-17.

    Full description at Econpapers || Download paper

Report date: 2025-09-21 14:40:44 || Missing content? Let us know