create a website

Who should the elderly borrow money from under formal financial exclusion? Evidence from China. (2024). Liu, Yulin ; Fang, Xin.
In: Economic Analysis and Policy.
RePEc:eee:ecanpo:v:81:y:2024:i:c:p:964-982.

Full description at Econpapers || Download paper

Cited: 1

Citations received by this document

Cites: 53

References cited by this document

Cocites: 38

Documents which have cited the same bibliography

Coauthors: 0

Authors who have wrote about the same topic

Citations

Citations received by this document

  1. Digital Literacy Level and Formal Credit Constraints: Probit Analysis of Farm Households’ Borrowing Behavior in China. (2024). Zhou, Ziyang ; Li, Ziwei ; Du, Mingling ; Zou, Jinpeng ; Chen, Guangyan ; Wang, Fang.
    In: Agriculture.
    RePEc:gam:jagris:v:14:y:2024:i:6:p:832-:d:1402200.

    Full description at Econpapers || Download paper

References

References cited by this document

  1. Adjaye-Gbewonyo, K. ; Kawachi, I. Use of the yitzhaki index as a test of relative deprivation for health outcomes: a review of recent literature. 2012 Soc. Sci. Med.. 75 129-137

  2. Allen, F. ; Qian, M. ; Xie, J. Understanding informal financing. 2019 J. Financ. Intermediat.. 39 19-33

  3. Andersen, T.B. ; Malchow-Moller, N. Strategic interaction in undeveloped credit markets. 2006 J. Dev. Econ.. 80 275-298

  4. Arku, R.E. ; Ezzati, M. ; Baumgartner, J. ; Fink, G. ; Brauer, M. Elevated blood pressure and household solid fuel use in premenopausal women: analysis of 12 demographic and health surveys (DHS) from 10 countries. 2018 Environ. Res.. 160 499-505
    Paper not yet in RePEc: Add citation now
  5. Berhane, G. ; Gardebroek, C. Does microfinance reduce rural poverty? Evidence based on household panel data from northern Ethiopia. 2011 Am. J. Agr. Econ.. 93 43-55
    Paper not yet in RePEc: Add citation now
  6. Chamon, M. ; Prasad, E. Why are saving rates of urban households in China rising. 2010 Am. Econ. J. Macroecon.. 2 93-130

  7. Chang, Z.Z. ; Jiang, K. Saving motives and the elderly savings puzzle-Also on the moderating effect of government expenditure (in Chinese). 2021 Econ. Perspect.. 68-87
    Paper not yet in RePEc: Add citation now
  8. Cheng, E.S. ; Chan, K.H. ; Weber, M. Solid fuel, secondhand smoke, and lung cancer mortality: a prospective cohort of 323,794 Chinese never-smokers. 2022 Am. J. Respir. Crit. Care Med.. 206 1153-1162
    Paper not yet in RePEc: Add citation now
  9. Cheng, X.Y. ; Wang, J.Y. ; Chen, K.Z. Elite capture, the “follow-up checks” policy, and the targeted poverty alleviation program: evidence from rural western China. 2021 J. Integr. Agric.. 20 880-890
    Paper not yet in RePEc: Add citation now
  10. Dang, L.P.X. ; Hoang, V.N. ; Nghiem, S.H. Social networks with organisational resource, generalized trust and informal loans: evidence from rural Vietnam. 2023 Econ. Anal. Policy. 77 388-402

  11. Degryse, H. ; Lu, L. ; Ongena, S. Informal or formal financing? Evidence on the co-funding of Chinese firms. 2016 J. Financ. Intermediat.. 31-50

  12. Donni, P.L. The unobserved pattern of material hardship and health among older Americans. 2019 J. Health Econ.. 65 1-42
    Paper not yet in RePEc: Add citation now
  13. Easterlin, R.A. ; Birth, F. The Impact of Numbers on Personal Welfare. 1980 The University of Chicago Press: Chicago
    Paper not yet in RePEc: Add citation now
  14. Fan, Y. ; Wu, J. ; Yang, Z. Informal borrowing and home purchase: evidence from urban China. 2017 Reg. Sci. Urban Econ.. 67 108-118

  15. Fu, W.J. Ridge estimator in singular design with application to age-period-cohort analysis of disease rates. 2000 Commun. Stat. Theory Methods. 29 263-278
    Paper not yet in RePEc: Add citation now
  16. Guirkinger, C. Understanding the coexistence of formal and informal credit markets in Piura, Peru. 2008 World Dev.. 36 1436-1452

  17. Hanna, R., Alatas, V., Banerjee, A., Olken, B.A., Purnamasari, R., Wai-Poi, M., 2013. Does elite capture matter? Local elites and targeted welfare programs in Indonesia. NBER Working Paper No. w18798.

  18. He, X.Q. ; Shi, W. Health risk and Chinese urban household's consumption (in Chinese). 2014 Econ. Res. J.. 49 34-48
    Paper not yet in RePEc: Add citation now
  19. Heathcote, J. ; Perri, F. ; Violante, G.L. Unequal we stand: an empirical analysis of economic inequality in the United States: 1967-2006. 2010 Rev. Econ. Dyn.. 13 15-51

  20. Heaton, J. ; Lucas, D. Portfolio choice in the presence of background risk. 2010 Econ. J.. 110 -
    Paper not yet in RePEc: Add citation now
  21. Hou, L. ; Hsueh, S.C. ; Zhang, S. Does formal financial development crowd in informal financing? Evidence from Chinese private enterprises. 2020 Econ. Model.. 90 288-301

  22. Islam, A. ; Maitra, P. Health shocks and consumption smoothing in rural households: does microcredit have a role to play?. 2012 J. Dev. Econ.. 97 0-243

  23. Jiang, X.Q. ; Zheng, Y.H. Analysis on the main source of livelihood and economic security of the Chinese elderly (in Chinese). 2013 Popul. J.. 35 42-48
    Paper not yet in RePEc: Add citation now
  24. Kara, A. ; Zhou, H.Y. ; Zhou, Y.F. Achieving the United Nations’ sustainable development goals through financial inclusion: a systematic literature review of access to finance across the globe. 2021 Int. Rev. Financ. Anal.. 77 -

  25. Khandker, S.R. ; Pitt, M.M. The Impact of Group-Based Credit on Poor Households: An analysis of Panel Data from Bangladesh. 2003 World Bank: Washington D.C
    Paper not yet in RePEc: Add citation now
  26. Khanna, M. ; Majumdar, S. Caste-ing wider nets of credit: a mixed methods analysis of informal lending and caste relations in bihar. 2020 World. Dev. Perspect.. 20 -

  27. Lee, J.J. ; Sawada, Y. Precautionary saving under liquidity sonstraints: evidence from rural Pakistan. 2010 J. Dev. Econ.. 91 77-86

  28. Levy, H. Income, poverty, and material hardship among older Americans. Rsf-Rus. Sage. 2015 J. Soc. Sociol.. 1 55-77
    Paper not yet in RePEc: Add citation now
  29. Lotto, J. Understanding financial inclusion in east Africa: how does Tanzania compare?. 2022 Int. J. Financ. Econ.. 27 1075-1084

  30. McKinnon, R.I. Money and Capital in Economic Development. 1973 Brookings Institute: Washington, D.C.
    Paper not yet in RePEc: Add citation now
  31. Moahid, M. ; Maharjan, K.L. Factors affecting farmers’ access to formal and informal credit: evidence from rural Afghanistan. 2020 Sustainability. 12 1-16

  32. Modigliani, F. ; Brumberg, R. Utility analysis and the consumption function: an interpretation of cross-section data. 1954 Rutgers University Press: New Brunswick
    Paper not yet in RePEc: Add citation now
  33. Nardi, M.D. ; Fella, G. Saving and wealth inequality. 2017 Rev. Econ. Dyn.. 26 280-300

  34. Nardi, M.D. ; French, E. ; Jones, J.B. Why do the elderly save? The role of medical expenses. 2010 J. Polit. Econ.. -

  35. Nguyen, A.T. ; Gan, C. ; Anh, D. The interrelationships among the formal, semi-formal, and informal credit demands of farm households in Vietnam. 2021 Int. J. Soc. Econ.. -

  36. Permanyer, I. Assessing individuals’ deprivation in a multidimensional framework. 2014 J. Dev. Econ.. 109 1-16

  37. Shi, W. ; Chongsuvivatwong, V. ; Geater, A. ; Zhang, J. ; Rombal, D.B. The influence of the rural health security schemes on health utilization and household impoverishment in rural China: data from a household survey of western and central China. 2010 Int. J. Equity Health. 9 77-
    Paper not yet in RePEc: Add citation now
  38. Shoji, M. ; Aoyagi, K. ; Kasahara, R. ; Sawada, Y. ; Ueyama, M. Social capital formation and credit access: evidence from Srilanka. 2012 World Dev.. 40 2522-2536

  39. Stiglitz, J. ; Weiss, A. Credit rationing in markets with imperfect information. 1981 Am. Econ. Rev.. -

  40. Stock, J.H. ; Yogo, M. Testing for weak instruments in linear IV regression. 2005 Cambridge University Press: Cambridge
    Paper not yet in RePEc: Add citation now
  41. Tang, H. Peer-to-Peer lenders versus banks: substitutes or complements?. 2019 Rev. Financ. Stud.. 32 1900-1938

  42. Thanh, P.T. ; Duong, P.B. Health shocks and the mitigating role of microcredit—the case of rural households in Vietnam. 2017 Econ. Anal. Policy. 56 135-147
    Paper not yet in RePEc: Add citation now
  43. Thu, N.H. ; Duong, P.B. ; Tho, N.H. Filling the voids left by the formal sector: informal borrowings by poor households in northern mountainous Vietnam. 2020 Agric. Finance Rev.. 81 94-113

  44. Tran, M.C. ; Christopher, E.C. ; Hu, B.D. Credit constraints and their impact on farm household welfare: evidence from Vietnam's north central coast region. 2016 Int. J. Soc. Econ.. 43 782-803
    Paper not yet in RePEc: Add citation now
  45. Turvey, C.G. ; Rong, K. Informal lending amongst friends and relatives: can microcredit compete in rural China?. 2010 China Econ. Rev.. 21 544-556

  46. Wang, W. ; Wu, K. The puzzle of Chinese urban household savings rate-A revaluation with the age-period-cohort decomposition (in Chinese). 2019 China Ind. Econ.. 81-100
    Paper not yet in RePEc: Add citation now
  47. Wu, J. The coexistence and interaction of formal and informal lending in China-Discussion of the Wenzhou case. 2018 Chin. Econ.. 51 97-114

  48. Yang, Y. ; Schulhoferwohl, S. ; Fu, W.J. ; Kenneth, C. The intrinsic estimator for age-period-cohort analysis: what it is and how to use it. 2008 Am. J. Sociol.. 113 1697-1736
    Paper not yet in RePEc: Add citation now
  49. Yuan, Y. ; Xu, L. Are poor able to access the informal credit market? Evidence from rural households in China. 2015 China Econ. Rev.. 33 232-246

  50. Yuan, Y. ; Xu, L. What determine the interest rates in China's informal market?. 2013 J. Chin. Econ. Bus. Stud.. 11 17-196

  51. Yue, Z. ; Liu, E.P. Family endowment, social welfare and rural elderly poverty (In Chinese). 2016 Issues Agric. Econ.. 37 63-73
    Paper not yet in RePEc: Add citation now
  52. Zhou, S.J. ; Zhang, J.S. ; Li, H.B. Income, consumption and saving behavior of Chinese urban households: a cohort analysis (in Chinese). 2009 China Econ. Q.. 1197-1220
    Paper not yet in RePEc: Add citation now
  53. Zhou, X.G. ; Chen, X. Tie strength, financing channels and the welfare effects of farmers’ borrowing behavior: an empirical study from the perspective of trust (in Chinese). 2017 Chin. Rural Econ.. 16-29
    Paper not yet in RePEc: Add citation now

Cocites

Documents in RePEc which have cited the same bibliography

  1. How Does Relative Consumption Deprivation Influence Subjective Well-Being? The Moderating Role of Housing Wealth. (2025). Ma, Shufan ; Liu, NA ; Chen, Junhua.
    In: Journal of Happiness Studies.
    RePEc:spr:jhappi:v:26:y:2025:i:3:d:10.1007_s10902-025-00874-8.

    Full description at Econpapers || Download paper

  2. An experimental-causal-chain design to explore three mechanisms linking economic inequality and crime. (2024). Factor, Roni ; Itskovich, Eran.
    In: Journal of Criminal Justice.
    RePEc:eee:jcjust:v:92:y:2024:i:c:s0047235224000394.

    Full description at Econpapers || Download paper

  3. Who should the elderly borrow money from under formal financial exclusion? Evidence from China. (2024). Liu, Yulin ; Fang, Xin.
    In: Economic Analysis and Policy.
    RePEc:eee:ecanpo:v:81:y:2024:i:c:p:964-982.

    Full description at Econpapers || Download paper

  4. Why Hong Kong People Rebel: The Role of Economic Frustration, Political Discontent and National Identity in Non-Institutional Political Participation. (2023). Wu, Alfred ; Chen, XI ; Lin, Fen.
    In: Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement.
    RePEc:spr:soinre:v:168:y:2023:i:1:d:10.1007_s11205-023-03094-w.

    Full description at Econpapers || Download paper

  5. Relative deprivation patterns in social and geographical references for health trajectories in China: Investigations of gender and urban-rural disparities. (2023). Chen, Yu-Chih ; Shi, Songyun.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:317:y:2023:i:c:s0277953622008954.

    Full description at Econpapers || Download paper

  6. How Do I Compare? The Effect of Work-Unit Demographics on Reactions to Pay Inequality. (2022). Nurmohamed, Samir ; Keller, JR ; Cobb, Adam J.
    In: ILR Review.
    RePEc:sae:ilrrev:v:75:y:2022:i:3:p:665-692.

    Full description at Econpapers || Download paper

  7. Relative Deprivation and Prosocial Behavior: Evidence from South Korea. (2022). Pak, Tae-Young ; Babiarz, Patryk.
    In: MPRA Paper.
    RePEc:pra:mprapa:115720.

    Full description at Econpapers || Download paper

  8. Comparison of three indices of relative income deprivation in predicting health status. (2022). Kondo, Naoki ; Hanazato, Masamichi ; Gero, Krisztina ; Kawachi, Ichiro ; Yazawa, Aki.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:294:y:2022:i:c:s0277953622000259.

    Full description at Econpapers || Download paper

  9. Psychological distress in late adolescence: The role of inequalities in family affluence and municipal socioeconomic characteristics in Norway. (2021). Haugan, Tommy ; Muggleton, Sally ; Myhr, Arnhild.
    In: PLOS ONE.
    RePEc:plo:pone00:0254033.

    Full description at Econpapers || Download paper

  10. Relative food insecurity, mental health and wellbeing in 160 countries. (2021). Melgar-Quionez, Hugo R ; Gariepy, Genevieve ; Gordon, David ; Davison, Colleen ; MacNeil, Allison H ; Pickett, William ; Pfortner, Timo-Kolja ; Hammami, Nour ; da Silva, Marine Azevedo ; Georgiades, Kathy.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:268:y:2021:i:c:s0277953620307759.

    Full description at Econpapers || Download paper

  11. Relative Deprivation and Suicide Risk in South Korea. (2020). Pak, Tae-Young ; Choung, Youngjoo.
    In: MPRA Paper.
    RePEc:pra:mprapa:103930.

    Full description at Econpapers || Download paper

  12. Does whom you know in the status hierarchy prevent or trigger health limitation? Institutional embeddedness of social capital and social cost theories in three societies. (2020). Pettis, Philip J ; Song, Lijun.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:257:y:2020:i:c:s0277953618305252.

    Full description at Econpapers || Download paper

  13. Economic growth, income inequality and life expectancy in China. (2020). Xie, YU ; Luo, Weixiang.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:256:y:2020:i:c:s0277953620302653.

    Full description at Econpapers || Download paper

  14. The economic gradient of obesity in Mexico: Independent predictive roles of absolute and relative wealth by gender. (2020). Esposito, Lucio ; Rodriguez, Enrique Cuevas ; Millett, Christopher ; Villaseor, Adrian.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:250:y:2020:i:c:s0277953620300897.

    Full description at Econpapers || Download paper

  15. Relative deprivation and suicide risk in South Korea. (2020). Pak, Tae-Young ; Choung, Youngjoo.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:247:y:2020:i:c:s0277953620300344.

    Full description at Econpapers || Download paper

  16. Distributional analysis of the role of breadth and persistence of multiple deprivation in the health gradient measured by biomarkers. (2018). Sharma, Anurag ; Jones, Andrew ; Davillas, Apostolos ; Sinha, K.
    In: Health, Econometrics and Data Group (HEDG) Working Papers.
    RePEc:yor:hectdg:18/31.

    Full description at Econpapers || Download paper

  17. The Social Norm to Work and the Well-Being of the Short- and Long-Term Unemployed. (2018). , Karlijn ; Rozer, Jesper J.
    In: Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement.
    RePEc:spr:soinre:v:139:y:2018:i:3:d:10.1007_s11205-017-1723-0.

    Full description at Econpapers || Download paper

  18. Distributional analysis of the role of breadth and persistence of multiple deprivation in the health gradient measured by biomarkers. (2018). Sharma, Anurag ; Jones, Andrew ; Davillas, Apostolos ; Sinha, Kompal.
    In: ISER Working Paper Series.
    RePEc:ese:iserwp:2018-14.

    Full description at Econpapers || Download paper

  19. Visible consumption, relative deprivation, and health: evidence from a developing country. (2018). Roychowdhury, Punarjit.
    In: Economics Bulletin.
    RePEc:ebl:ecbull:eb-18-00066.

    Full description at Econpapers || Download paper

  20. Relative Deprivation and Life Satisfaction among Europeans: Keeping up with Others. (2018). Tamgaç, Ünay ; Eksi, Ozan ; Caner, Asena ; Tezcan, Unay Tamgac.
    In: Bogazici Journal, Review of Social, Economic and Administrative Studies.
    RePEc:boz:journl:v:32:y:2018:i:2:p:19-46.

    Full description at Econpapers || Download paper

  21. Relative Deprivation in Income, Assets, and Social Capital: Motivational and Deterrent Impacts on the Well-Being of Rural Youth. (2018). Sakketa, Tekalign.
    In: 2018 Conference, July 28-August 2, 2018, Vancouver, British Columbia.
    RePEc:ags:iaae18:277116.

    Full description at Econpapers || Download paper

  22. Working Paper 296 - Relative Deprivation and Well-Being of the Rural Youth. (2018). Sakketa, Tekalign ; Gerber, Nicolas ; Afdb, Afdb.
    In: Working Paper Series.
    RePEc:adb:adbwps:2423.

    Full description at Econpapers || Download paper

  23. Associations of relative income deprivation with perceived happiness and self-rated health among the Hong Kong Chinese population. (2017). Fai, Paul Siu ; Kit, HO ; Chan, Chee Hon.
    In: International Journal of Public Health.
    RePEc:spr:ijphth:v:62:y:2017:i:6:d:10.1007_s00038-017-0953-x.

    Full description at Econpapers || Download paper

  24. Relative deprivation: Measurement issues and predictive role for body image dissatisfaction. (2017). Esposito, Lucio ; Villaseor, Adrian.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:192:y:2017:i:c:p:49-57.

    Full description at Econpapers || Download paper

  25. Associations of relative deprivation and income rank with depressive symptoms among older adults in Japan. (2017). Kondo, Naoki ; Gero, Krisztina ; Shirai, Kokoro ; Kawachi, Ichiro.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:189:y:2017:i:c:p:138-144.

    Full description at Econpapers || Download paper

  26. Relative deprivation and risk factors for obesity in Canadian adolescents. (2016). Pfortner, Timo-Kolja ; Pickett, Kate E ; White, James ; Elgar, Frank J ; Xie, Annie .
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:152:y:2016:i:c:p:111-118.

    Full description at Econpapers || Download paper

  27. Does income relate to health due to psychosocial or material factors? Consistent support for the psychosocial hypothesis requires operationalization with income rank not the Yitzhaki Index. (2016). Hounkpatin, Hilda Osafo ; Dunn, Graham ; Wood, Alex M.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:150:y:2016:i:c:p:76-84.

    Full description at Econpapers || Download paper

  28. Relative-deprivation effects on child health in China. (2016). Sun, YU ; You, Wen.
    In: 2016 Annual Meeting, July 31-August 2, Boston, Massachusetts.
    RePEc:ags:aaea16:235926.

    Full description at Econpapers || Download paper

  29. US State-level income inequality and risks of heart attack and coronary risk behaviors: longitudinal findings. (2015). Gilman, Stephen ; Pabayo, Roman ; Kawachi, Ichiro.
    In: International Journal of Public Health.
    RePEc:spr:ijphth:v:60:y:2015:i:5:p:573-588.

    Full description at Econpapers || Download paper

  30. Subjective relative deprivation is associated with poorer physical and mental health. (2015). Mishra, Sandeep ; Carleton, Nicholas R.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:147:y:2015:i:c:p:144-149.

    Full description at Econpapers || Download paper

  31. Investigating the effects of temporal and interpersonal relative deprivation on health in China. (2015). Tam, Tony ; Jin, Lei.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:143:y:2015:i:c:p:26-35.

    Full description at Econpapers || Download paper

  32. Does who you know in the positional hierarchy protect or hurt? Social capital, comparative reference group, and depression in two societies. (2015). Song, Lijun.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:136-137:y:2015:i::p:117-127.

    Full description at Econpapers || Download paper

  33. How religious status shapes psychological well-being: Cultural consonance as a measure of subcultural status among Brazilian Pentecostals. (2014). François Dengah, H. J., .
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:114:y:2014:i:c:p:18-25.

    Full description at Econpapers || Download paper

  34. Household income and health problems during a period of labour-market change and widening income inequalities – A study among the Finnish population between 1987 and 2007. (2014). Martikainen, Pekka ; Rahkonen, Ossi ; Lahelma, Eero ; Aittomaki, Akseli .
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:100:y:2014:i:c:p:84-92.

    Full description at Econpapers || Download paper

  35. Health and Inequality. (2013). Van Ourti, Tom ; Van Doorslaer, Eddy ; O'Donnell, Owen.
    In: Tinbergen Institute Discussion Papers.
    RePEc:tin:wpaper:20130170.

    Full description at Econpapers || Download paper

  36. A matter of perception: Exploring the role of income satisfaction in the income–mortality relationship in German survey data 1995–2010. (2013). Miething, Alexander.
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:99:y:2013:i:c:p:72-79.

    Full description at Econpapers || Download paper

  37. Absolute and relative family affluence and psychosomatic symptoms in adolescents. (2013). Pickett, Kate E. ; Elgar, Frank J. ; Hofmann, Felix ; Schnohr, Christina W. ; Currie, Candace ; de Clercq, Bart ; Torsheim, Torbjorn ; Bird, Phillippa .
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:91:y:2013:i:c:p:25-31.

    Full description at Econpapers || Download paper

  38. The association between relative deprivation and self-rated health, depressive symptoms, and smoking behavior in Taiwan. (2013). Chiang, Tung-Liang ; Kuo, Chun-Tung .
    In: Social Science & Medicine.
    RePEc:eee:socmed:v:89:y:2013:i:c:p:39-44.

    Full description at Econpapers || Download paper

Coauthors

Authors registered in RePEc who have wrote about the same topic

Report date: 2025-09-21 01:02:06 || Missing content? Let us know

CitEc is a RePEc service, providing citation data for Economics since 2001. Last updated August, 3 2024. Contact: Jose Manuel Barrueco.