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1. The Impact of Agricultural Credit on Planting Structure: An Empirical Test of Factor Allocation. (2025). Liu, Hui ; Jin, Huishuang.
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2. Financial Innovation in Building Agricultural Sector Resilience: New Horizons and Challenges for Blended Finance in Poland. (2025). Kurdy-Kujawska, Agnieszka ; Soliwoda, Micha ; Grzelczak, Marlena ; Apanel, Adrian.
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3. Restoring property rights: The effects of land restitution on credit access. (2025). Bogliacino, Francesco ; Posso, Christian ; Villaveces, Marta Juanita.
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4. Does climate risk affect the ease of access to credit for farmers? Evidence from CHFS. (2025). Ren, Baoping ; Liu, Bei ; Jin, Fei.
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   RePEc:eee:reveco:v:97:y:2025:i:c:s1059056024008050.

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5. Factors Influencing Tomato Farmers to Adopt Agricultural Technologies in Mlali Mvomero District, Tanzania. (2025). Deborah, Magenge ; Athman, Kyaruzi ; Nsenga, Justus.
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6. Ex-ante evaluation of a cross-sectorial business model for risk management in new product development: the case of Haitian farming. (2024). Shimoguchi, Nina ; Ohe, Yasuo ; Hatanaka, Katsumori ; Terano, Rika ; Uchiyama, Tomohiro ; Valcin, Rival.
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7. Digital Literacy Level and Formal Credit Constraints: Probit Analysis of Farm Households’ Borrowing Behavior in China. (2024). Zhou, Ziyang ; Li, Ziwei ; Du, Mingling ; Zou, Jinpeng ; Chen, Guangyan ; Wang, Fang.
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8. Impact of national health insurance enrolment on farm investments in Sub-Saharan Africa: empirical evidence from Ghana. (2024). Karimu, Amin ; Sowah, Dorcas ; Asiedu, Edward.
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9. Financial literacy and borrower discouragement. (2024). Minetti, Raoul ; Aristei, David ; Gallo, Manuela.
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10. Farmers’ cooperatives and smallholder farmers’ access to credit: Evidence from China. (2024). Mi, Yunsheng ; Jiang, Meishan ; Li, Jingrong.
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11. Agricultural Mechanization Policy: Farmers in Focus. (2024). Antipolo, Alqui G ; Juliet, Anne ; Lutarte, Rommel J ; Espino, Lindsey C.
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12. ECB unconventional monetary policy and SME access to finance. (2023). Kapoor, Supriya ; Finnegan, Marie.
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13. Financial Literacy, Borrowing Behavior and Rural Households’ Income: Evidence from the Collective Forest Area, China. (2023). Guo, Yuanyuan ; Chen, KE ; Liu, Hao.
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14. The Effect of Policy and Technological Innovations of Land Tenure on Small Landholders’ Credit-Worthiness: Evidence from Ethiopia. (2023). Negash, Tamirat Tefera ; Abab, Shewakena Aytenfisu ; Senbeta, Feyera.
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15. The Impact of Rural Credit on Cultivated Land Use Efficiency: An Empirical Analysis Using China Rural Revitalization Survey Data. (2023). Qi, Yuan ; Lu, Mengna ; Zhang, Jiaqing ; Zhu, Daolin.
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16. Can Joining the Agricultural Industry Chain Alleviate the Problem of Credit Rationing for Farmers?. (2023). Zhao, Nan ; Lv, Dehong.
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17. Credit rationing prevalence for Eurozone firms. (2023). Kallandranis, Christos ; Drakos, Konstantinos ; Anastasiou, Dimitris.
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18. Determinants of Demand and Participation by Poultry Farmers in Formal and Informal Credit Market in Cross River State, Nigeria. (2023). Ukpe, Udeme Henrietta ; Ewung, Bethel Fidelis.
    In: Problems of World Agriculture / Problemy Rolnictwa Światowego.
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19. Individualism Reduces Borrower Discouragement. (2022). Weill, Laurent ; Osei-Tutu, Francis.
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20. Innovation and borrower discouragement in SMEs. (2022). Wilson, John ; Brown, Ross ; Liares-Zegarra, Jose M.
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21. Has previous loan rejection scarred firms from applying for loans during Covid-19?. (2022). Liu, Weixi ; cowling, marc ; Calabrese, Raffaella.
    In: Small Business Economics.
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22. Only the brave: improving self-rationing efficiency among discouraged Swiss SMEs. (2022). Wernli, Reto ; Dietrich, Andreas.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:59:y:2022:i:3:d:10.1007_s11187-021-00546-w.

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23. Heterogeneity and state dependence in firms’ access to bank credit. (2022). Aristei, David ; Angori, Gabriele.
    In: Small Business Economics.
    RePEc:kap:sbusec:v:59:y:2022:i:1:d:10.1007_s11187-021-00545-x.

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24. Banking stability and borrower discouragement: a multilevel analysis for SMEs in the EU-28. (2022). Koeter-Kant, Johanna ; Hernandez-Canovas, Gines ; Mol-Gomez, Ana.
    In: Small Business Economics.
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25. Bank switching of US small businesses: new methods and evidence. (2022). Zhang, Song ; Kallias, Konstantinos.
    In: Review of Quantitative Finance and Accounting.
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26. The Impact of Fintech Lending on Credit Access for U.S. Small Businesses. (2022). Jagtiani, Julapa ; Gambacorta, Leonardo ; Frost, Jon ; Cornelli, Giulio.
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27. The effect of size and productivity on borrowing discouragement for small firms in Colombia. (2022). Jaulin-Mendez, Oscar.
    In: Latin American Journal of Central Banking (previously Monetaria).
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28. Girls Just Wanna Have Funds? The effect of women-friendly legislation on female-led firms’ access to credit. (2022). Bertrand, Jeremie ; Perrin, Caroline.
    In: International Review of Law and Economics.
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29. Borrowers’ discouragement and creditor information. (2022). Mazza, Paolo ; Bertrand, Jeremie.
    In: International Review of Law and Economics.
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30. Female small business owners in China: Discouraged, not discriminated. (2022). Talavera, Oleksandr ; Caglayan, Mustafa ; Xiong, Lin.
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31. Political connections, family ownership and access to bank credit. (2022). Thrikawala, Sujani ; WELLALAGE, NIROSHA ; Ghardallou, Wafa.
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32. Why do small businesses have difficulty in accessing bank financing?. (2022). Li, Youwei ; Wu, Yuliang ; Vigne, Samuel A ; Harrison, Richard.
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33. The process of female borrower discouragement. (2022). Naegels, Vanessa ; Mori, Neema ; D'Espallier, Bert.
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34. Does firm size really affect the outcome of loan applications?. (2022). Nguyen, Duc Nguyen ; Mallik, Girijasankar ; Chowdhury, Anis.
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35. The signaling role of trade credit in bank lending decisions: Evidence from small and medium‐sized enterprises. (2022). Verdoliva, Vincenzo ; Sampagnaro, Gabriele ; Porzio, Claudio ; del Gaudio, Belinda L.
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36. The impact of fintech lending on credit access for U.S. small businesses. (2022). Jagtiani, Julapa ; Gambacorta, Leonardo ; Frost, Jon ; Cornelli, Giulio.
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37. Does Corruption Discourage More Female Entrepreneurs from Applying for Credit?. (2021). Weill, Laurent ; Vu, Thi-Le Giang ; Statnik, Jean-Christophe.
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38. Debt aversion, education, and credit self-rationing in SMEs. (2021). Troege, Michael ; Nguyen, Hiep Manh.
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39. The value of in-person banking: evidence from U.S. small businesses. (2021). Zhang, Song ; Kallias, Konstantinos.
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40. Bank soundness and bank lending to new firms during the global financial crisis. (2020). Ogane, Yuta ; Naiki, Eriko.
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41. Heterogeneity and state dependence in firms’ access to credit: Microevidence from the euro area. (2020). Aristei, David ; Angori, Gabriele.
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42. Borrower discouragement: the role of informal turndowns. (2020). Nitani, Miwako ; Rostamkalaei, Anoosheh ; Riding, Allan.
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43. Sources of Financing Small and Medium-Sized Enterprises: Case Studies in Poland. (2020). Lewicki, Wojciech ; Wierzejski, Tomasz.
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44. Corporate Leverage Transmission under Information Asymmetry: Evidence from Non-financial Firms of Pakistan. (2020). Ahmed, Zeeshan ; Saleem, Qasim ; Bhatti, Abdul Qadir.
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45. Marketplace Lending of SMEs. (2020). Hornuf, Lars ; Cumming, Doulas J.
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46. HOW DID THE FINANCIAL CRISIS AFFECT SMALL‐BUSINESS LENDING IN THE UNITED STATES?. (2020). Cole, Rebel ; Damm, Jason.
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47. Bank credit constraints for women‐led SMEs: Self‐restraint or lender bias?. (2020). , Stefania ; Galli, Emma ; Mascia, Danilo V.
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48. Elbátortalanodott hiteligénylők a vállalati szektorban. (2019). Szabo, Zsolt.
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49. Bank market power and the intensity of borrower discouragement: analysis of SMEs across developed and developing European countries. (2019). Koeter-Kant, Johanna ; Hernandez-Canovas, Gines ; Mol-Gomez, Ana.
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50. Weathering an Unexpected Financial Shock: The Role of Cash Grants on Household Finance and Business Survival. (2019). Rohlin, Shawn ; Hartley, Daniel ; Gallagher, Justin.
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51. What does not kill us makes us stronger: the story of repetitive consumer loan applications. (2019). Talavera, Oleksandr ; Caglayan, Mustafa ; Xiong, Lin.
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52. Determinants of Firms’ Capital Structure Decisions in Highly Dollarized Economies: Evidence from Cambodia. (2018). Okuda, Hidenobu ; Aiba, Daiju.
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53. Does Collateral Reduce Loan-Size Credit Rationing? Survey Evidence. (2018). Forssbæck, Jens ; Forssbaeck, Jens ; Chala, Alemu Tulu.
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54. Discrimination, Social Capital, and Financial Constraints: The Case of Viet Nam. (2018). Talavera, Oleksandr ; Pham, Tho.
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55. Debt financing, survival, and growth of start-up firms. (2018). Cole, Rebel ; Sokolyk, Tatyana.
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56. Capital structure decisions in a highly dollarized economy: Evidence from Cambodian firms. (2018). Okuda, Hidenobu ; Aiba, Daiju.
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57. Discrimination, social capital, and financial constraints: The case of Vietnam. (2017). Pham, Tho.
    In: WIDER Working Paper Series.
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58. Discrimination, social capital, and financial constraints: The case of Vietnam. (2017). Talavera, Oleksandr ; Pham, Tho.
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59. Sharing Economy: The Establishment of Organizational Identity Overtime, Considering Identify Claims and Legitimacy Granting. (2017). Nehrebecka, Natalia ; Dzik-Walczak, Aneta.
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60. The impact of sovereign ratings on euro zone SMEs’ credit rationing. (2017). Giannakopoulos, Nicholas ; Drakos, Konstantinos ; Demoussis, Michael.
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61. Is there a gender effect on the cost of bank financing?. (2017). , Stefania ; Mascia, Danilo V.
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62. Entrepreneurial optimism, credit availability, and cost of financing: Evidence from U.S. small businesses. (2017). Cole, Rebel ; Ivanov, Vladimir ; Dai, NA.
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63. The Impact of Sovereign Ratings on Eurozone SMEs Credit Rationing. (2016). Demoussis, Michael ; Drakos, Konstantinos.
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64. Access to Credit and Unconventional Monetary policy in the Eurozone after the Financial Crisis. (2016). Korab, Petr.
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65. UK credit and discouragement during the GFC. (2016). Zhang, Ning ; Liu, Weixi ; cowling, marc ; Minniti, Maria.
    In: Small Business Economics.
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66. State dependence in access to credit. (2016). Zazzaro, Alberto ; Presbitero, Andrea ; Pigini, Claudia.
    In: Journal of Financial Stability.
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