Acharya, V.V. ; Naqvi, H. The seeds of a crisis: a theory of bank liquidity and risk-taking over the business cycle. 2012 J. Financ. Econ.. 111 349-366
Acharya, V.V. ; Yorulmazer, T. Too many to fail—an analysis of time-inconsistency in bank closure policies. 2007 J. Financ. Intermed.. 16 1-31
- Afonso, G. ; Santos, J. ; Traina, J. Do “too-big-to-fail” banks take on more risk? Federal Reserve Bank of New York. 2014 Econ. Policy Rev.. 20 -
Paper not yet in RePEc: Add citation now
Ahamed, M.M. ; Mallick, S.K. Is financial inclusion good for bank stability? International evidence. 2019 J. Econ. Behav. Organ.. 157 403-427
Albertazzi, U. ; Gambacorta, L. Bank profitability and the business cycle. 2009 J. Financ. Stab.. 5 393-409
Alger, G. ; Alger, I. Liquid assets in banks: theory and practice. 1999 En : Boston College Working Papers in Economics, No. 446. :
Allen, F. ; Demirguc-Kunt, A. ; Klapper, L. ; Peria, M.S.M. The foundations of financial inclusion: understanding ownership and use of formal accounts. 2016 J. Financ. Intermed.. 27 1-30
Anarfo, E.B. ; Amewu, G. ; Dzeha, G.C. Financial inclusion and migrant remittances in Sub-Saharan Africa: a panel VAR approach. 2020 Int. J. Soc. Econ.. 47 809-829
Ashraf, B.N. Political institutions and bank risk-taking behavior. 2017 J. Financ. Stab.. 29 13-35
- Ashraf, B.N. ; Shen, Y. Economic policy uncertainty and banks’ loan pricing. 2019 J. Financ. Stab.. 44 -
Paper not yet in RePEc: Add citation now
Banerjee, A.V. ; Duflo, E. ; Glennerster, R. ; Kinnan, C. The miracle of microfinance? Evidence from a randomized evaluation. 2013 En : MIT Bureau for Research and Economic Analysis of Development, Working Paper. :
Barth, J. ; Caprio, G. ; Levine, R. Bank regulation and supervision in 180 countries from 1999 to 2011. 2013 J. Fin. Econ. Policy. 5 111-219
Barth, J. ; Caprio, G. ; Levine, R. Bank regulations are changing: for better or worse?. 2008 Comp. Econ. Stud.. 50 537-563
Barth, J.R. ; Caprio, J.R. ; Levine, R. Bank regulation and supervision: what works best?. 2004 J. Financ. Intermed.. 13 205-248
Bartram, S.M. ; Gregory, W.B. ; John, E.H. Estimating systemic risk in the international financial system. 2007 J. Financ. Econ.. 86 835-869
Beck, T. ; Demirgüç-Kunt, A. ; Levine, R. Bank concentration, competition, and crises: first results. 2006 J. Bank. Financ.. 30 1581-1603
Beck, T. ; Demirgüc-Kunt, A. ; Levine, R. Finance, inequality and the poor. 2007 J. Econ. Growth. 12 27-49
Beck, T. ; Demirgüç-Kunt, A. ; Levine, R. Financial institutions and markets across countries and over time: the updated financial development and structure database. 2010 World Bank Econ. Rev.. 24 77-92
Beck, T. ; Demirgüc-Kunt, A. ; Martínez Pería, M.S. Reaching out: access to and use of banking services across countries. 2007 J. Financ. Econ.. 85 234-266
Beck, T. ; Jognhe, O. ; Schepens, G. Bank competition and stability: cross-country heterogeneity. 2013 J. Financ. Intermed.. 22 218-244
Berger, A.N. ; Deyoung, R. Problem loans and cost efficiency in commercial banks. 1997 J. Bank. Financ.. 21 849-870
Berger, A.N. ; Li, X. ; Morris, C.S. ; Roman, R.A. The effects of cultural values on bank failures around the world. 2021 J. Financ. Quant. Anal.. 56 945-993
Borio, C. ; Zhu, H. Capital regulation, risk-taking and monetary policy: a missing link in the transmission mechanism?. 2012 J. Financ. Stab.. 8 236-251
Boyd, J.H. ; De Nicoló, G. The theory of bank risk taking and competition revisited. 2005 J. Financ.. 60 1329-1343
Chamberlain, G. Multivariate regression models for panel data. 1982 J. Econ.. 18 5-46
Chauvet, L. ; Jacolin, L. Financial inclusion, bank concentration, and firm performance. 2017 World Dev.. 97 1-13
Chen, M. ; Jeon, B.N. ; Wang, R. ; Wu, J. Corruption and bank risk-taking: evidence from emerging economies. 2015 Emerg. Mark. Rev.. 24 122-148
Chen, M. ; Wu, J. ; Jeon, B.N. ; Wang, R. Do foreign banks take more risk? Evidence from emerging economies. 2017 J. Bank. Financ.. 82 20-39
Chen, M. ; Wu, J. ; Jeon, B.N. ; Wang, R. Monetary policy and bank risk-taking: evidence from emerging economies. 2017 Emerg. Mark. Rev.. 31 116-140
Cihák, M. ; Mare, D.S. ; Melecky, M. The nexus of financial inclusion and financial stability: a study of trade-offs and synergies. 2016 En : Policy Research Working Paper 7722. :
Claessens, S. ; Horen, N.V. Being a foreigner among domestic banks: asset or liability?. 2012 J. Bank. Financ.. 36 1276-1290
Claessens, S. ; Horen, N.V. Foreign banks: trends and impact. 2014 J. Money Credit Bank.. 46 295-326
Cull, R. ; Demirgüc-Kunt, A. ; Asli Lyman, T. Financial Inclusion and Stability: What Does Research Show?. 2012 World Bank: Washington, DC
Dabla-Norris, E. ; Ji, Y. ; Townsend, R.M. ; Unsal, D.F. Identifying constraints to financial inclusion and their impact on GDP and inequality: a structural framework for policy. 2015 IMF Working Papers. 15 244-249
Dam, L. ; Koetter, M. Bank bailouts and moral hazard: evidence from Germany. 2012 Rev. Financ. Stud.. 25 2343-2380
Danisman, G.O. ; Tarazi, A. Financial inclusion and bank stability: Evidence from Europe. 2020 The European Journal of Finance. 26 1842-1855
De Haas, R. ; Horen, V.N. International shock transmission after the Lehman Brothers collapse: evidence from syndicated lending. 2012 Am. Econ. Rev.. 102 231-237
Delis, M.D. ; Kouretas, G.P. Interest rates and bank risk-taking. 2011 J. Bank. Financ.. 35 840-855
Dell’Ariccia, D. ; Marquez, R. Competition among regulators and credit market integration. 2006 J. Financ. Econ.. 79 401-430
Demirgüç-Kunt, A. ; Detragiache, E. Does Deposit Insurance Increase Banking System Stability?. 2002 :
Demirgüç-Kunt, A. ; Huizinga, H. Bank activity and funding strategies: the impact on risk and returns. 2010 J. Financ. Econ.. 98 626-650
Demirgüc-Kunt, A. ; Huizinga, H. Market discipline and deposit insurance. 2004 J. Monet. Econ.. 51 375-399
Demirgüç-Kunt, A. ; Kane, E. ; Laeven, L. Deposit insurance around the world: a comprehensive analysis and database. 2015 J. Financ. Stab.. 20 155-183
Demirgüç-Kunt, A. ; Klapper, L. Measuring financial inclusion. 2012 En : Policy Research Working Paper Series 6025. :
Demirgüç-Kunt, A. ; Klapper, L. ; Singer, D. Financial inclusion and inclusive growth: a review of recent empirical evidence. 2017 En : Policy Research Working Paper Series. :
Demirgüç-Kunt, A. ; Klapper, L. ; Singer, D. ; Ansar, S. ; Hess, J. The global findex database 2017: measuring financial inclusion and opportunities to expand access to and use of financial service. 2020 World Bank Econ. Rev.. 34 s2-s8
Demirgüç-Kunt, A. ; Klapper, L.F. ; Singer, D. ; Van Oudheusden, P. The global findex database 2014: Measuring financial inclusion around the world. 2015 World Bank Policy Research Working Paper. 7255 -
Demirgüç-Kunt, A. ; Levine, R. Finance and inequality: theory and evidence. 2009 Ann. Rev. Fin. Econ.. 1 287-318
Demirguc‐Kunt, A. ; Detragiache, E. ; Merrouche, O. Bank capital: Lessons from the financial crisis. 2013 Journal of Money, Credit and Banking. 45 1147-1164
Diamond, D.W. Financial intermediation and delegated monitoring. 1984 Rev. Econ. Stud.. 51 393-414
Diamond, D.W. ; Dybvig, P.H. Bank runs, deposit insurance, and liquidity. 1983 J. Polit. Econ.. 91 401-419
Doan, A.T. ; Phan, T. ; Lin, K.L. Governance quality, bank price synchronicity and political uncertainty. 2020 Int. Rev. Econ. Financ.. 69 231-262
Driscoll, J. ; Kraay, A.C. Consistent covariance matrix estimation with spatially dependent data. 1998 Rev. Econ. Stat.. 80 549-560
Furlong, F.T. ; Keeley, M.C. Capital regulation and bank risk-taking: a note. 1989 J. Bank. Financ.. 13 883-891
Ghosh, S. Foreign banks in MENA countries: how important? How relevant?. 2016 J. Econ. Admin. Sci.. 32 77-98
- Hair, J.F. ; Black, W.C. ; Babin, B.J. ; Anderson, R.E. ; Tatham, R.L. Multivariate Data Analysis. 2006 Pearson Prentice Hall: Uppersaddle River, NJ
Paper not yet in RePEc: Add citation now
Han, R. ; Melecky, M. Financial inclusion for financial stability: Access to bank deposits and the growth of deposits in the global financial crisis. 2013 En : World Bank Policy Research Working Paper. :
Hannig, A. ; Jansen, S. Financial inclusion and financial stability: Current policy issues. 2010 :
- Hawkins, P. Financial access and financial stability. 2006 En : BIS Working Paper. :
Paper not yet in RePEc: Add citation now
Hofstede, G.H. The cultural relatively of organizational practices and theories. 1983 J. Int. Bus. Stud.. 14 75-89
- Hofstede, G.H. ; Hofstede, G.J. ; Minkov, M. Cultures and Organizations: Software of the Mind: Intercultural Cooperation and its Importance for Survival, Third Edition. 2010 :
Paper not yet in RePEc: Add citation now
Honohan, P. Cross-country variation in household access to financial services. 2008 J. Bank. Financ.. 32 2493-2500
Houston, J.F. ; Chen, L. ; Ping, L. ; Ma, Y. Creditor rights, information sharing, and bank risk taking. 2010 J. Financ. Econ.. 96 485-512
Jiménez, G. ; Ongena, S. ; Peydró, J.L. ; Saurina, J. Hazardous times for monetary policy: what do twenty-three million bank loans say about the effects of monetary policy on credit risk-taking?. 2014 Econometrica. 82 463-505
Karadima, M. ; Louri, H. Economic Policy Uncertainty and Non-performing Loans: The Moderating Role of Bank Concentration. 2021 :
Kaufmann, D. ; Kraay, A. ; Mastruzzi, M. The worldwide governance indicators: Methodology and analytical issues. 2010 World Bank policy research working paper. 5430 -
Keeley, M.C. Deposit insurance, risk, and market power in banking. 1990 Am. Econ. Rev.. 80 1183-1200
- Khan, H. Financial Inclusion and Financial Stability: Are they Two Sides of the Same Coin?. 2011 :
Paper not yet in RePEc: Add citation now
- Klomp, J. ; Jakob, D.H. Banking risk and regulation. 2015 J. Bank. Financ.. 36 3197-3212
Paper not yet in RePEc: Add citation now
Kroszner, R.S. ; Laeven, L. ; Klingebiel, D. Banking crises, financial dependence, and growth. 2007 J. Financ. Econ.. 84 187-228
- La Porta, R. ; Lopez-de-Silanes, F. ; Shleifer, A. ; Vishny, R. Law and finance. 1998 J. Polit. Econ.. 106 1113-1155
Paper not yet in RePEc: Add citation now
Laeven, L. ; Levine, R. Bank governance, regulation and risk-taking. 2009 J. Financ. Econ.. 93 259-275
Laeven, L. ; Valencia, F. Systemic banking crises database. 2013 IMF Econ. Rev.. 61 225-270
- Le, T.H. ; Chuc, A.T. ; Taghizadeh-Hesary, F. Financial inclusion and its impct on financial efficiency and sustainability: empirical evidence from Asia. 2019 Borsa Istanbul Rev.. 19 310-322
Paper not yet in RePEc: Add citation now
Le, T.H. ; Le, H.C. ; Taghizadeh-Hesary, F. Does financial inclusion impact CO2 emissions? Evidence from Asia. 2020 Financ. Res. Lett.. 34 -
Lee, C.C. ; Wang, C.W. ; Ho, S.J. Financial inclusion, financial innovation, and firms’ sales growth. 2020 Int. Rev. Econ. Financ.. 66 189-205
Li, K. ; Griffin, D. ; Yue, H. ; Zhao, L. National culture and capital structure decisions: evidence from foreign joint ventures in China. 2011 J. Int. Bus. Stud.. 42 477-503
López, T. ; Winkler, A. Does financial inclusion mitigate credit boom-bust cycles?. 2019 J. Financ. Stab.. 43 116-129
Marcucci, J. ; Quagliariello, M. Asymmetric effects of the business cycle on bank credit risk. 2009 J. Bank. Financ.. 33 1624-1635
Mialou, A. ; Amidzic, G. ; Massara, A. Assessing countries’ financial inclusion standing: a new composite index. 2017 J. Bank. Fin. Econ.. 2 105-126
Mihet, R. Effects of culture on firm risk-taking: a cross-country and cross-industry analysis. 2013 J. Cult. Econ.. 37 109-151
Mlachila, M. ; Jidoud, A. ; Newiak, M. ; Radzewicz-Bak, B. ; Takebe, M. Financial Development in Sub-Saharan Africa: Promoting Inclusive and Sustainable Growth. 2016 IMF Departmental Papers:
Morgan, P.J. ; Pontines, V. Financial stability and financial inclusion: the case of SME lending. 2018 Singapore Econ. Rev., 2018. 63 111-124
- Mundfrom, D.J. ; Shaw, D.G. ; Ke, T.L. Minimum sample size recommendations for conducting factor analyses. 2005 Int. J. Test.. 5 159-168
Paper not yet in RePEc: Add citation now
Mundlak, Y. Pooling of time series and cross-section data. 1978 Econometrica. 46 69-85
Neaime, S. ; Gaysset, I. Financial inclusion and stability in MENA: evidence fro poverty and inequality. 2018 Financ. Res. Lett.. 24 230-237
Pradhan, R.P. ; Arvin, M.B. ; Hall, J.H. Economic growth, development of telecommunications infrastructure, and financial development in Asia, 1991–2012. 2016 Q. Rev. Econ. Fin.. 59 25-38
- Qasba, G.N. ; Sharma, K. ; Bhat, M.Y. ; Tanki, A.A. Financial inclusion and women empowerment. 2016 Int. J. Humanit. Soc. Sci. Stud.. 2 2349-6711
Paper not yet in RePEc: Add citation now
- Rose, P.S. ; Hudgins, S. Bank Management and Financial Services. 2018 McGraw-Hill Education-Europe:
Paper not yet in RePEc: Add citation now
- Roy, A. Safety first and the holding of assets. 1952 Econometrica. 20 431-449
Paper not yet in RePEc: Add citation now
Sahay, R. ; Cihak, M. ; N’Diaye, P.M. ; Barajas, A. ; Mitra, S. ; Kyobe, A. ; Mooi, Y.N. ; Yousefi, S.R. Financial Inclusion: Can it Meet Multiple Macroeconomic Goals?. 2015 :
Sarma, M. Measuring financial inclusion. 2015 Econ. Bull.. 35 604-611
- Sarma, M. ; Pais, J. Financial inclusion and development. 2011 J. Int. Dev.. 23 613-628
Paper not yet in RePEc: Add citation now
Saunders, A. ; Strock, E. ; Travlos, N.G. Ownership structure, deregulation, and bank risk taking. 1990 J. Financ.. 45 643-654
- Stock, J.H. ; Yogo, M. Identification and inference for econometric models: asymptotic distributions of instrumental variables statistics with many instruments. 2005 J. Am. Statal Assoc.. 89 1319-1320
Paper not yet in RePEc: Add citation now
- Tabachnick, B.G. ; Fidell, L.S. ; Ullman, J.B. Using Multivariate Statistics. 2007 Pearson: Boston, MA
Paper not yet in RePEc: Add citation now
- Vo, D.H. ; Nguyen, N.T. ; Van, T.H. Financial inclusion and stability in the Asian region using bank-level data. 2021 Borsa Istanbul Rev.. 21 36-43
Paper not yet in RePEc: Add citation now
- Wang, R. ; Sui, Y.B. Political institutions and foreign banks’ risk-taking in emerging markets. 2019 J. Multinatl. Financ. Manag.. 51 45-60
Paper not yet in RePEc: Add citation now
Wooldridge, J. Econometric Analysis of Cross Section and Panel Data. 2010 MIT Press: