1. The impact of macroprudential policies on industrial growth. (2024). Madeira, Carlos.
   In: Journal of International Money and Finance.
   RePEc:eee:jimfin:v:145:y:2024:i:c:s0261560624000937.

   Full description at Econpapers || Download paper

2. Mortgage Lock‐In, Mobility, and Labor Reallocation. (2024). Liu, LU ; Fonseca, Julia.
   In: Journal of Finance.
   RePEc:bla:jfinan:v:79:y:2024:i:6:p:3729-3772.

   Full description at Econpapers || Download paper

3. The evolution of macroprudential policy use in Chile, Latin America and the OECD. (2023). Madeira, Carlos.
   In: Journal of Banking Regulation.
   RePEc:pal:jbkreg:v:24:y:2023:i:3:d:10.1057_s41261-022-00202-7.

   Full description at Econpapers || Download paper

4. The impact of the Chilean pension withdrawals during the Covid pandemic on the future savings rate. (2022). Madeira, Carlos.
   In: Journal of International Money and Finance.
   RePEc:eee:jimfin:v:126:y:2022:i:c:s0261560622000535.

   Full description at Econpapers || Download paper

5. The impact of financial literacy on the quality of self-reported financial information. (2022). Madeira, Carlos ; Margaretic, Paula.
   In: Journal of Behavioral and Experimental Finance.
   RePEc:eee:beexfi:v:34:y:2022:i:c:s2214635022000223.

   Full description at Econpapers || Download paper

1. Agarwal, S. ; Driscoll, J. ; Laibson, D. Optimal Mortgage Refinancing: A Closed-Form Solution. 2013 J. Money, Credit Bank.. 45 591-622

2. Agarwal, S. ; Zhang, Y. Effects of government bailouts on mortgage modification. 2018 J. Banking Finance. 93 54-70

3. Allen, J. ; Clark, R. ; Houde, J. Search Frictions and Market Power in Negotiated-Price Markets. 2019 J. Polit. Econ.. 127 1550-1598

4. Amromin, G. ; Bhutta, N. ; Keys, B. Refinancing, Monetary Policy, and the Credit Cycle. 2020 Ann. Rev. Financ. Econ.. 12 67-93

5. Atkinson, A., Messy, F., 2012. Measuring Financial Literacy: Results of the OECD/ International Network on Financial Education (INFE) Pilot Study, OECD.

6. Bennett, P. ; Peach, R. ; Peristiani, S. Structural change in the mortgage market and the propensity to refinance. 2001 J. Money, Credit, Banking. 33 954-976

7. Bhutta, N. The ins and outs of mortgage debt during the housing boom and bust. 2015 J. Monetary Econ.. 76 284-298

8. Bhutta, N., Fuster, A., Hizmoy, A., 2020. Paying Too Much? Price Dispersion in the US Mortgage Market, CEPR Discussion Paper No. DP14924.

9. Bover, O. ; Casado, J. ; Costa, S. ; Du Caju, P. ; McCarthy, Y. ; Sierminska, E. ; Tzamourani, P. ; Villanueva, E. ; Zavadil, T. The Distribution of Debt across Euro-Area Countries: The Role of Individual Characteristics, Institutions, and Credit Conditions. 2016 Int. J. Central Bank.. 12 71-128

10. Brunetti, M. ; Ciciretti, R. ; Djordjevic, L. The determinants of household’s bank switching. 2016 J. Financ. Stab.. 26 175-189

11. Calem, P. ; Gordy, M. ; Mester, L. Switching costs and adverse selection in the market for credit cards: New evidence. 2006 J. Bank. Finance. 30 1653-1685

12. Campbell, J. Mortgage market design. 2013 Rev. Finance. 17 1-33

13. Carpantier, J. ; Olivera, J. ; Van Kerm, P. Macroprudential policy and household wealth inequality. 2018 J. Int. Money Finance. 85 262-277

14. Casiraghi, M. ; Gaiotti, E. ; Rodano, L. ; Secchi, A. A “reverse Robin Hood? The distributional implications of non-standard monetary policy for Italian households. 2018 J. Int. Money Finance. 85 215-235

15. Cesa-Bianchi, A. ; Cespedes, L. ; Rebucci, A. Global Liquidity, House Prices, and the Macroeconomy: Evidence from Advanced and Emerging Economies. 2015 J. Money, Credit Bank.. 47 301-335

16. Chilean Congress, 2020. History of the law 21,236: on the regulation of Financial Portability, Library of the Chilean National Congress.
    Paper not yet in RePEc: Add citation now
    

17. Das, S. ; Meadows, R. Strategic loan modification: an options-based response to strategic default. 2013 J. Bank. Finance. 37 636-647

18. Degryse, H., Morales-Acevedo, P., Ongena, S., 2019. Competition in the banking sector. 3rd ed. Oxford Handbook of Banking, pp. 776–813 (chapter 24).
    Paper not yet in RePEc: Add citation now
    

19. Deng, Y. ; Quigley, J. ; Van Order, R. Mortgage Terminations, Heterogeneity and the Exercise of Mortgage Options. 2000 Econometrica. 68 275-308

20. Disney, R. ; Gathergood, J. Financial literacy and consumer credit portfolios. 2013 J. Bank. Finance. 37 2246-2254

21. Gathergood, J. ; Weber, J. Financial literacy, present bias and alternative mortgage products. 2017 J. Bank. Finance. 78 58-83

22. Goldsmith-Pinkham, P., Shue, K., 2020. The Gender Gap in Housing Returns, mimeo, Yale School of Management.

23. Gomes, F. ; Haliassos, M. ; Ramadorai, T. Household Finance. 2021 J. Econ. Literat.. -

24. Government of Mexico, 2016. What you must know about Mortgage Portability, Mexico.
    Paper not yet in RePEc: Add citation now
    

25. Green, J. ; Shoven, J. The effects of interest rates on mortgage prepayments. 1986 J. Money, Credit, Bank.. 36 41-58

26. Guerello, C. Conventional and unconventional monetary policy vs. households income distribution: An empirical analysis for the Euro Area. 2018 J. Int. Money Finance. 85 187-214

27. Hurst, E. ; Stafford, F. Home is where the equity is: mortgage refinancing and household consumption. 2004 J. Money, Credit, Bank.. 36 985-1014

28. INE, Number of subrogated loans in Spain. 2019 Instituto Nacional de Estadisticas: Spain
    Paper not yet in RePEc: Add citation now
    

29. Jara, A., Martínez, J., Oda, D., 2017. Bank’s Lending Growth in Chile: The Role of the Senior Loan Officers Survey. Central Bank of Chile Working Paper 802.

30. Keys, B. ; Pope, D. ; Pope, J. Failure to Refinance. 2016 J. Financ. Econ.. 122 482-499

31. Madeira, C. Explaining the cyclical volatility of consumer debt risk using a heterogeneous agents model: The case of Chile. 2018 J. Financ. Stab.. 39 209-220

32. Madeira, C. Measuring the covariance risk of consumer debt portfolios. 2019 J. Econ. Dyn. Control. 109 21-38

33. Madeira, C. The impact of interest rate ceilings on households’ credit access: evidence from a 2013 Chilean legislation. 2019 J. Bank. Finance. 106 166-179

34. Madeira, C. ; Zafar, B. Heterogeneous inflation expectations and learning. 2015 J. Money, Credit Bank.. 47 867-896

35. OECD, 2020. OECD/INFE 2020 International Survey of Adult Financial Literacy, OECD.
    Paper not yet in RePEc: Add citation now
    

36. Pedersen, M., 2016. Pass-Through, Expectations, and Risks. What Affects Chilean Banks’ Interest Rates?, Working Papers Central Bank of Chile 780.

37. Rebucci, A., Hartley, J., Jiménez, D., 2021. An Event Study of COVID-19 Central Bank Quantitative Easing in Advanced and Emerging Economies, NBER WP 27339.
    Paper not yet in RePEc: Add citation now
    

38. Vives, X. Digital Disruption in Banking. 2019 Annual Rev. Financ. Econ.. 11 243-272

39. Wong, A., 2021. Refinancing and the Transmission of Monetary Policy to Consumption, mimeo.
    Paper not yet in RePEc: Add citation now
    

40. Woodward, S. ; Hall, R. Diagnosing Consumer Confusion and Sub-optimal Shopping Effort: Theory and Mortgage-Market Evidence. 2012 Am. Econ. Rev.. 102 3249-3276

41. Wooldridge, J. Econometric Analysis of Cross Section and Panel Data. 2010 MIT Press:

1. Is rising student debt affecting retirement savings? Evidence from the survey of consumer finances. (2024). Batkeyev, Birzhan ; Wang, Pinshuo ; Ertugrul, Mine ; Krishnan, Karthik.
   In: The Financial Review.
   RePEc:bla:finrev:v:59:y:2024:i:3:p:589-623.

   Full description at Econpapers || Download paper

2. Education and financial mistakes: The case of avoidable trading fees in stock markets. (2023). Mendes, Victor ; Silva, Paulo Pereira.
   In: Portuguese Economic Journal.
   RePEc:spr:portec:v:22:y:2023:i:2:d:10.1007_s10258-022-00209-y.

   Full description at Econpapers || Download paper

3. Not Cashing In on Cashing Out: An Analysis of Low Cash-Out Refinance Rates. (2023). Livshits, Igor ; Hossain, Ethan ; Wardius, Collin.
   In: Working Papers.
   RePEc:fip:fedpwp:95751.

   Full description at Econpapers || Download paper

4. Mortgage prepayment, race, and monetary policy. (2023). Willen, Paul ; Gerardi, Kristopher ; Zhang, David Hao.
   In: Journal of Financial Economics.
   RePEc:eee:jfinec:v:147:y:2023:i:3:p:498-524.

   Full description at Econpapers || Download paper

5. Financial Literacy: A Peep into the Literature and Note for Policy. (2022). Yakubu, Ibrahim Nandom ; Abagna, Matthew ; Musah, Alhassan.
   In: MPRA Paper.
   RePEc:pra:mprapa:115703.

   Full description at Econpapers || Download paper

6. Household mortgage refinancing decisions are neighbor influenced, especially along racial lines. (2022). ben McCartney, W ; Shah, Avni M.
   In: Journal of Urban Economics.
   RePEc:eee:juecon:v:128:y:2022:i:c:s0094119021000917.

   Full description at Econpapers || Download paper

7. Refinancing Inertia in the Irish Mortgage Market. (2022). Devine, Kenneth.
   In: Research Technical Papers.
   RePEc:cbi:wpaper:5/rt/22.

   Full description at Econpapers || Download paper

8. Popular Personal Financial Advice versus the Professors. (2022). Choi, James.
   In: Journal of Economic Perspectives.
   RePEc:aea:jecper:v:36:y:2022:i:4:p:167-92.

   Full description at Econpapers || Download paper

9. The potential impact of financial portability measures on mortgage refinancing: Evidence from Chile. (2021). Madeira, Carlos.
   In: Journal of International Money and Finance.
   RePEc:eee:jimfin:v:117:y:2021:i:c:s0261560621001066.

   Full description at Econpapers || Download paper

10. Testing the effectiveness of consumer financial disclosure: Experimental evidence from savings accounts. (2021). Hunt, Stefan ; Zaliauskas, Redis ; Adams, Paul ; Palmer, Christopher.
    In: Journal of Financial Economics.
    RePEc:eee:jfinec:v:141:y:2021:i:1:p:122-147.

    Full description at Econpapers || Download paper

11. The Cross Section of MBS Returns. (2021). Richardson, Scott ; Diep, Peter ; Eisfeldt, Andrea L.
    In: Journal of Finance.
    RePEc:bla:jfinan:v:76:y:2021:i:5:p:2093-2151.

    Full description at Econpapers || Download paper

12. Pricing and Hedging Prepayment Risk in a Mortgage Portfolio. (2021). Oosterlee, Cornelis ; Grzelak, Lech ; Mulder, Frank A ; Casamassima, Emanuele.
    In: Papers.
    RePEc:arx:papers:2109.14977.

    Full description at Econpapers || Download paper

13. Mortgage Prepayment, Race, and Monetary Policy. (2020). Willen, Paul ; Gerardi, Kristopher ; Zhang, David Hao.
    In: FRB Atlanta Working Paper.
    RePEc:fip:fedawp:89454.

    Full description at Econpapers || Download paper

14. Consumer finance/household finance: the definition and scope. (2020). Xiao, Jing Jian ; Tao, Chunsheng.
    In: China Finance Review International.
    RePEc:eme:cfripp:cfri-04-2020-0032.

    Full description at Econpapers || Download paper

15. The Long Shadows of the Great Inflation: Evidence from Residential Mortgages. (2020). Botsch, Matthew ; Malmendier, Ulrike M.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:14934.

    Full description at Econpapers || Download paper

16. No Job, No Money, No Refi: Frictions to Refinancing in a Recession. (2020). DeFusco, Anthony ; Mondragon, John.
    In: Journal of Finance.
    RePEc:bla:jfinan:v:75:y:2020:i:5:p:2327-2376.

    Full description at Econpapers || Download paper

17. The Cost of Financing Education: Can Student Debt Hinder Entrepreneurship?. (2019). Wang, Pinshuo ; Krishnan, Karthik.
    In: Management Science.
    RePEc:inm:ormnsc:v:65:y:2019:i:10:p:4522-4554.

    Full description at Econpapers || Download paper

18. State Dependent Effects of Monetary Policy: the Refinancing Channel. (2018). Wong, Arlene ; Rebelo, Sergio ; Eichenbaum, Martin.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:13223.

    Full description at Econpapers || Download paper

19. Prepayment Risk and Expected MBS Returns. (2016). Eisfeldt, Andrea ; Richardson, Scott ; Diep, Peter.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:22851.

    Full description at Econpapers || Download paper

20. Housing and Macroeconomics. (2016). Schneider, Martin ; Piazzesi, Monika.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:22354.

    Full description at Econpapers || Download paper

21. Housing and macroeconomics. (2016). Schneider, Martin ; Piazzesi, Monika.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:11519.

    Full description at Econpapers || Download paper

22. Interest Rates and Equity Extraction during the Housing Boom. (2016). Keys, Benjamin ; Bhutta, Neil.
    In: American Economic Review.
    RePEc:aea:aecrev:v:106:y:2016:i:7:p:1742-74.

    Full description at Econpapers || Download paper

23. Restoring Rational Choice: The Challenge of Consumer Financial Regulation. (2016). Campbell, John.
    In: American Economic Review.
    RePEc:aea:aecrev:v:106:y:2016:i:5:p:1-30.

    Full description at Econpapers || Download paper

24. Mortgage Refinancing, Consumer Spending, and Competition: Evidence from the Home Affordable Refinancing Program. (2015). yao, vincent ; Seru, Amit ; Piskorski, Tomasz ; Amromin, Gene ; Agarwal, Sumit ; Chomsisengphet, Souphala.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:21512.

    Full description at Econpapers || Download paper

25. Failure to Refinance. (2014). Pope, Devin ; Keys, Benjamin.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:20401.

    Full description at Econpapers || Download paper

Report date: 2025-10-01 08:23:53 || Missing content? Let us know