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1. Copayments for Prescription Drugs: The Drivers of Demand Responses. (2025). Verho, Jouko ; Harju, Jarkko.
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2. Patient cost-sharing and redistribution in health insurance. (2024). Klein, T J ; Upadhyay, S ; Salm, M.
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3. Why higher copayments for opioids did not reduce use among Medicare beneficiaries. (2024). Kaestner, Robert ; Joyce, Geoffrey ; Zhou, BO.
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4. Patient Cost-Sharing and Redistribution in Health Insurance. (2024). Klein, Tobias ; Upadhyay, Suraj ; Salm, Martin.
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5. No-claim refunds and healthcare use. (2024). Karlsson, Martin ; Avdic, Daniel ; Decker, Simon ; Salm, Martin.
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6. Hospital competition when patients learn through experience. (2024). Straume, Odd Rune ; Sa, Luis.
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8. Anticipated benefit termination and health care consumption responses: Evidence from a quasi-experiment. (2024). Yao, YI ; Wang, Yaojing ; Liu, Jiacheng.
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12. Present bias for monetary and dietary rewards. (2022). Tymula, Agnieszka ; Cheung, Stephen ; Wang, Xueting.
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13. The response to dynamic incentives in insurance contracts with a deductible: Evidence from a differences-in-regression-discontinuities design. (2022). Klein, Tobias ; Upadhyay, Suraj ; Salm, Martin.
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15. BE CAUTIOUS IN THE LAST MONTH: THE SUNK COST FALLACY HELD BY CAR INSURANCE POLICYHOLDERS. (2021). Ma, Chao.
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18. Spot price biases in non-linear health insurance contracts. (2021). Skipper, Niels ; Simonsen, Marianne ; Christensen, Anne Illemann.
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20. Does the framing of patient cost-sharing incentives matter? the effects of deductibles vs. no-claim refunds. (2021). Klein, Tobias ; Salm, Martin ; Hayen, Arthur P.
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22. Quality provision in hospital markets with demand inertia:The role of patient expectations. (2020). Straume, Odd Rune ; Sá, Luís.
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23. Insurance Design and Pharmaceutical Innovation. (2020). Agha, Leila ; Kim, Soomi ; Li, Danielle.
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24. Liquidity Constraints and Demand for Healthcare: Evidence from Danish Welfare Recipients. (2020). Lyngse, Frederik Plesner.
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25. The Response to Dynamic Incentives in Insurance Contracts with a Deductible: Evidence from a Differences-in-Regression-Discontinuities Design. (2020). Salm, Martin ; Klein, Tobias ; Upadhyay, Suraj.
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26. The elderlys response to a patient cost-sharing policy in health insurance: Evidence from China. (2020). Wang, Zhen ; Feng, Jin ; Song, Hong.
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27. The Response to Dynamic Incentives in Insurance Contracts with a Deductible: Evidence from a Differences-in-Regression-Discontinuities Design. (2020). Klein, Tobias ; Upadhyay, Suraj ; Salm, Martin.
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28. Liquidity Constraints and Demand for Healthcare: Evidence from Danish Welfare Recipients. (2020). Lyngse, Frederik Plesner.
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29. Does the framing of patient cost-sharing incentives matter? The effects of deductibles vs. no-claim refunds. (2019). Salm, Martin ; Klein, Tobias ; Hayen, A P.
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30. How Do Couples Choose Individual Insurance Plans? Evidence from Medicare Part D. (2019). Sanguinetti, Tomas Pedro.
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31. Non-Tariff Barriers and Bargaining in Generic Pharmaceuticals. (2019). McKibbin, Rebecca ; Ganapati, Sharat.
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32. Expenditure response to health insurance policies: Evidence from kinks in rural China. (2019). Shi, Julie ; Lu, Yi ; Yang, Wanyu.
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33. What to expect when you are expecting: Are health care consumers forward-looking?. (2019). Zhang, Jonathan ; Guo, Audrey.
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34. Does the framing of patient cost-sharing incentives matter? The effects of deductibles vs. no-claim refunds. (2018). Salm, Martin ; Klein, Tobias ; Hayen, Arthur.
    In: CEPR Discussion Papers.
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