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How consumers pay: adoption and use of payments. (2012). Stavins, Joanna ; Schuh, Scott.
In: Working Papers.
RePEc:fip:fedbwp:12-2.

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  1. How do people pay rent?. (2016). Zhang, David Hao.
    In: Research Data Report.
    RePEc:fip:fedbdr:16-2.

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  2. Payment choice and currency use: Insights from two billion retail transactions. (2016). Wolman, Alexander ; Wang, Zhu.
    In: Journal of Monetary Economics.
    RePEc:eee:moneco:v:84:y:2016:i:c:p:94-115.

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  3. Coordination on Use of Non-deferred Electronic Payment Instruments. (2015). Huang, Pidong ; Lee, Manjong.
    In: Korean Economic Review.
    RePEc:kea:keappr:ker-20150630-31-1-01.

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  4. Choosing and using payment instruments: evidence from German microdata. (2014). von Kalckreuth, Ulf ; Stix, Helmut ; Schmidt, Tobias.
    In: Empirical Economics.
    RePEc:spr:empeco:v:46:y:2014:i:3:p:1019-1055.

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  5. Constrained or unconstrained price for debit card payment?. (2014). Lee, Manjong.
    In: Journal of Macroeconomics.
    RePEc:eee:jmacro:v:41:y:2014:i:c:p:53-65.

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  6. U.S. consumer demand for cash in the era of low interest rates and electronic payments. (2014). Schuh, Scott ; Briglevics, Tamás.
    In: Working Paper Series.
    RePEc:ecb:ecbwps:20141660.

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  7. U.S. consumer demand for cash in the era of low interest rates and electronic payments. (2013). Schuh, Scott ; Briglevics, Tamás.
    In: Working Papers.
    RePEc:fip:fedbwp:13-23.

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References

References cited by this document

  1. Arango, Carlos and Varya Taylor. 2009. âThe Role of Convenience and Risk in Consumersâ Means of Payment.â Bank of Canada Discussion Paper No. 2009-8.

  2. Bertaut, Carol C. and Michael Haliassos. 2005. âCredit Cards: Facts and Theories.â The Economics of Consumer Credit. G. Bertola, R. Disney and C. Grant, eds. MIT Press, April.
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  3. Bolt, Wilko, David Humphrey, and Roland Uittenbogaard. 2008. âThe Effect of Transaction Pricing on the Adoption of Electronic Payments: A Cross-Country Comparison,â International Journal of Central Banking 4, March: 89â123.

  4. Borzekowski, Ron and Elizabeth Kiser. 2007. âThe Choice at the Checkout: Quantifying Demand across Payment Instruments.â International Journal of Industrial Organization 26(4): 889â902.

  5. Borzekowski, Ron, Elizabeth Kiser and Shaista Ahmed. 2008. âConsumersâ Use of Debit Cards: Patterns, Preferences, and Price Response.â Journal of Money, Credit and Banking 40(1): 149â172.

  6. Bounie, D. and A. FranÃois. 2006. âCash, Check or Bank Card? The Effects of Transaction Characteristics on the Use of Payment Instruments.â TÃlÃcom Paris Economics and Social Sciences Working Paper No. ESS-06-05.
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  7. Ching, Andrew and Fumiko Hayashi. 2010. âPayment Card Rewards Programs and Consumer Payment Choice.â Journal of Banking and Finance 34(8): 1773â1787.

  8. Hogarth, Jeanne M., Christoslav E. Anguelov, and Jinhook Lee. 2005. âWho Has a Bank Account? Exploring Changes Over Time, 1989â2001.â Journal of Family and Economic Issues 26(1):7â30, Spring.
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  9. Klee, Elizabeth. 2006. âFamiliesâ Use of Payment Instruments during a Decade of Change in the U.S. Payment System.â Finance and Economics Discussion Paper No. 2006-01, February.
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  10. Klee, Elizabeth. 2008. âHow People Pay: Evidence from Grocery Store Data.â Journal of Monetary Economics 55(3): 526â541.

  11. Mann, Ronald J. 2011. âAdopting, Using, and Discarding Paper and Electronic Payment Instruments: Variation by Age and Race.â Federal Reserve Bank of Boston Public Policy Discussion Paper No. 11-2.
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  12. Mester, Loretta J. 2003. âChanges in the Use of Electronic Means of Payment: 1995â2001.â Federal Reserve Bank of Philadelphia Business Review Q3:18â20.
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  13. Mester, Loretta J. 2006. âChanges in the Use of Electronic Means of Payment: 1995â2004. âFederal Reserve Bank of Philadelphia Business Review Q2: 26-30.
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  14. Newey, W.K., J.L. Powell, and J.R. Walker. 1990. âSemiparametric Estimation of Selection Models: Some Empirical Results.â American Economic Review, Papers and Proceedings 80: 324â328.

  15. Schuh, S. and J. Stavins. 2010. âWhy Are (Some) Consumers (Finally) Writing Fewer Checks? The Role of Payment Characteristics.â Journal of Banking and Finance 34: 1745â1758, August.

  16. Stavins, Joanna. 2001. âEffect of Consumer Characteristics on the Use of Payment Instruments.â Federal Reserve Bank of Boston New England Economic Review 3Q: 19â31.
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  17. Zinman, Jonathan. 2009. âDebit or Credit?â Journal of Banking & Finance. 33: 358â366.

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