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2. Credit When You Need It. (2024). Hartley, Daniel ; Collier, Benjamin ; Ng, Jing Xian ; Keys, Benjamin J.
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3. Extreme Weather and Low-Income Household Finance: Evidence from Payday Loans. (2024). Zhang, Xu ; Xie, Shihan.
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24. Keys, Benjamin J., Devin G. Pope, and Jaren C. Pope. 2016. “Failure to refinance.” Journal of Financial Economics, 122(3): 482 – 499. https://doi.org/https://doi.org/10.1016/j.jfineco.2016. 01.031 . http://www.sciencedirect.com/science/article/pii/S0304405X16301507.

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1. A Behavioral-Pattern Driven Framework for Research on Financial Consumer Protection. (2025). Man, Cho.
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2. Revealing risky mistakes through revisions. (2024). Breig, Zachary ; Feldman, Paul.
   In: Journal of Risk and Uncertainty.
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3. Recurring-Payment Sensitivity in Household Borrowing. (2024). Ng, Jing Xian.
   In: Working Papers.
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4. The impact of mortgage broker use on borrower confusion and preferences. (2024). Thorp, Susan ; Chung, Sol ; Liu, Junhao ; Agnew, Julie ; Bateman, Hazel ; Eckert, Christine.
   In: Journal of Economic Behavior & Organization.
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5. Financial Skills and Search in the Mortgage Market. (2024). Cota, Marta ; Sterc, Ante.
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   RePEc:cer:papers:wp780.

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6. On the Convergence of Credit Risk in Current Consumer Automobile Loans. (2024). Pozdnyakov, Vladimir ; Yan, Jun ; Lautier, Jackson P.
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7. Not Cashing In on Cashing Out: An Analysis of Low Cash-Out Refinance Rates. (2023). Livshits, Igor ; Hossain, Ethan ; Wardius, Collin.
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   RePEc:fip:fedpwp:95751.

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8. Mortgage prepayment, race, and monetary policy. (2023). Willen, Paul ; Gerardi, Kristopher ; Zhang, David Hao.
   In: Journal of Financial Economics.
   RePEc:eee:jfinec:v:147:y:2023:i:3:p:498-524.

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9. Financial literacy, financial development, and leverage of small firms. (2023). Basha, Shabeen Afsar ; Goaied, Mohamed ; Bennasr, Hamdi.
   In: International Review of Financial Analysis.
   RePEc:eee:finana:v:86:y:2023:i:c:s1057521923000261.

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10. The Co-holding Puzzle: New Evidence from Transactional-Level Data. (2022). Olafsson, Arna ; Gathergood, John.
    In: Discussion Papers.
    RePEc:not:notcdx:2022-18.

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11. Saving with Group or Individual Personal Pension Schemes: How Much Difference Does It Make?. (2022). Zalewska, Anna.
    In: Management Science.
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12. Complex Disclosure. (2022). Martin, Daniel ; Luca, Michael ; Jin, Ginger Zhe.
    In: Management Science.
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13. Information Salience and Mispricing in Housing. (2022). Agarwal, Sumit ; Karapetyan, Artashes.
    In: Management Science.
    RePEc:inm:ormnsc:v:68:y:2022:i:12:p:9082-9106.

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14. Household Financial Decision-Making After Natural Disasters: Evidence from Hurricane Harvey. (2022). Scharlemann, Tess C ; Shore, Stephen H ; del Valle, Alejandro.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2022-15.

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15. The price of ignorance: Foreclosures, uninformed buyers and house prices. (2022). Turnbull, Geoffrey K ; van der Vlist, Arno J.
    In: Journal of Housing Economics.
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16. Reprint of: Delegated asset management and performance when some investors are unsophisticated. (2022). Malliaris, Anastasios.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:140:y:2022:i:c:s0378426622000061.

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17. Is competition a cure for confusion? Evidence from the residential mortgage market. (2022). Malliaris, Steven ; Singh, Ruchi ; Rettl, Daniel A.
    In: Real Estate Economics.
    RePEc:bla:reesec:v:50:y:2022:i:1:p:206-246.

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18. Low‐Income Homeownership and the Role of State Subsidies: A Comparative Analysis of Mortgage Outcomes. (2021). Hembre, Erik ; Moulton, Stephanie ; Record, Matthew.
    In: Journal of Policy Analysis and Management.
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19. Financial literacy and fraud detection——Evidence from China. (2021). Wu, Weixing ; Peng, Ming ; Wei, LI.
    In: International Review of Economics & Finance.
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20. Color and credit: Race, regulation, and the quality of financial services. (2021). Purnanandam, Amiyatosh ; Begley, Taylor A.
    In: Journal of Financial Economics.
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21. Delegated asset management and performance when some investors are unsophisticated. (2021). Malliaris, Anastasios.
    In: Journal of Banking & Finance.
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22. Mortgage pricing and monetary policy. (2021). Surico, Paolo ; Gavazza, Alessandro ; Benetton, Matteo.
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23. Affiliation bias in the online market for rental accommodation. (2021). Engelberg, Joseph ; Warachka, Mitch ; Bliss, Barbara A.
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24. Debt-Relief Programs and Money Left on the Table: Evidence from Canadas Response to COVID-19. (2021). Vincent, Nicolas ; Li, Shaoteng ; Clark, Robert ; Allen, Jason.
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25. Household finance. (2020). Ramadorai, Tarun ; Haliassos, Michael ; Gomes, Francisco J.
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26. Conflicting Interests and the Effect of Fiduciary Duty — Evidence from Variable Annuities. (2020). Tang, Johnny ; Ge, Shan ; Egan, Mark L.
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27. Mortgage Prepayment, Race, and Monetary Policy. (2020). Willen, Paul ; Gerardi, Kristopher ; Zhang, David Hao.
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28. Attention and biases: evidence from tax-inattentive investors. (2020). Giovannetti, Bruno ; Chague, Fernando ; De-Losso, Rodrigo ; Birru, Justin.
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29. The political economy of relationship banking. (2020). Marin, Matej ; Lonarski, Igor.
    In: Research in International Business and Finance.
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30. Momentum and Reversion to Fundamentals: Are They Captured by Subjective Expectations of House Prices?. (2020). Ma, Chao.
    In: Journal of Housing Economics.
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31. Per-customer quantity limit and price discrimination: Evidence from the U.S. residential mortgage market. (2020). Ma, Chao.
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32. The Long Shadows of the Great Inflation: Evidence from Residential Mortgages. (2020). Botsch, Matthew ; Malmendier, Ulrike M.
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33. The Co-holding Puzzle: New Evidence from Transaction-Level Data. (2020). Olafsson, Arna ; Gathergood, John.
    In: CEPR Discussion Papers.
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34. Household Finance. (2020). Ramadorai, Tarun ; Haliassos, Michael ; Gomes, Francisco J.
    In: CEPR Discussion Papers.
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35. Do credit card companies screen for behavioural biases?. (2020). Ru, Hong ; Schoar, Antoinette.
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36. Attention and Biases: Evidence from Tax-Inattentive Investors. (2019). Giovannetti, Bruno ; Chague, Fernando ; De-Losso, Rodrigo ; Fernando, Rodrigo De-Losso ; Birru, Justin.
    In: Working Papers, Department of Economics.
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37. Product concentration and usage: Behavioral effects in the glyphosate market. (2019). Perry, Edward ; Moschini, GianCarlo ; Hennessy, David.
    In: Journal of Economic Behavior & Organization.
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38. Valuation of mortgage interest deductibility under uncertainty: An option pricing approach. (2019). Afkhami, Mohamad ; Ghoddusi, Hamed.
    In: Journal of Economic Dynamics and Control.
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39. Characteristics of Mortgage Terminations: an Analysis of a Loan-Level Dataset. (2018). Kim, Hyeong Jun ; Cho, Hoon ; Ryu, Doojin.
    In: The Journal of Real Estate Finance and Economics.
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40. Financial illiteracy and mortgage refinancing decisions. (2018). Barbi, Massimiliano ; Bajo, Emanuele.
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41. Mortgages, cash-flow shocks and local employment. (2018). Cumming, Fergus.
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42. Financial Literacy and Portfolio Dynamics. (2017). Bianchi, Milo.
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