1. The unequal distribution of credit: Is there any role for monetary policy?. (2024). Ligonnière, Samuel ; Ligonniere, Samuel ; Ouerk, Salima.
   In: Working Papers of BETA.
   RePEc:ulp:sbbeta:2024-19.

   Full description at Econpapers || Download paper

2. The credit supply channel of monetary policy tightening and its distributional impacts. (2024). Bosshardt, Joshua ; di Maggio, Marco ; Kermani, Amir ; Kakhbod, Ali.
   In: Journal of Financial Economics.
   RePEc:eee:jfinec:v:160:y:2024:i:c:s0304405x24001375.

   Full description at Econpapers || Download paper

3. The unequal distribution of credit: Is there any role for monetary policy?. (2024). Ligonnière, Samuel ; Ouerk, Salima.
   In: French Stata Users' Group Meetings 2024.
   RePEc:boc:fsug24:08.

   Full description at Econpapers || Download paper

1. Amberg, Niklas, Thomas Jansson, Mathias Klein, and Anna Rogantini Picco. 2022. “Five Facts about the Distributional Income Effects of Monetary Policy Shocks.” American Economic Review: Insights, 4(3): 289–304.
   Paper not yet in RePEc: Add citation now
   
2. Ampudia, Miguel, Dimitris Georgarakos, Jiri Slacalek, Oreste Tristani, Philip Vermeulen, and Giovanni Violante. 2018. “Monetary policy and household inequality. ” Andersen, Asger Lau, Niels Johannesen, Mia Jørgensen, and José-Luis Peydró. 2022. “Monetary policy and inequality.” Journal of Finance, Forthcoming.
   Paper not yet in RePEc: Add citation now
   
3. Anenberg, Elliot, and Edward Kung. 2017. “Interest rates and housing market dynamics in a housing search model.” Available at SSRN 3062113.
   Paper not yet in RePEc: Add citation now
   

4. Avery, Robert B, and Kenneth P Brevoort. 2015. “The subprime crisis: Is government housing policy to blame?” Review of Economics and Statistics, 97(2): 352–363.

5. Bank of International Settlements. 2021. “The Distributional Footprint of Monetary Policy.” BIS Annual Economic Report 2021.
   Paper not yet in RePEc: Add citation now
   
6. Bartscher, Alina K, Moritz Kuhn, Moritz Schularick, and Paul Wachtel. 2021. “Monetary policy and racial inequality.” FRB of New York Staff Report, , (959).
   Paper not yet in RePEc: Add citation now
   
7. Bernstein, Asaf, and Peter Koudijs. 2021. “The mortgage piggy bank: Building wealth through amortization.” National Bureau of Economic Research.
   Paper not yet in RePEc: Add citation now
   

8. Bhutta, Neil, and Daniel Ringo. 2021. “The effect of interest rates on home buying: Evidence from a shock to mortgage insurance premiums.” Journal of Monetary Economics, 118: 195–211.

9. Bhutta, Neil. 2011. “The community reinvestment act and mortgage lending to lower income borrowers and neighborhoods.” The Journal of Law and Economics, 54(4): 953– 983.

10. Bhutta, Neil. 2012. “GSE activity and mortgage supply in lower-income and minority neighborhoods: The effect of the affordable housing goals.” The Journal of Real Estate Finance and Economics, 45(1): 238–261.

11. Bostic, Raphael W, and Stuart A Gabriel. 2006. “Do the GSEs matter to low-income housing markets? An assessment of the effects of the GSE loan purchase goals on California housing outcomes.” Journal of Urban Economics, 59(3): 458–475.

12. Cloyne, James, Clodomiro Ferreira, and Paolo Surico. 2020. “Monetary policy when households have debt: new evidence on the transmission mechanism.” The Review of Economic Studies, 87(1): 102–129.

13. Cochrane, John H, and Monika Piazzesi. 2002. “The fed and interest rates-a highfrequency identification.” American economic review, 92(2): 90–95.
    Paper not yet in RePEc: Add citation now
    
14. Coibion, Olivier, Yuriy Gorodnichenko, Lorenz Kueng, and John Silvia. 2017. “Innocent Bystanders? Monetary policy and inequality.” Journal of Monetary Economics, 88: 70–89.
    Paper not yet in RePEc: Add citation now
    

15. DeFusco, Anthony A, and Andrew Paciorek. 2017. “The interest rate elasticity of mortgage demand: Evidence from bunching at the conforming loan limit.” American Economic Journal: Economic Policy, 9(1): 210–40.

16. Di Maggio, Marco, Amir Kermani, Benjamin J Keys, Tomasz Piskorski, Rodney Ramcharan, Amit Seru, and Vincent Yao. 2017. “Interest rate pass-through: Mortgage rates, household consumption, and voluntary deleveraging.” American Economic Review, 107(11): 3550–88.
    Paper not yet in RePEc: Add citation now
    
17. Ding, Lei, and Leonard Nakamura. 2021. ““Don’t Know What You Got till It’s Gone”: The Community Reinvestment Act in a Changing Financial Landscape.” Journal of Real Estate Research, 43(1): 96–122.
    Paper not yet in RePEc: Add citation now
    
18. Friedman, Milton. 1961. “The lag in effect of monetary policy.” Journal of Political Economy, 69(5): 447–466.
    Paper not yet in RePEc: Add citation now
    
19. Giacoletti, Marco, Rodney Ramcharan, and Edison G Yu. 2019. “The FOMC Cycle and Consumer Decision Making: Evidence from the Residential Housing Market.” USC Marshall School of Business Research Paper Sponsored by iORB, No. Forthcoming.
    Paper not yet in RePEc: Add citation now
    
20. Glaeser, Edward L, Joshua D Gottlieb, and Joseph Gyourko. 2012. “Can cheap credit explain the housing boom?” In Housing and the financial crisis. 301–359. University of Chicago Press.
    Paper not yet in RePEc: Add citation now
    

21. Gorea, Denis, Oleksiy Kryvtsov, and Marianna Kudlyak. 2022. “House Price Responses to Monetary Policy Surprises: Evidence from the US Listings Data.” Jordà, Òscar. 2005. “Estimation and inference of impulse responses by local projections.” American economic review, 95(1): 161–182.

22. Kuttner, Kenneth N. 2014. “Low interest rates and housing bubbles: still no smoking gun.” The Role of Central Banks in Financial Stability: How Has It Changed, 30: 159–185.
    Paper not yet in RePEc: Add citation now
    

23. Lee, Hyojung, and Raphael W Bostic. 2020. “Bank adaptation to neighborhood change: Mortgage lending and the Community Reinvestment Act.” Journal of Urban Economics, 116: 103211.

24. Luetticke, Ralph. 2021. “Transmission of monetary policy with heterogeneity in household portfolios.” American Economic Journal: Macroeconomics, 13(2): 1–25.

25. Montiel Olea, José Luis, and Carolin Pflueger. 2013. “A robust test for weak instruments. ” Journal of Business & Economic Statistics, 31(3): 358–369.

26. Montiel Olea, José Luis, and Mikkel Plagborg-Møller. 2021. “Local projection inference is simpler and more robust than you think.” Econometrica, 89(4): 1789–1823.
    Paper not yet in RePEc: Add citation now
    

27. Mumtaz, Haroon, and Angeliki Theophilopoulou. 2017. “The impact of monetary policy on inequality in the UK. An empirical analysis.” European Economic Review, 98: 410– 423.

28. Nakamura, Emi, and Jón Steinsson. 2018. “High-frequency identification of monetary non-neutrality: the information effect.” The Quarterly Journal of Economics, 133(3): 1283–1330.
    Paper not yet in RePEc: Add citation now
    
29. Ringo, Daniel. 2017. “Mortgage lending, default, and the Community Reinvestment Act.” Journal of Money, Credit and Banking.
    Paper not yet in RePEc: Add citation now
    

30. Ringo, Daniel. 2022. “Declining Affordability and Home Purchase Borrowing by Lower Income Households.” FEDS Notes.

31. Saadi, Vahid. 2020. “Role of the community reinvestment act in mortgage supply and the US housing boom.” The Review of Financial Studies, 33(11): 5288–5332.
    Paper not yet in RePEc: Add citation now
    
32. Sabelhaus, John, and Austin Clemens. 2020. “A generational perspective on recent U.S. homeownership divergence by income and race.” Washington Center for Equitable Growth, Washington, D.C. Sakong, Jung. 2022. “Cyclical Transactions and Wealth Inequality.” Cyclical Transactions and Wealth Inequality (February 16, 2022). FRB of Chicago Working Paper, , (2022-05).
    Paper not yet in RePEc: Add citation now
    

33. Swanson, Eric T. 2021. “Measuring the effects of federal reserve forward guidance and asset purchases on financial markets.” Journal of Monetary Economics, 118: 32–53.

34. Wainer, Allison, and Jeffrey Zabel. 2020. “Homeownership and wealth accumulation for low-income households.” Journal of Housing Economics, 47: 101624.
    Paper not yet in RePEc: Add citation now
    

1. Consumer Credit Reporting Data. (2025). van der Klaauw, Wilbert ; Guttman-Kenney, Benedict ; Gibbs, Christa ; Nelson, Scott ; Lee, Donghoon ; Wang, Jialan.
   In: Journal of Economic Literature.
   RePEc:aea:jeclit:v:63:y:2025:i:2:p:598-636.

   Full description at Econpapers || Download paper

2. Changing the Scope of GSE Loan Guarantees: Estimating Effects on Mortgage Pricing and Availability. (2024). Koulayev, Sergei ; Conkling, Thomas S ; Alexandrov, Alexei.
   In: The Journal of Real Estate Finance and Economics.
   RePEc:kap:jrefec:v:69:y:2024:i:3:d:10.1007_s11146-022-09910-3.

   Full description at Econpapers || Download paper

3. Mortgage Lending, Default, and the Community Reinvestment Act. (2023). Ringo, Daniel.
   In: Journal of Money, Credit and Banking.
   RePEc:wly:jmoncb:v:55:y:2023:i:1:p:77-102.

   Full description at Econpapers || Download paper

4. Does the Community Reinvestment Act Improve Consumers’ Access to Credit. (2023). Plosser, Matthew ; Conway, Jacob ; Glaser, Jack.
   In: Staff Reports.
   RePEc:fip:fednsr:95489.

   Full description at Econpapers || Download paper

5. Monetary Policy and Home Buying Inequality. (2023). Ringo, Daniel R.
   In: Finance and Economics Discussion Series.
   RePEc:fip:fedgfe:2023-06.

   Full description at Econpapers || Download paper

6. Impact of the Community Reinvestment Act on small business employment in lower income neighborhoods. (2023). Kim, Mee Jung.
   In: Regional Science and Urban Economics.
   RePEc:eee:regeco:v:98:y:2023:i:c:s0166046222000758.

   Full description at Econpapers || Download paper

7. The Role of Regulation and Bank Competition in Small Firm Financing: Evidence from the Community Reinvestment Act. (2022). Serfes, Konstantinos ; Avramidis, Panagiotis ; Wu, Kejia ; Pennacchi, George.
   In: Journal of Money, Credit and Banking.
   RePEc:wly:jmoncb:v:54:y:2022:i:8:p:2301-2340.

   Full description at Econpapers || Download paper

8. The Role of Regulation and Bank Competition in Small Firm Financing: Evidence from the Community Reinvestment Act. (2022). Serfes, Konstantinos ; Avramidis, Panagiotis ; Wu, Kejia ; Pennacchi, George.
   In: Working Papers.
   RePEc:fip:fedpwp:93724.

   Full description at Econpapers || Download paper

9. Does Giving CRA Credit for Loan Purchases Increase Mortgage Credit in Low-to-Moderate Income Communities?. (2022). Brevoort, Kenneth.
   In: Finance and Economics Discussion Series.
   RePEc:fip:fedgfe:2022-47.

   Full description at Econpapers || Download paper

10. Does the Community Reinvestment Act Increase Small Business Lending in Lower Income Neighborhoods?. (2021). Lee, Kyung Min ; Earle, John ; Kim, Mee Jung.
    In: IZA Discussion Papers.
    RePEc:iza:izadps:dp14681.

    Full description at Econpapers || Download paper

11. Black Entrepreneurs, Job Creation, and Financial Constraints. (2021). Lee, Kyung Min ; Earle, John ; Brown, J. David ; Kim, Mee Jung.
    In: IZA Discussion Papers.
    RePEc:iza:izadps:dp14403.

    Full description at Econpapers || Download paper

12. Mortgage credit growth for lower-income borrowers during the 2000s housing boom: Evidence and implications. (2021). Rojas, Alejandro.
    In: Journal of Empirical Finance.
    RePEc:eee:empfin:v:62:y:2021:i:c:p:220-233.

    Full description at Econpapers || Download paper

13. Does the Community Reinvestment Act increase lending to small businesses in lower income neighborhoods?. (2021). Lee, Kyung Min ; Earle, John ; Kim, Mee Jung.
    In: Economics Letters.
    RePEc:eee:ecolet:v:209:y:2021:i:c:s0165176521004237.

    Full description at Econpapers || Download paper

14. Black Entrepreneurs, Job Creation, and Financial Constraints. (2021). Lee, Kyung Min ; Earle, John ; Brown, J. David ; Kim, Mee Jung.
    In: Working Papers.
    RePEc:cen:wpaper:21-11.

    Full description at Econpapers || Download paper

15. How Costly is Noise? Data and Disparities in Consumer Credit. (2021). Blattner, Laura ; Nelson, Scott.
    In: Papers.
    RePEc:arx:papers:2105.07554.

    Full description at Econpapers || Download paper

16. Revitalize or Stabilize: Does Community Development Financing Work?. (2020). Ringo, Daniel R.
    In: Finance and Economics Discussion Series.
    RePEc:fip:fedgfe:2020-29.

    Full description at Econpapers || Download paper

17. Credit risk of low income mortgages. (2020). Pan, Ying ; Palim, Mark ; Fout, Hamilton.
    In: Regional Science and Urban Economics.
    RePEc:eee:regeco:v:80:y:2020:i:c:s0166046217304295.

    Full description at Econpapers || Download paper

18. Bank adaptation to neighborhood change: Mortgage lending and the Community Reinvestment Act. (2020). Bostic, Raphael W ; Lee, Hyojung.
    In: Journal of Urban Economics.
    RePEc:eee:juecon:v:116:y:2020:i:c:s0094119019300889.

    Full description at Econpapers || Download paper

19. Mortgage Foreclosure Risk After the Great Recession. (2019). Singh, Swapnil ; Jakucionyte, Egle.
    In: Bank of Lithuania Working Paper Series.
    RePEc:lie:wpaper:69.

    Full description at Econpapers || Download paper

20. Technological innovation in mortgage underwriting and the growth in credit, 1985–2015. (2019). Willen, Paul ; Loewenstein, Lara ; Foote, Christopher.
    In: Working Papers.
    RePEc:fip:fedbwp:19-11.

    Full description at Econpapers || Download paper

21. Technological Innovation in Mortgage Underwriting and the Growth in Credit: 1985-2015. (2018). Willen, Paul ; Loewenstein, Lara ; Foote, Christopher.
    In: Working Papers (Old Series).
    RePEc:fip:fedcwp:1816.

    Full description at Econpapers || Download paper

22. Reassessing Taylor rules using improved housing rent data. (2018). Yoshida, Jiro ; Coulson, N. Edward ; Ambrose, Brent.
    In: Journal of Macroeconomics.
    RePEc:eee:jmacro:v:56:y:2018:i:c:p:243-257.

    Full description at Econpapers || Download paper

23. “Dont Know What You Got Till It’s Gone” — The Effects of the Community Reinvestment Act (CRA) on Mortgage Lending in the Philadelphia Market. (2017). Nakamura, Leonard ; Ding, Lei.
    In: Working Papers.
    RePEc:fip:fedpwp:17-15.

    Full description at Econpapers || Download paper

24. Does easing monetary policy increase financial instability?. (2017). Rebucci, Alessandro ; Cesa-Bianchi, Ambrogio.
    In: Journal of Financial Stability.
    RePEc:eee:finsta:v:30:y:2017:i:c:p:111-125.

    Full description at Econpapers || Download paper

25. Housing America: The Unequal Geography of Risk and Opportunity. (2015). wachter, susan.
    In: Housing Policy Debate.
    RePEc:taf:houspd:v:25:y:2015:i:4:p:813-816.

    Full description at Econpapers || Download paper

Report date: 2025-09-21 06:18:48 || Missing content? Let us know