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2. Collateral, credit history, and the financial decelerator. (2008). Elul, Ronel.
   In: Journal of Financial Intermediation.
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1. The impact of payday alternative loans on credit union performance and loan quality. (2024). Goenner, Cullen.
   In: Journal of Consumer Affairs.
   RePEc:bla:jconsa:v:58:y:2024:i:2:p:558-586.

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2. The effect of interest rate caps on bankruptcy: Synthetic control evidence from recent payday lending bans. (2020). Mason, Brenden ; Dasgupta, Kabir.
   In: Journal of Banking & Finance.
   RePEc:eee:jbfina:v:119:y:2020:i:c:s0378426620301795.

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3. Impacts of interest rate caps on the payday loan market: Evidence from Rhode Island. (2020). Fekrazad, Amir.
   In: Journal of Banking & Finance.
   RePEc:eee:jbfina:v:113:y:2020:i:c:s0378426620300170.

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4. The effect of state bans of payday lending on consumer credit delinquencies. (2017). Elliehausen, Gregory ; Desai, Chintal A.
   In: The Quarterly Review of Economics and Finance.
   RePEc:eee:quaeco:v:64:y:2017:i:c:p:94-107.

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5. Access to Short-term Credit and Consumption Smoothing within the Paycycle. (2016). Zaki, Mary.
   In: Working Papers.
   RePEc:fem:femwpa:2016.07.

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6. Assessing bank competition for consumer loans. (2015). Bolt, Wilko ; Humphrey, David.
   In: Journal of Banking & Finance.
   RePEc:eee:jbfina:v:61:y:2015:i:c:p:127-141.

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7. Assessing bank competition for consumer loans. (2015). Bolt, Wilko ; Humphrey, David.
   In: Working Papers.
   RePEc:dnb:dnbwpp:457.

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8. Consumption, Credit, and Institutions: Using Field Research and Theory to Consider Poverty Alleviation. (2014). Wheatley, Parker W..
   In: Forum for Social Economics.
   RePEc:taf:fosoec:v:43:y:2014:i:1:p:57-96.

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9. Regulation and Deregulation of the US Banking Industry: Causes, Consequences, and Implications for the Future. (2014). Kroszner, Randall S. ; Strahan, Philip E..
   In: NBER Chapters.
   RePEc:nbr:nberch:12571.

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10. Prohibitions, price caps, and disclosures: A look at state policies and alternative financial product use. (2013). McKernan, Signe-Mary ; Kuehn, Daniel ; Ratcliffe, Caroline.
    In: Journal of Economic Behavior & Organization.
    RePEc:eee:jeborg:v:95:y:2013:i:c:p:207-223.

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11. Board size and diversity as governance mechanisms in community development loan funds in the USA. (2012). Hartarska, Valentina ; Nadolnyak, Denis.
    In: Applied Economics.
    RePEc:taf:applec:44:y:2012:i:33:p:4313-4329.

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12. A Bayesian analysis of payday loans and their regulation. (2012). Tobias, Justin ; Mumford, Kevin ; Li, Mingliang.
    In: Journal of Econometrics.
    RePEc:eee:econom:v:171:y:2012:i:2:p:205-216.

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13. Restricting consumer credit access: Household survey evidence on effects around the Oregon rate cap. (2010). Zinman, Jonathan.
    In: Journal of Banking & Finance.
    RePEc:eee:jbfina:v:34:y:2010:i:3:p:546-556.

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14. An Experimental Analysis of the Demand for Payday Loans. (2010). Wilson, Bart ; Findlay, David ; Schurter, Karl ; Meehan, James W. ; Wellford, Charissa .
    In: The B.E. Journal of Economic Analysis & Policy.
    RePEc:bpj:bejeap:v:10:y:2010:i:1:n:93.

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15. Policy incentives and the extension of mortgage credit: Increasing market discipline for subprime lending. (2009). Bostic, Raphael ; An, Xudong.
    In: Journal of Policy Analysis and Management.
    RePEc:wly:jpamgt:v:28:y:2009:i:3:p:340-365.

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16. Restricting consumer credit access: household survey evidence on effects around the Oregon rate cap. (2008). Zinman, Jonathan.
    In: Working Papers.
    RePEc:fip:fedpwp:08-32.

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17. Predatory mortgage lending. (2008). Bond, Philip ; Musto, David K. ; Yilmaz, Bilge.
    In: Working Papers.
    RePEc:fip:fedpwp:08-24.

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18. In harm’s way? Payday loan access and military personnel performance. (2008). Zinman, Jonathan ; Carrell, Scott.
    In: Working Papers.
    RePEc:fip:fedpwp:08-18.

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19. Alternative financial service providers and the spatial void hypothesis. (2008). Smith, Tony E. ; Wackes, John .
    In: Regional Science and Urban Economics.
    RePEc:eee:regeco:v:38:y:2008:i:3:p:205-227.

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20. Defining and detecting predatory lending. (2007). Morgan, Donald.
    In: Staff Reports.
    RePEc:fip:fednsr:273.

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21. Predatory lending in rational world. (2006). Bond, Philip ; Musto, David K. ; Yilmaz, Bilge.
    In: Working Papers.
    RePEc:fip:fedpwp:06-2.

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