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2. A study of the impact of digital finance usage on household consumption upgrading: Based on financial asset allocation perspective. (2024). Liu, Zhenhai ; Yin, Yingkai ; Bai, YI ; Ma, Hongxin.
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1. The effect of IFRS adoption on bank internationalisation. (2025). Tawiah, Vincent ; Oyewo, Babajide.
   In: International Journal of Finance & Economics.
   RePEc:wly:ijfiec:v:30:y:2025:i:1:p:855-878.

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2. Financial inclusion in banking: A literature review and future research directions. (2025). Ozili, Peterson K.
   In: MPRA Paper.
   RePEc:pra:mprapa:124259.

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3. Financial inclusion and bank stability: evidence from capital buffer and capital adequacy ratio. (2025). Ozili, Peterson.
   In: MPRA Paper.
   RePEc:pra:mprapa:123301.

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4. Navigating fintech and banking risks: insights from a systematic literature review. (2025). Liu, Yang ; Rahman, Aisyah Abdul ; Mohd, Syajarul Imna ; Jaafar, Roslan.
   In: Palgrave Communications.
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5. A Panel Data Analysis of Determinants of Financial Inclusion in Sub-Saharan Africa (SSA) Countries from 1999 to 2024. (2025). Anifowose, Oladotun Larry ; Chummun, Bibi Zaheenah.
   In: JRFM.
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6. Nexus Between Fintech Innovations and Liquidity Risk in GCC Banks: The Moderating Role of Bank Size. (2025). al Tanbour, Khalid ; Alshannag, Fadi ; Khasawneh, Ohoud ; Alshouha, Laith.
   In: JRFM.
   RePEc:gam:jjrfmx:v:18:y:2025:i:5:p:226-:d:1641135.

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7. Does Financial Inclusion Affect Non-Performing Loans and Liquidity Risk in the MENA Region? A Comparative Analysis Between GCC and Non-GCC Countries. (2025). Hakimi, Abdelaziz ; Saidi, Hichem ; Adili, Lamia.
   In: Economies.
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8. Bank Fintech and firm leverage adjustment speed: Evidence from China. (2025). Hu, Jikong ; Liu, Haiming.
   In: Research in International Business and Finance.
   RePEc:eee:riibaf:v:73:y:2025:i:pa:s0275531924004069.

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9. Does digital transformation enhance bank soundness? Evidence from Chinese commercial banks. (2025). Wei, Tao ; Wang, Aiping ; Hu, Haifeng.
   In: Journal of Financial Stability.
   RePEc:eee:finsta:v:76:y:2025:i:c:s1572308925000038.

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10. Does FinTech Increase Bank Risk-taking?. (2025). Ben Naceur, Sami ; Elekdag, Selim ; Emrullahu, Drilona.
    In: Journal of Financial Stability.
    RePEc:eee:finsta:v:76:y:2025:i:c:s1572308924001451.

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11. Fintech development, corporate tax avoidance and firm value. (2025). Hou, Yang ; Tang, Mengxuan ; Hu, Yang ; Goodell, John W ; Oxley, Les.
    In: International Review of Financial Analysis.
    RePEc:eee:finana:v:97:y:2025:i:c:s1057521924006975.

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12. Does Fintech Improve the Risk-Taking Capacity of Commercial Banks? Empirical Evidence from China. (2025). Binghui, WU ; Yaxin, QI.
    In: Economics - The Open-Access, Open-Assessment Journal.
    RePEc:bpj:econoa:v:19:y:2025:i:1:p:22:n:1001.

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13. Social Innovation and the Financial Risk of EMNCs - The Contingent Role of Institutional Legitimacy. (2024). Banna, Hasanul ; Tarba, Shlomo Y ; Ahmed, Farhad Uddin ; Mostafiz, Md Imtiaz.
    In: Management International Review.
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14. Leverage and SMEs financial stability: the role of banking competition. (2024). Rondinella, Sandro ; Agostino, Mariarosaria ; Errico, Lucia ; Trivieri, Francesco.
    In: Journal of Economics and Finance.
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15. Impact of FinTech Growth on Bank Performance in GCC Region. (2024). Raheem, Mohamed Mahees ; Litimi, Houda ; Bensada, Ahmed.
    In: Journal of Emerging Market Finance.
    RePEc:sae:emffin:v:23:y:2024:i:2:p:227-245.

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16. Reviews and directions of FinTech research: bibliometric–content analysis approach. (2024). Desai, Rajesh ; Raval, Avani.
    In: Journal of Financial Services Marketing.
    RePEc:pal:jofsma:v:29:y:2024:i:3:d:10.1057_s41264-023-00262-4.

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17. Fintech dividend: How would digital financial services impact income inequality across countries?. (2024). Adugna, Hailu.
    In: Technology in Society.
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18. Causal analysis of SDG achievements. (2024). Yu, Tiffany Hui-Kuang ; Huarng, Kun-Huang.
    In: Technological Forecasting and Social Change.
    RePEc:eee:tefoso:v:198:y:2024:i:c:s0040162523006625.

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19. Fintech, bank diversification and liquidity: Evidence from China. (2024). HU, YANG ; Corbet, Shaen ; Hou, Yang ; Tang, Mengxuan ; Oxley, Les.
    In: Research in International Business and Finance.
    RePEc:eee:riibaf:v:67:y:2024:i:pa:s0275531923002088.

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20. Digital finance, bank competition shocks and operational efficiency of local commercial banks in Western China. (2024). Liu, Ziqiang ; Feng, Qiushuo.
    In: Pacific-Basin Finance Journal.
    RePEc:eee:pacfin:v:85:y:2024:i:c:s0927538x24001288.

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21. Fintech and financial stability: Evidence from spatial analysis for 25 countries. (2024). You, Kefei ; Koranteng, Barbara.
    In: Journal of International Financial Markets, Institutions and Money.
    RePEc:eee:intfin:v:93:y:2024:i:c:s1042443124000684.

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22. Digital disruptors at the gate. Does FinTech lending affect bank market power and stability?. (2024). Cuadros-Solas, Pedro ; Suarez, Nuria ; Cubillas, Elena ; Salvador, Carlos.
    In: Journal of International Financial Markets, Institutions and Money.
    RePEc:eee:intfin:v:92:y:2024:i:c:s1042443124000301.

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23. Digital finance era: Will individual investors become better players?. (2024). Lu, Xiaomeng ; Zhang, Xianjun ; Yue, Pengpeng ; Guo, Jiaojiao.
    In: Journal of International Financial Markets, Institutions and Money.
    RePEc:eee:intfin:v:91:y:2024:i:c:s1042443124000015.

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24. FinTech matters in sustainable finance: Does it redistribute the supply of financial services?. (2024). Wang, Qunwei ; Zhou, BO.
    In: Journal of International Financial Markets, Institutions and Money.
    RePEc:eee:intfin:v:91:y:2024:i:c:s1042443123001816.

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25. Does the big data credit platform reduce corporate credit resource mismatch: Evidence from China. (2024). Zhou, Xin ; Fu, Yiting.
    In: Finance Research Letters.
    RePEc:eee:finlet:v:69:y:2024:i:pa:s1544612324011620.

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26. Fintech and financial sector: ADO analysis and future research agenda. (2024). Choudhary, Priya ; Thenmozhi, M.
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    RePEc:eee:finana:v:93:y:2024:i:c:s1057521924001339.

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27. Does fintech matter for financial inclusion and financial stability in BRICS markets?. (2024). Shakib, Mohammed ; Hassan, M. Kabir ; Vukovi, Darko B ; Kwakye, Bernard ; Febtinugraini, Armike.
    In: Emerging Markets Review.
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28. Fintech innovation: Is it beneficial or detrimental to financial inclusion and financial stability? A systematic literature review and research directions. (2024). Figueiredo, Paulo N.
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29. Is there a dark side to financial inclusion? Understanding the relationship between financial inclusion and market risk. (2024). Righi, Marcelo ; Muller, Fernanda Maria ; Foguesatto, Cristian Rogerio.
    In: The North American Journal of Economics and Finance.
    RePEc:eee:ecofin:v:72:y:2024:i:c:s1062940824000652.

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30. Fintech Startups in Germany: Firm Failure, Funding Success, and Innovation Capacity. (2024). Mattusch, Matthias ; Hornuf, Lars.
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31. Fintech and bank stability in a small-open economy context: The case of Kenya. (2023). Cheruiyot, Kiplangat Josea ; Osoro, Jared.
    In: KBA Centre for Research on Financial Markets and Policy Working Paper Series.
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32. Volatility spillovers, structural breaks and uncertainty in technology sector markets. (2023). Uddin, Gazi ; Hasan, Md. Bokhtiar ; Arnell, Linn ; Engstrom, Emma ; Kang, Sang Hoon.
    In: Financial Innovation.
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33. A hybrid decision support system with golden cut and bipolar q-ROFSs for evaluating the risk-based strategic priorities of fintech lending for clean energy projects. (2023). Miao, Xiaodong ; Yuksel, Serhat ; Wan, Qilong ; Diner, Hasan ; Wang, Chenguang.
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34. Benefits of digital-only financial inclusion. (2023). Ozili, Peterson.
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35. Can Digitalization Foster Sustainable Financial Inclusion? Opportunities for Both Banks and Vulnerable Groups. (2023). Chu, Ying ; Ye, Shujun ; Strauss, Jack ; Li, Hongchang ; Zhao, Chen.
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36. Will Off-Balance-Sheet Business Innovation Affect Bank Risk-Taking under the Background of Financial Technology?. (2023). Gao, Shuiwen ; Gu, Haifeng ; Halepoto, Habiba ; Buitrago, Guillermo Andres.
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37. Does Fintech-Driven Inclusive Finance Induce Bank Profitability? Empirical Evidence from Developing Countries. (2023). Moudud-Ul, Syed ; Hossain, Shahadat ; Rahman, Md Ataur ; Zheng, Changjun.
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38. Economics of blockchain-based securities settlement. (2023). Jang, Huisu ; Son, Bumho.
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39. The influence of digital inclusive finance on household wealth: A study based on CHFS data. (2023). Liu, Tao ; Cui, Fengxiang ; Wu, Fan.
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40. Fintech adoption, internal control quality and bank risk taking: Evidence from Chinese listed banks. (2023). Chen, Qianqian ; Song, GE.
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41. Financial openness and fintech credit. (2023). Borges, Jorge ; Rapih, Subroto ; Phongsounthone, Somesanook ; Wahyono, Budi.
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42. The impact of bank FinTech on commercial banks risk-taking in China. (2023). Wu, Xin ; Jin, Tianhe ; Yang, Keng ; Qi, Hanying.
    In: International Review of Financial Analysis.
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43. Does alternative digital lending affect bank performance? Cross-country and bank-level evidence. (2023). Cuadros-Solas, Pedro ; Cubillas, Elena ; Salvador, Carlos.
    In: International Review of Financial Analysis.
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44. Fintech, macroprudential policies and bank risk: Evidence from China. (2023). Wang, Yong ; Zhao, Yang ; Abedin, Mohammad Zoynul ; Goodell, John W.
    In: International Review of Financial Analysis.
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45. Geopolitical, economic uncertainty and bank risk: Do CEO power and board strength matter?. (2023). Shahab, Yasir ; Jiang, Ping ; Wang, Peng ; Shabir, Mohsin.
    In: International Review of Financial Analysis.
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46. The impact of financial technology on financial stability in the MENA zone. (2023). Kolli, Mohamed ; Amarouche, Khadidja Imene.
    In: Review of Socio - Economic Perspectives.
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48. Does Fintech Development Reduce Corporate Earnings Management? Evidence from China. (2022). Zhan, Weiwei ; Jing, Hao.
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49. Causal complexity analysis for fintech adoption at the country level. (2022). Yu, Tiffany Hui-Kuang ; Huarng, Kun-Huang.
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50. Financial inclusion and bank risk-taking: the effect of information sharing. (2022). Sun, W ; Teclezion, M ; Marcelin, I ; Junarsin, E.
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