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   RePEc:eee:jfinec:v:164:y:2025:i:c:s0304405x2400196x.

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2. Digitalization and Retirement Contribution Behavior: Evidence from Administrative Data. (2024). Filippini, Massimo ; Daminato, Claudio ; Haufler, Fabio.
   In: The Review of Financial Studies.
   RePEc:oup:rfinst:v:37:y:2024:i:8:p:2510-2549..

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5. Refinancing cross-subsidies in the mortgage market. (2024). Ramadorai, Tarun ; Gavazza, Alessandro ; Liu, LU ; Tripathy, Jagdish ; Fisher, Jack.
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6. The impact of mortgage broker use on borrower confusion and preferences. (2024). Thorp, Susan ; Chung, Sol ; Liu, Junhao ; Agnew, Julie ; Bateman, Hazel ; Eckert, Christine.
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7. Financial Skills and Search in the Mortgage Market. (2024). Cota, Marta ; Sterc, Ante.
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8. Financial Sophistication and Consumer Spending. (2024). Jrring, Adam Tejs.
   In: Journal of Finance.
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9. Mortgage Lock‐In, Mobility, and Labor Reallocation. (2024). Liu, LU ; Fonseca, Julia.
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10. Not Cashing In on Cashing Out: An Analysis of Low Cash-Out Refinance Rates. (2023). Livshits, Igor ; Hossain, Ethan ; Wardius, Collin.
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11. Who Pays For Your Rewards? Redistribution in the Credit Card Market. (2023). Wix, Carlo ; Silva, André ; Presbitero, Andrea ; Agarwal, Sumit.
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12. The riskiness of outstanding mortgages in the United States, 1999–2019. (2023). Larson, William.
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13. The Co-holding Puzzle: New Evidence from Transactional-Level Data. (2022). Olafsson, Arna ; Gathergood, John.
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14. Information Salience and Mispricing in Housing. (2022). Agarwal, Sumit ; Karapetyan, Artashes.
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15. Household mortgage refinancing decisions are neighbor influenced, especially along racial lines. (2022). ben McCartney, W ; Shah, Avni M.
    In: Journal of Urban Economics.
    RePEc:eee:juecon:v:128:y:2022:i:c:s0094119021000917.

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17. Benchmarking forecast approaches for mortgage credit risk for forward periods. (2022). Scheule, Harald ; Luong, Thi Mai.
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18. Increasing Enrollment in Income‐Driven Student Loan Repayment Plans: Evidence from the Navient Field Experiment. (2022). Yannelis, Constantine ; Mueller, Holger.
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19. Low‐Income Homeownership and the Role of State Subsidies: A Comparative Analysis of Mortgage Outcomes. (2021). Hembre, Erik ; Moulton, Stephanie ; Record, Matthew.
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20. The Riskiness of Outstanding Mortgages in the United States, 1999 - 2019. (2021). Larson, William.
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21. Household Mortgage Refinancing Decisions Are Neighbor Influenced. (2021). ben McCartney, W ; Shah, Avni.
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22. Refinancing cross-subsidies in the mortgage market. (2021). Ramadorai, Tarun ; Gavazza, Alessandro ; Liu, LU ; Tripathy, Jagdish ; Fisher, Jack.
    In: Bank of England working papers.
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23. Structuring Mortgages for Macroeconomic Stability. (2021). Campbell, John ; Clara, Nuno ; Cocco, Joo F.
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24. Household finance. (2020). Ramadorai, Tarun ; Haliassos, Michael ; Gomes, Francisco J.
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25. Selection Effects of Lender and Borrower Choices on Risk Measurement, Management and Prudential Regulation. (2020). Luong, Thi Mai.
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26. Structuring Mortgages for Macroeconomic Stability. (2020). Campbell, John ; Clara, Nuno ; Cocco, Joo F.
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27. Per-customer quantity limit and price discrimination: Evidence from the U.S. residential mortgage market. (2020). Ma, Chao.
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28. Curbing obfuscation: Empower consumers or regulate firms?. (2020). Gu, Yiquan ; Wenzel, Tobias.
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29. The Co-holding Puzzle: New Evidence from Transaction-Level Data. (2020). Olafsson, Arna ; Gathergood, John.
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30. Household Finance. (2020). Ramadorai, Tarun ; Haliassos, Michael ; Gomes, Francisco J.
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31. Interest rate changes and borrower search behavior. (2019). Noth, M ; Lukas, M.
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32. Gender difference and intra-household economic power in mortgage signing order. (2018). Green, Richard ; Yao, Vincent W ; Agarwal, Sumit ; Zhang, Jian ; Rosenblatt, Eric.
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34. Financial Knowledge, Risk Preferences, and the Demand for Digital Financial Services. (2017). Lukas, Moritz ; Noth, Markus ; Konigsheim, Christian.
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35. Systematic mistakes in the mortgage market and lack of financial sophistication. (2017). Ben-David, Itzhak ; Yao, Vincent ; Agarwal, Sumit.
    In: Journal of Financial Economics.
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