This document has not been cited yet.

1. Ali L, Khan MKN, Ahmad H (2020) Financial fragility of Pakistani household. J Fam Econ Issues 41(3):572–590. https://doi.org/10.1007/s10834-020-09683-y .

2. Anderloni L, Bacchiocchi E, Vandone D (2012) Household financial vulnerability: an empirical analysis. Res Econ 66(3):284–296. https://doi.org/10.1016/j.rie.2012.03.001 .
   Paper not yet in RePEc: Add citation now
   
3. Arellano A, Cámara N (2020) Vulnerabilidad financiera de los hogares ante la COVID-19. http://hdl.handle.net/11531/51154 .
   Paper not yet in RePEc: Add citation now
   
4. Arellano A, Cámara N (2021) Vulnerabilidad financiera de los hogares: evidencia para el País Vasco y el resto de España. EKONOMIAZ Revista Vasca De Economía 100(2):94–119.
   Paper not yet in RePEc: Add citation now
   
5. Arellano A, Cámara N, Mejía D (2019) “Disentangling vulnerability through consumer behavior: The role of financial health” Working Paper 19/11. BBVA Research. Madrid.
   Paper not yet in RePEc: Add citation now
   
6. Aristei D, Gallo M (2016) The determinants of households’ repayment difficulties on mortgage loans: evidence from Italian microdata. Int J Consum Stud 40(4):453–465. https://doi.org/10.1111/ijcs.12271 .
   Paper not yet in RePEc: Add citation now
   
7. Azzopardi D, Fareed F, Lenain P, Sutherland D (2019) Assessing household financial vulnerability: empirical evidence from the US using machine learning. In: Sutherland D (ed) OECD Economic Survey of the United States: key research findings. OECD Publishing, Paris, pp 121–142.
   Paper not yet in RePEc: Add citation now
   

8. Baldini M, Gallo G, Torricelli C (2020) The scars of scarcity in the short run: an empirical investigation across Europe. Economia Politica 37(3):1033–1069. https://doi.org/10.1007/s40888-020-00187-4 .

9. Banco de España and Comisión Nacional del Mercado de Valores -CNMV (2018) Plan de Educación Financiera 2018–2021.
   Paper not yet in RePEc: Add citation now
   
10. Bernhardt A, Martina M, Mark S, Handcock AS, Marc AS (2001) Divergent paths: economic mobility in the New American Labor Market. Russell Sage Foundation, New York.
    Paper not yet in RePEc: Add citation now
    
11. Berrill J, Cassells D, O’Hagan-Luff M, Van Stel A (2021) The relationship between financial distress and well-being: exploring the role of self-employment. Int Small Bus J 39(4):330–349. https://doi.org/10.1177/0266242620965384 .
    Paper not yet in RePEc: Add citation now
    

12. Bover O, Hospido L, Villanueva E (2019) The survey of financial competences (ECF): description and methods of the 2016 wave. Banco de España.

13. Bricker J, Thompson J (2016) Does education loan debt influence household financial distress? An assessment using the 2007–2009 survey of consumer finances panel. Contemp Econ Policy 34(4):660–667. https://doi.org/10.1111/coep.12164 .
    Paper not yet in RePEc: Add citation now
    

14. Broadway B, Haisken-Denew JP (2019) Keep calm and consume? Subjective uncertainty and precautionary savings. J Econ Finance 43(3):481–505. https://doi.org/10.1007/s12197-018-9451-0 .

15. Brunetti M, Giarda E, Torricelli C (2016) Is financial fragility a matter of illiquidity? An appraisal for Italian households. Rev Income Wealth 62(4):628–649. https://doi.org/10.1111/roiw.12189 .

16. Camões F, Vale S (2020) I feel wealthy: A major determinant of Portuguese households’ indebtedness? Empir Econ 58(4):1953–1978. https://doi.org/10.1007/s00181-018-1602-9 .

17. Cavalletti B, Lagazio C, Lagomarsino E, Vandone D (2020) Consumer debt and financial fragility: evidence from Italy. J Consum Policy 43(4):747–765. https://doi.org/10.1007/s10603-020-09458-w .

18. Chen Z, Jin M (2017) Financial inclusion in China: use of credit. J Fam Econ Issues 38(4):528–540. https://doi.org/10.1007/s10834-017-9531-x .

19. Chotewattanakul P, Sharpe K, Chand S (2019) The drivers of household indebtedness: evidence from Thailand. Southeast Asian J Econ 1–40.
    Paper not yet in RePEc: Add citation now
    

20. D’Acunto F, Malmendier U, Ospina J, Weber M (2020) Exposure to grocery prices and inflation expectations. J Polit Econ 129(5):1615–1639. https://doi.org/10.1086/713192 .

21. Daud SNM, Marzuki A, Ahmad N, Kefeli Z (2019) Financial vulnerability and its determinants: survey evidence from Malaysian households. Emerg Mark Finance Trade 55(9):1991–2003. https://doi.org/10.1080/1540496X.2018.1511421 .
    Paper not yet in RePEc: Add citation now
    

22. Del Río A, Young G (2008) The impact of unsecured debt on financial pressure among British households. Appl Financial Econ 18(15):1209–1220. https://doi.org/10.1080/09603100701604233 .

23. Demertzis M, Domínguez-Jiménez M, Lusardi A (2020) The financial fragility of European households in the time of COVID-19. Policy Contribution 2020/15, Bruegel. https://www.econstor.eu/handle/10419/237650 .
    Paper not yet in RePEc: Add citation now
    
24. Dismuke C, Lindrooth R (2006) Ordinary least squares. In: Chumney ECG, Simpson KN (eds) Methods and designs for outcomes research, pp 93–104.
    Paper not yet in RePEc: Add citation now
    

25. Fernandes D, Lynch JG, Netemeyer RG (2014) Financial literacy, financial education and downstream financial behaviors. Manag Sci 60(8):1861–1883. https://doi.org/10.1287/mnsc.2013.1849 .

26. Fernández-López S, Álvarez-Espiño M, Castro-González S, Rey-Ares L (2023a) Financial capability and households’ financial vulnerability: evidence for the Spanish case. Manag Finance 49(4):679–702. https://doi.org/10.1108/MF-02-2022-0086 .
    Paper not yet in RePEc: Add citation now
    
27. Fernández-López S, Álvarez-Espiño M, Rey-Ares L, Castro-González S (2023b) Consumer financial vulnerability: review, synthesis, and future research agenda. J Econ Surv. https://doi.org/10.1111/joes.12573 .
    Paper not yet in RePEc: Add citation now
    

28. Filandri M, Pasqua S, Strufolino E (2020) Being working poor or feeling working poor? The role of work intensity and job stability for subjective poverty. Soc Indic Res 147(3):781–803. https://doi.org/10.1007/s11205-019-02174-0 .

29. Friedline T, West S (2016) Financial education is not enough: millennials may need financial capability to demonstrate healthier financial behaviors. J Fam Econ Issues 37(4):649–671. https://doi.org/10.1007/s10834-015-9475-y .

30. Giannetti C, Madia M, Moretti L (2014) Job insecurity and financial distress. Appl Financial Econ 24(4):219–233. https://doi.org/10.1080/09603107.2013.872759 .

31. Graeber D, Kritikos AS, Seebauer J (2021) COVID-19: a crisis of the female self-employed. J Popul Econ 34:1141–1187. https://doi.org/10.1007/s00148-021-00849-y .

32. Hair J, Anderson R, Tatham R, Black W (1998) Multivariate analysis, 4th edn. Englewood Cliffs, Prentice-Hall.
    Paper not yet in RePEc: Add citation now
    
33. Hertwig R, Barron G, Weber EU, Erev I (2004) Decisions from experience and the effect of rare events in risky choice. Psychol Sci 15:534–539. https://doi.org/10.1111/j.0956-7976.2004.00715.x .
    Paper not yet in RePEc: Add citation now
    

34. Jappelli T, Padula M, Pistaferri L (2008) A direct test of the buffer-stock model of saving. J Eur Econ Assoc 6(6):1186–1210. https://doi.org/10.1162/JEEA.2008.6.6.1186 .

35. Keese M (2012) Who feels constrained by high debt burdens? Subjective vs. objective measures of household debt. J Econ Psychol 33(1):125–141. https://doi.org/10.1016/j.joep.2011.08.002 .

36. Kleimeier S, Hoffmann AOI, Broihanne M-H, Plotkina D, Göritz AS (2023) Determinants of individuals’ objective and subjective financial fragility during the COVID-19 pandemic. J Bank Finance 153:106881. https://doi.org/10.1016/j.jbankfin.2023.106881 .

37. La Cava G, Simon J (2005) Household debt and financial constraints in Australia. Aust Econ Rev 38(1):40–60. https://doi.org/10.1111/j.1467-8462.2005.00351.x .

38. Leika M, Marchettini D (2017) A generalized framework for the assessment of household financial vulnerability. International Monetary Fund Working Paper 2017/228.
    Paper not yet in RePEc: Add citation now
    

39. Lin Y, Grace MF (2007) Household life cycle protection: life insurance holdings, financial vulnerability, and portfolio implications. J Risk Insur 74(1):141–173. https://doi.org/10.1111/j.1539-6975.2007.00205.x .

40. Loke YJ (2017) Financial vulnerability of working adults in Malaysia. Contemp Econ 11(2):205–218. https://doi.org/10.5709/ce.1897-9254.237 .

41. Long JS, Freese J (2014) Regression models for categorical dependent variables using stata, 3rd edn. Stata Press, College Station.
    Paper not yet in RePEc: Add citation now
    

42. Lusardi A, Mitchell OS (2011) Financial literacy around the world: an overview. J Pension Econ Finance 10(4):497–508. https://doi.org/10.1017/S1474747211000448 .

43. Marsellou EG, Bassiakos YC (2016) Bankrupt households and economic crisis. Evidence from the Greek courts. J Consum Policy 39(1):41–62. https://doi.org/10.1007/s10603-015-9309-1 .

44. Mastromarco C, Peragine V, Russo F, Serlenga L (2014) Poverty, inequality and growth in Albania: empirical evidence, 2002–05. Econ Transit 22(4):635–682. https://doi.org/10.1111/ecot.12048 .

45. O’Connor GE, Newmeyer CE, Wong NYC, Bayuk JB, Cook LA, Komarova Y, Warmath D (2019) Conceptualizing the multiple dimensions of consumer financial vulnerability. J Bus Res 100(1):421–430. https://doi.org/10.1016/j.jbusres.2018.12.033 .

46. Parise G, Peijnenburg K (2019) Noncognitive abilities and financial distress: evidence from a representative household panel. Rev Financial Stud 32(10):3884–3919. https://doi.org/10.1093/rfs/hhz010 .

47. Philippas ND, Avdoulas C (2020) Financial literacy and financial well-being among generation-Z university students: evidence from Greece. Eur J Finance 26(4–5):360–381. https://doi.org/10.1080/1351847X.2019.1701512 .

48. Russell H, Whelan CT, Maître B (2013) Economic vulnerability and severity of debt problems: an analysis of the Irish EU-SILC 2008. Eur Sociol Rev 29(4):695–706. https://doi.org/10.1093/esr/jcs048 .
    Paper not yet in RePEc: Add citation now
    
49. Salgado H, Chovar A (2010) ¿Cuánto influyen las tarjetas de crédito y la deuda hipotecaria en el sobre endeudamiento de los hogares en Chile? Universidad de Concepción Working Paper 12.
    Paper not yet in RePEc: Add citation now
    
50. Sánchez-Martínez MT, Sánchez-Campillo J, Moreno-Herrero D (2016) Mortgage debt and household vulnerability: evidence from Spain before and during the global financial crisis. Int J Hous Mark Anal 9(3):400–420. https://doi.org/10.1108/IJHMA-07-2015-0038 .
    Paper not yet in RePEc: Add citation now
    
51. Simon HA (1956) Rational choice and the structure of the environment. Psychol Rev 63(2):129–138. https://doi.org/10.1037/h0042769 .
    Paper not yet in RePEc: Add citation now
    
52. Simon HA (2000) Bounded rationality in social science: today and tomorrow. Mind Soc 1(1):25–39. https://doi.org/10.1007/BF02512227 .
    Paper not yet in RePEc: Add citation now
    

53. Smith HL, Finke MS, Huston SJ (2012) Financial sophistication and housing leverage among older households. J Fam Econ Issues 33(3):315–327. https://doi.org/10.1007/s10834-012-9293-4 .

54. Šubová N, Mura L, Buleca J (2021) Determinants of household financial vulnerability: evidence from selected EU countries. EM Econ Manag 24(3):186–207. https://doi.org/10.15240/tul/001/2021-3-011 .
    Paper not yet in RePEc: Add citation now
    

55. Taylor M (2011) Measuring financial capability and its determinants using survey data. Soc Indic Res 102(2):297–314. https://doi.org/10.1007/s11205-010-9681-9 .

56. Terraneo M (2018) Households’ financial vulnerability in southern Europe. J Econ Stud 45(3):521–542. https://doi.org/10.1108/JES-08-2016-0162 .

57. Togba EL (2012) Microfinance and households access to credit: evidence from Côte d’Ivoire. Struct Chang Econ Dyn 23(4):473–486. https://doi.org/10.1016/j.strueco.2012.08.002 .

58. Valdes O, Mottola G, Armeli S (2021) Bouncing Back? The Financial Resilience of Americans. FINRA Investor Education Foundation report.
    Paper not yet in RePEc: Add citation now
    
59. Warren E, Warren AT (2003) The two-income trap: why middle-class mothers and fathers are going broke. Basic Books, New York.
    Paper not yet in RePEc: Add citation now
    

60. West S, Mottola G (2016) A population on the brink: American renters, emergency savings, and financial fragility. Poverty Public Policy 8(1):56–71. https://doi.org/10.1002/pop4.130 .

61. Williams R (2020) Adjusted predictions & marginal effects for multiple outcome models & commands (including ologit, mlogit, oglm, & gologit2). University of Notre Dame, Handout, France.
    Paper not yet in RePEc: Add citation now
    
62. Worthington AC (2006) Debt as a source of financial stress in Australian households. Int J Consum Stud 30(1):2–15. https://doi.org/10.1111/j.1470-6431.2005.00420.x .
    Paper not yet in RePEc: Add citation now
    

63. Yusof SA, Rokis RA, Jusoh WJW (2015) Financial fragility of urban households in Malaysia. Jurnal Ekonomi Malaysia 49(1):15–24. https://doi.org/10.17576/JEM-2015-4901-02 .

1. Financial Fragility Across Europe: Is it the Household or the Country that Matters?. (2025). Torricelli, Costanza ; Giarda, Elena ; Brunetti, Marianna.
   In: Social Indicators Research: An International and Interdisciplinary Journal for Quality-of-Life Measurement.
   RePEc:spr:soinre:v:176:y:2025:i:2:d:10.1007_s11205-024-03456-y.

   Full description at Econpapers || Download paper

2. Persistence in China’s household consumption level: implications for the new growth model. (2025). Gil-Alana, Luis ; Claudio-Quiroga, Gloria ; Larrarte, Andoni Maiza.
   In: Journal of Economics and Finance.
   RePEc:spr:jecfin:v:49:y:2025:i:1:d:10.1007_s12197-025-09709-x.

   Full description at Econpapers || Download paper

3. Income uncertainty, precautionary wealth, and social insurance. (2025). Singh, Aarti ; Joyce, Matthew.
   In: European Economic Review.
   RePEc:eee:eecrev:v:175:y:2025:i:c:s0014292125000534.

   Full description at Econpapers || Download paper

4. Measuring financial divide in the rural environment. The potential role of the digital transformation of finance. (2024). Rodriguez-Sanchez, Jose-Luis ; Gallego-Losada, Rocio ; Montero-Navarro, Antonio.
   In: International Entrepreneurship and Management Journal.
   RePEc:spr:intemj:v:20:y:2024:i:4:d:10.1007_s11365-024-00992-4.

   Full description at Econpapers || Download paper

5. Individual entrepreneurial behavior and financial literacy. (2024). Cuerdo Mir, Miguel ; Cuerdo-Mir, Miguel ; Ibar-Alonso, Raquel ; Muoz-Cespedes, Ester.
   In: International Entrepreneurship and Management Journal.
   RePEc:spr:intemj:v:20:y:2024:i:3:d:10.1007_s11365-023-00936-4.

   Full description at Econpapers || Download paper

6. Job expectations and financial fragility: evidence from pre-COVID Spain. (2024). Fernández-López, Sara ; Rey-Ares, Luca ; Fernndez-Lpez, Sara ; Lvarez-Espio, Marcos.
   In: Empirical Economics.
   RePEc:spr:empeco:v:66:y:2024:i:4:d:10.1007_s00181-023-02499-3.

   Full description at Econpapers || Download paper

7. Household savings through the prism of behavioral characteristics. (2024). Panteeva, Sophia ; Arzhenovskiy, Sergey.
   In: Applied Econometrics.
   RePEc:ris:apltrx:0505.

   Full description at Econpapers || Download paper

8. Do social networks affect household financial vulnerability? Evidence from China. (2024). Zeng, Ning ; Tam, Kwo Ping ; Chen, BO.
   In: Finance Research Letters.
   RePEc:eee:finlet:v:59:y:2024:i:c:s1544612323010826.

   Full description at Econpapers || Download paper

9. Consumer financial vulnerability: Review, synthesis, and future research agenda. (2024). Castrogonzlez, Sandra ; Reyares, Luca ; Lvarezespio, Marcos ; Fernndezlpez, Sara.
   In: Journal of Economic Surveys.
   RePEc:bla:jecsur:v:38:y:2024:i:4:p:1045-1084.

   Full description at Econpapers || Download paper

10. A Comprehensive Approach to Measuring Financial Vulnerability and Literacy: Unveiling Connections. (2023). Fernández-López, Sara ; Fernndez-Lpez, Sara ; Lvarez-Espio, Marcos ; Rey-Ares, Luca.
    In: SAGE Open.
    RePEc:sae:sagope:v:13:y:2023:i:4:p:21582440231208927.

    Full description at Econpapers || Download paper

11. Is there a patience premium on migration?. (2022). González Chapela, Jorge.
    In: Empirical Economics.
    RePEc:spr:empeco:v:63:y:2022:i:4:d:10.1007_s00181-021-02196-z.

    Full description at Econpapers || Download paper

12. The Relationship between Household Wealth and Financial Vulnerability in the Post-communist Countries of the Euro Area. (2022). Ubova, Nikola ; Malieka, Lenka ; Buleca, Jan.
    In: Journal of Economics / Ekonomicky casopis.
    RePEc:sav:journl:v:70:y:2022:i:7-8:p:569-588.

    Full description at Econpapers || Download paper

13. Household Financial Vulnerability to Income and Medical Expenditure Shocks: Measurement and Determinants. (2022). Zhou, Shuyi ; He, Lei.
    In: IJERPH.
    RePEc:gam:jijerp:v:19:y:2022:i:8:p:4480-:d:789297.

    Full description at Econpapers || Download paper

14. Credit ratings of Chinese households using factor scores and K-means clustering method. (2022). Yang, Yifan ; Chen, Xinyang ; Yu, Shengjie ; Dang, Chao.
    In: International Review of Economics & Finance.
    RePEc:eee:reveco:v:78:y:2022:i:c:p:309-320.

    Full description at Econpapers || Download paper

15. The Determinants of Panic Buying during COVID-19. (2021). Wong, Yiik Diew ; Wang, Xueqin ; Yuen, Kum Fai ; Chua, Grace.
    In: IJERPH.
    RePEc:gam:jijerp:v:18:y:2021:i:6:p:3247-:d:521387.

    Full description at Econpapers || Download paper

16. Forecasting Household Saving Rate with Consumer Confidence Indicator and its Components: Panel Data Analysis of 14 European Countries. (2021). Kłopocka, Aneta ; Gorska, Rumiana ; Klopocka, Aneta M.
    In: European Research Studies Journal.
    RePEc:ers:journl:v:xxiv:y:2021:i:3:p:874-898.

    Full description at Econpapers || Download paper

17. Forecasting Household Saving Rate with Consumer Confidence Indicator and its Components: Panel Data Analysis of 14 European Countries. (2021). Gorska, Rumiana ; Klopocka, Aneta M.
    In: European Research Studies Journal.
    RePEc:ers:journl:v:xxiv:y:2021:i:3-part1:p:874-898.

    Full description at Econpapers || Download paper

18. Flexible work arrangements and precautionary behaviour: Theory and experimental evidence. (2020). Rostam-Afschar, Davud ; Orland, Andreas.
    In: Hohenheim Discussion Papers in Business, Economics and Social Sciences.
    RePEc:zbw:hohdps:042020.

    Full description at Econpapers || Download paper

19. Flexible Work Arrangements and Precautionary Behavior: Theory and Experimental Evidence. (2020). Rostam-Afschar, Davud ; Orland, Andreas.
    In: GLO Discussion Paper Series.
    RePEc:zbw:glodps:493.

    Full description at Econpapers || Download paper

20. Patience goes a long way: Evidence from Spain.. (2020). González Chapela, Jorge.
    In: MPRA Paper.
    RePEc:pra:mprapa:98711.

    Full description at Econpapers || Download paper

21. The effects of pension-related policies on household spending. (2019). Parraga Rodriguez, Susana.
    In: Working Papers.
    RePEc:bde:wpaper:1913.

    Full description at Econpapers || Download paper

22. A tentative exploration of the effects of Brexit on foreign direct investment vis-à-vis the United Kingdom. (2019). Van Limbergen, Duncan ; Hoeberichts, Marco ; Sastre, Teresa ; de Almeida, Ana.
    In: Occasional Papers.
    RePEc:bde:opaper:1913.

    Full description at Econpapers || Download paper

Report date: 2025-09-24 16:04:44 || Missing content? Let us know