- Özatay, F and G. Sak, 2002, The 2000-2001 Financial Crisis in Turkey, Working Paper, “Brookings Trade Forum 2002: Currency Crisesâ€, Washington D.C. Özkan, G., 2005, Currency and Financial Crises in Turkey 2000-2001: Bad Fundamentals or Bad Luck?, The World Economy, Vol. 28, No. 4, 541-572.
Paper not yet in RePEc: Add citation now
- Adams, R. B. and D. Ferreira, 2007, Moderation in Groups: Evidence from Betting on Ice Break-Ups in Alaska, Working Paper.
Paper not yet in RePEc: Add citation now
Adams, R. B., H. Almeida, and D. Ferreira, 2005, Powerful CEOs and their Impact on Corporate Performance, Review of Financial Studies 18, 1403-1432.
Agarwal, R., and J. A. Elston, 2001, Bank-Firm Relationships, Financing and Firm Performance in Germany, Economics Letters 72, 225-232.
- Agarwal, S. and R. Hauswald, 2007, Distance and Lending Decisions, in the Proceedings of the 42nd Bank Structure and Competition Conference, Federal Reserve Bank of Chicago, 183-204 Aintablian, S., and G.S. Roberts, 2000, A Note on Market Response to Corporate Loan Announcements in Canada, Journal of Banking and Finance 24, 381-393.
Paper not yet in RePEc: Add citation now
Allayannis, G. and A. Mozumdar, 2004, The Impact of Negative Cash Flow and Influential Observations on Investment-Cash Flow Sensitivity Estimates, Journal of Banking and Finance 28, 901– 930.
- Allen, F., E. Carletti and R. S. Marquez, 2006, Credit Market Competition and Capital Regulation, Robert H. Smith School Research Paper No. RHS 06-37.
Paper not yet in RePEc: Add citation now
Andre, P., R. Mathieu, and P. Zhang, 2001, A Note on: Capital Adequacy and the Information Content of Term Loans and Lines of Credit, Journal of Banking and Finance 25, 431-444.
Angelini, P., R. Di Salvo, and G. Ferri, 1998, Availability and Cost of Credit for Small Businesses: Customer Relationships and Credit Cooperatives, Journal of Banking and Finance 22, 925-954.
- ÅžiÅŸli Ciamarra, E., 2006, Monitoring by Affiliated Bankers on Board of Directors: Evidence from Corporate Financing Outcomes, New York University, Mimeo.
Paper not yet in RePEc: Add citation now
- Azofra-Palenzuela, V., F.J. López Iturriaga and F. Tejerina-Gaite, 2007, Banks as Shareholders: The Spanish Model of Corporate Governance, Corporate Governance: Issues and Challenges, Frank J. Columbus, ed., Nova Science Publishers, Forthcoming.
Paper not yet in RePEc: Add citation now
- Bär, M., A. Kempf, and S. Ruenzi, 2005, Team Management and Mutual Funds, CFR Working Paper No. 05-10, Cologne.
Paper not yet in RePEc: Add citation now
- Bae, K.H., J.K. Kang, and C.W. Lim, 2002, The Value of Durable Bank Relationships: Evidence from Korean Banking Shocks, Journal of Financial Economics 64, 181-214.
Paper not yet in RePEc: Add citation now
- Banken kunnen echter uit hun informatie opportunistisch voordeel trekken (Rajan, 1992).
Paper not yet in RePEc: Add citation now
- Bannier, C. E., 2005, Heterogeneous Multiple Bank Financing Under Uncertainty: Does it Reduce Inefficient Credit Decisions? Working Paper Series: Finance and Accounting, Goethe-University Frankfurt/Main No. 149.
Paper not yet in RePEc: Add citation now
- Bannier, C. E., 2006, Is There a Hold-up Benefit in Heterogeneous Multiple Bank Financing? Working Paper Series: Finance and Accounting, Goethe-University Frankfurt/Main No. 148.
Paper not yet in RePEc: Add citation now
Barber, B. M., C. Heath, and T. Odean, 2003, Good Reasons Sell: Reason-Based Choice Among Group and Individual Investors in the Stock market, Management Science 49, 1636-1652.
Barth, J. R., G. Caprio and R. E. Levine, 2001, The Regulation and Supervision of Banks Around the World: A New Database, University of Minnesota Financial Studies Working Paper No. 0006; World Bank Policy Research Working Paper No. 2588 Beaver, W., C. Eger, S. Ryan and M. Wolfson, 1989, Financial Reporting, Supplemental Disclosures and Bank Share Prices, Journal of Accounting Research, 27 (2), 157-178.
Bebczuk, R.N., 2004, What Determines the Access to Credit by SMEs in Argentina?, Universidad Nacional de la Plata, Working Paper.
Berger, A.N., and G.F. Udell, 1995, Relationship Lending and Lines of Credit in Small Firm Finance, Journal of Business 68, 351-381.
Berger, A.N., L.F. Klapper, M.S. Martinez Peria, and R. Zaidi, 2006, Bank Ownership Type and Banking Relationships, Journal of Financial Intermediation 17 (1), 37-62.
- Berger, A.N., R.J. Rosen, and G.F. Udell, 2002, Does Market Size Structure Affect Competition? The Case of Small Business Lending, Board of Governors of the Federal Reserve System, Mimeo.
Paper not yet in RePEc: Add citation now
Berlin, M., K. John, and A. Saunders, 1996, Bank Equity Stakes in Borrowing Firms and Financial Distress, Review of Financial Studies 9, 889–919.
Best, R., and H. Zhang, 1993, Alternative Information Sources and the Information Content of Bank Loans, Journal of Finance 48, 1507-1522.
- Bharath, S., S. Dahiya, A. Saunders, and A. Srinivasan, 2006, So What Do I Get? The Bank's View of Lending Relationships, Journal of Financial Economics 85 (2), 368-419.
Paper not yet in RePEc: Add citation now
- Bikker, J.A., and K. Haaf, 2002a, Measures of Competition and Concentration in the Banking Industry: a Review of the Literature, Economic and Financial Modeling 9, 53–98.
Paper not yet in RePEc: Add citation now
- Billett, M.T., M. J. Flannery and J. A. Garfinkel, 1995, The Effect of Lender Identity on a Borrowing Firm's Equity Return, Journal of Finance 50, 699-718.
Paper not yet in RePEc: Add citation now
Billett, M.T., M.J. Flannery, and J.A. Garfinkel, 2006, Are Bank Loans Special? Evidence on the PostAnnouncement Performance of Bank Borrowersâ€, Journal of Financial and Quantitative Analysis, 41(4), 733752.
Blackwell, D.W., and D.B. Winters, 1997, Banking Relationships and the Effect of Monitoring on Loan Pricing, Journal of Financial Research 20, 275-289.
- Blinder, A., and J. Morgan, 2005, Are Two Heads Better than One? An Experimental Analysis of Group versus Individual Decision Making, Journal of Money, Credit and Banking 37, 789-811.
Paper not yet in RePEc: Add citation now
Bliss, R. and M. Flannery, 2002, Market Discipline in the Governance of U.S. Bank Holding Companies: Monitoring vs. Influencing, European Finance Review 6, 361–395.
Bodenhorn, H., 2003, Short-Term Loans and Long-Term Relationships: Relationship Lending in Early America, Journal of Money, Credit, and Banking 35, 485-505.
Bolton, P., and D.S. Scharfstein, 1990, A Theory of Predation Based on Agency Problems in Financial Contracting, American Economic Review 80, 93-106.
Bolton, P., and D.S. Scharfstein, 1996, Optimal Debt Structure and the Number of Creditors, Journal of Political Economy 104, 1-25.
Brewer, E., H. Genay, W.C. Hunter, and G.G. Kaufman, 2003, The Value of Banking Relationships During a Financial Crisis: Evidence from Failures of Japanese Banks, Journal of Japanese and International Economies 17, 233-262.
Bris, A., and I. Welch, 2005, The Optimal Concentration of Creditors, Journal of Finance 60, 2193-2212.
Brown, M, T. Jappelli and M. Pagano, 2007, Information Sharing and Credit: Firm-Level Evidence from Transition Countries, CSEF Working Paper , n. 178.
Brown, M. and C. Zehnder, 2007, Credit Reporting, Relationship Banking and Loan Repayment, Journal of Money, Credit and Banking 39 (8), 1883-1918.
Brunner, A. and J. P. Krahnen, 2001, Corporate Debt Restructuring: Evidence on Lending Coordination in Financial Distress, CEPR Discussion Paper No. 3030.
Byrd, D. T., and M. S. Mizruchi, 2005, Bankers on the Board and the Debt Ratio of Firms, Journal of Corporate Finance 11, 129-173 Carletti, E., 2004, The Structure of Bank Relationships, Endogenous Monitoring, and Loan Rates, Journal of Financial Intermediation 13, 58-86.
Carletti, E., V. Cerasi, and S. Daltung, 2007, Multiple-Bank Lending: Diversification and Free-Riding in Monitoring, Journal of Financial Intermediation 16(3), 425-451.
Castelli, A., G. P. Dwyer Jr., and I. Hasan, 2006, Bank Relationships and Small Firms’ Financial Performance, Federal Reserve Bank of Atlanta, Atlanta.
Cavalluzzo, K.S., L.C. Cavalluzzo, and J.D. Wolken, 2002, Competition, Small Business Financing, and Discrimination: Evidence from a New Survey, Journal of Business 75, 641-680.
Chakraborty, A., and C.X. Hu, 2006, Lending Relationships in Line-of-Credit and Nonline-of-Credit Loans: Evidence from Collateral Use in Small Business, Journal of Financial Intermediation 15, 86-107.
Chemmanur, T. J. and P. Fulghieri, 1994, Reputation, Renegotiation, and the Choice between Bank Loans and Publicly Traded Debt, Review of Financial Studies 7 (3), 475-506.
Chiou, I., 1999. Daiwa Banks Reputational Crisis: Valuation Effects on Bank-firm Relationships, New York University Stern School of Business, Mimeo.
Claeys, S., and R. Vander Vennet, 2005. Determinants of Bank Interest Margins in Central and Eastern Europe: A Comparison with the West, Ghent University, Mimeo.
Cleary, S., 1999, The Relationship Between Firm Investment and Financial Status, Journal of Finance 54, 673– 692.
- CNB (2005): Banking Supervision 2005.Czech National Bank, Prague.
Paper not yet in RePEc: Add citation now
- CNB (2006): Financial Stability Report 2005.Czech National Bank, Prague.
Paper not yet in RePEc: Add citation now
Cole, R., 1998, The Importance of Relationships to the Availability of Credit, Journal of Banking and Finance 22, 959-977.
Cole, R.A., L.G. Goldberg, and L.J. White, 2004, Cookie-Cutter versus Character: The Micro Structure of Small Business Lending by Large and Small Banks, Journal of Financial and Quantitative Analysis 39, 227-252 Conigliani, C., G. Ferri, and A. Generale, 1997, The Impact of Bank-Firm Relations on the Propagation of Monetary Policy Squeezes: An Empirical Assessment for Italy, Banca Nazionale del Lavoro 202, 271-299.
Corsetti, G, P. Pesenti, and N. Roubini, 1999, What Caused the Asian Currency and Financial Crisis?, Japan and the World Economy 3, 305-73 Corvoisier, S., and R. Gropp, 2001. Contestability, Technology, and Banking, European Central Bank, Mimeo.
Corvoisier, S., and R. Gropp, 2002, Bank Concentration and Retail Interest Rates, Journal of Banking and Finance 26, 2155-2189 Cosci, S., and V. Meliciani, 2002, Multiple Banking Relationships: Evidence from the Italian Experience, Manchester School 70 s(1), 37-54.
- Cyrnak, A.W., and T.H. Hannan, 1999, Is the Cluster Still Valid in Defining Banking Markets? Evidence from a New Data Source, Antitrust Bulletin 44, 313-331.
Paper not yet in RePEc: Add citation now
D'Auria, C., A. Foglia, and P.M. Reedtz, 1999, Bank Interest Rates and Credit Relationships in Italy, Journal of Banking and Finance 23, 1067-1093.
- Daarnaast zijn banken ook “producenten van informatieâ€, hetgeen het onderwerp vormt van de meeste studies omtrent de relatie banken-bedrijven. Wanneer banken en bedrijven een relatie opbouwen, kunnen ze problemen van asymetrische informatie voorkomen. Banken screenen de leningsaanvragen van bedrijven en controleren bedrijven bij het opstellen van leningscontracten of via andere veelvuldige tussenkomsten. Zoals aangetoond door Fama (1985) geven bankleningen een signaal van kredietwaardigheid aan andere spelers op de markt, waardoor de kost van informatie voor andere contracten gereduceerd wordt. Diamond (1984) toont aan dat financiele tussenpersonen de kost van het opvolgen van informatie verminderen en incentive problemen in de schuldenmarkt oplossen.
Paper not yet in RePEc: Add citation now
De Bodt, E., F. Lobez, and J.C. Statnik, 2005, Credit Rationing, Customer Relationship, and the Number of Banks: An Empirical Analysis, European Financial Management 11(2), 195-228.
Degryse, H. and A. de Jong, 2006, Investment and Internal Finance: Asymmetric Information or Managerial Discretion?, International Journal of Industrial Organization, 24(1), 125-147 Degryse,H., M. Kim and S. Ongena, 2009, Microeconometrics of Banking: Methods, Applications and Results, Oxford University Press, Oxford.
Degryse, H., and P. Van Cayseele, 2000, Relationship Lending Within a Bank-Based System: Evidence from European Small Business Data, Journal of Financial Intermediation 9, 90-109.
- Degryse, H., and S. Ongena, 2001, Bank Relationships and Firm Performance, Financial Management 30, 9-34.
Paper not yet in RePEc: Add citation now
Degryse, H., and S. Ongena, 2003. Distance, Lending Relationships, and Competition, Center for Economic Studies - KU Leuven & CentER - Tilburg University, Discussion Paper.
Degryse, H., and S. Ongena, 2005, Distance, Lending Relationships, and Competition, Journal of Finance 60, 231-266.
Degryse, H., and S. Ongena, 2008, Competition and Regulation in the Banking Sector: A Review of the Empirical Evidence on the Sources of Bank Rents, in Thakor A. and A. Boot (eds.), Handbook of Financial Intermediation and Banking (Elsevier), 483-554.
- Degryse, H., N. Masschelein, and J. Mitchell, 2006, SMEs and Bank Lending Relationships: the Impact of Mergers, Discussion Paper, TILEC - Tilburg University.
Paper not yet in RePEc: Add citation now
Detragiache, E., P. G. Garella, and L. Guiso, 2000, Multiple versus Single Banking Relationships: Theory and Evidence, Journal of Finance 55, 1133-1161.
- Deutsche Bundesbank, 1998, Instruction Sheet for the Reporting of Large Exposures and Loans of 3 million Deutsche Mark or more pursuant to Sections 13 to 14 of the Banking Act, in: Banking Regulations 7.
Paper not yet in RePEc: Add citation now
- Deutsche Bundesbank, 2001, Banking Act, in: Banking Regulations 2.
Paper not yet in RePEc: Add citation now
Dewatripont, M., and E. Maskin, 1995, Credit and Efficiency in Centralized and Decentralized Economies, Review of Economic Studies 62, 541-555.
Diamond, D., 1984, Financial Intermediation and Delegated Monitoring, Review of Economic Studies 51, 393– 414.
Diamond, D.W. And P.H. Dybvig, 1983, Bank Runs, Deposit Insurance and Liquidity, Journal of Political Economy 91 (3), 401-419.
Dietsch, M. and J. Petey, 2004, Should SME Exposures Be Treated as Retail or Corporate Exposures? A Comparative Analysis of Default Probabilities and Asset Correlations in French and German SMEs, Journal of Banking and Finance 28, 773-788.
Dietsch, M., 2003, Financing Small Businesses in France, European Investment Bank Papers 8, 93-119.
Dittmann, I., E.G. Maug and C. Schneider, 2008, Bankers on the Boards of German Firms: What They Do, What They are Worth, and Why They are (Still) There, ECGI - Finance Working Paper No. 196/2008 Djankov, S.D., J. Jindra, and L. Klapper, 2005, Corporate Valuation and the Resolution of Bank Insolvency in East Asia, Journal of Banking and Finance 29, 2095-2118.
Djankov, S., C. McLiesh and A. Shleifer, 2007, Private Credit in 129 Countries, Journal of Financial Economics 84( 2), 299-329 Dornbusch, R., 2001 A Primer on Emerging Market Crises, NBER, wp 8326.
Dyer, J. C. and A. J. McHugh, 1975, The Timeliness of the Australian Annual Report, Journal of Accounting Research 13(2), 204-219.
Edwards, J. and M. Nibler (2000), Corporate Governance in Germany: The Role of Banks and Ownership Concentration, Economic Policy, 15(31), 237-267.
Elsas, R., 2005, Empirical Determinants of Relationship Lending, Journal of Financial Intermediation 14, 3257.
Elsas, R., and J. P. Krahnen, 1998, Is Relationship Lending Special? Evidence from Credit-File Data in Germany, Journal of Banking and Finance 22, 1283-1316.
Elsas, R., and J. P. Krahnen, 2002, Collateral, Relationship Lending, and Financial Distress: An Empirical Study on Financial Contracting, Center for Financial Studies, Mimeo.
Elsas, R., F. Heinemann, and M. Tyrell, 2004, Multiple but Asymmetric Bank Financing: The Case of Relationship Lending, University of Frankfurt, Frankfurt.
Ewert, R., G. Schenk, and A. Szczesny, 2000, Determinants of Bank Lending Performance in Germany, Schmalenbach Business Review 52, 344-362.
Fama, E., 1985. What’s Different About Banks?, Journal of Monetary Economics 15, 29– 40.
Farinha, L.A., and J.A.C. Santos, 2002, Switching from Single to Multiple Bank Lending Relationships: Determinants and Implications, Journal of Financial Intermediation 11, 124-151.
Fazzari, S.M., R. G. Hubbard and B.C. Petersen, 1988, Financing Constraints and Corporate Investment, Brookings Papers on Economic Activity 1, 141-206.
Ferri, G., and M. Messori, 2000, Bank-Firm Relationships and Allocative Efficiency in Northeastern and Central Italy and in the South, Journal of Banking and Finance 24, 1067-1095.
- Fery, J., D. Gasborro, D.R. Woodliff, and J.K. Zumwalt, 2003, Market Reaction to Published and Non-Published Corporate Loan Announcements, Quarterly Review of Economics and Finance 43, 1-10.
Paper not yet in RePEc: Add citation now
Fields, L.P., D.R. Fraser, T.L. Berry, and S. Byers, 2006, Do Bank Loan Relationships Still Matter?, Journal of Money, Credit, and Banking 38, 1195-1209.
- Finkelstein, S. and D. Hambrick, 1996, Strategic Leadership: Top Executives and Their Effects on Organizations, New York: West Fischer, K.H., and C. Pfeil, 2004, Regulation and Competition in German Banking, in J. P. Krahnen, and R. H. Schmidt, eds., The German Financial System, Oxford University Press, Frankfurt, 291-349.
Paper not yet in RePEc: Add citation now
Flannery, M. J. and C. M. James, 1984-b, Market Evidence on the Effective Maturity of Bank Assets and Liabilities, Journal of Money, Credit and Banking 16 (4), Part 1, 435-445.
Foglia, A., S. Laviola, and P. Marullo Reedtz, 1998, Multiple Banking Relationships and the Fragility of Corporate Borrowers, Journal of Banking and Finance 22, 1441-1456.
Fohlin, C., 1998, Relationship Banking, Liquidity, and Investment in the German Industrialization, Journal of Finance 53, 1737-1758.
Fuss, C. and P. Vermeulen, 2006, The Response of Firms’ Investment and Financing to Adverse Cash Flow Shocks - The Role of Bank Relationships, European Central Bank, Working Paper Series 658.
Garcia-Marco, T., and C. Ocana, 1999, The Effect of Bank Monitoring on the Investment Behavior of Spanish Firms, Journal of Banking and Finance 23, 1579-1603.
Gibson, M.S., 1995, Can Bank Health Affect Investment? Evidence from Japan, Journal of Business 68, 281308.
Gilson, S. C., 1990, Bankruptcy, Boards, Banks, and Blockholders : Evidence on Changes in Corporate Ownership and Control When Firms Default, Journal of Financial Economics 27, 355-387.
Gorton, G. and F. A. Schmid, 2000, Universal Banking and the Performance of German Firms, Journal of Financial Economics 58, 29– 80.
- Gugler, K., D. C. Mueller and B. B. Yurtoglu, 2004, Corporate Governance Around the World, Oxford Review of Economic Policy 20 (1), 129-156.
Paper not yet in RePEc: Add citation now
Gugler, K., D. C. Mueller and B. B. Yurtoglu, 2007, Corporate Governance and the Determinants of Investment, Journal of Institutional and Theoretical Economics, 163(4), 598–626.
Guiso, L. and R. Minetti, 2004, Multiple Creditors and Information Rights: Theory and Evidence from US Firms, CEPR Discussion Paper No. 4278.
Guiso, L., 2003, Small Business Finance in Italy, European Investment Bank Papers 8, 121-147.
- Hannan, T. H., 1997, Market Share Inequality, the Number of Competitors, and the HHI: An Examination of Bank Pricing, Review of Industrial Organization 12, 23-35.
Paper not yet in RePEc: Add citation now
Hannan, T.H., 1991, Bank Commercial Loan Markets and the Role of Market Structure: Evidence from Surveys of Commercial Lending, Journal of Banking and Finance 15, 133-149.
- Hao, L., 2003. Bank Effects and the Determinants of Loan Yield Spreads, York University, Mimeo.
Paper not yet in RePEc: Add citation now
- Harhoff, D., and T. Körting, 1998, How Many Creditors Does it Take to Tango?, Wissenschaftszentrum Berlin, Berlin.
Paper not yet in RePEc: Add citation now
Harhoff, D., and T. Körting, 1998, Lending Relationships in Germany - Empirical Evidence from Survey Data, Journal of Banking and Finance 22, 1317-1353.
Hart, O. D. and J. Moore, 1989, Default and Renegotiation: A Dynamic Model of Debt, Manuscript. Cambridge: MIT, Dept. Econ.
Hart, O. D., 1995, Firms, Contracts, and Financial Structure, Oxford University Press, Oxford.
- Hernandez-Canovas, G., and P. Martinez-Solano, 2006, Banking Relationships: Effects on the Debt Terms of the Small Spanish Firms, Journal of Small Business Management 44, 315-333.
Paper not yet in RePEc: Add citation now
- Horvath, J., 1970, Suggestion for a Comprehensive Measure of Concentration, Southern Economic Journal 446– 452.
Paper not yet in RePEc: Add citation now
Hoshi, T., A. Kashyap and D. Scharfstein, 1991, Corporate structure, liquidity, and investment: evidence from Japanese industrial groups, Quarterly Journal of Economics 106, 33-60.
Hoshi, T., A. Kashyap, and D. Scharfstein, 1990, The Role of Banks in Reducing the Costs of Financial Distress in Japan, Journal of Financial Economics 27, 67-88.
Houston, J. and C. James, 1996, Bank Information Monopolies and the Mix of Private and Public Debt Claims, Journal of Finance 51, 1863-1889.
Houston, J., and C. James, 2001, Do Relationships Have Limits? Banking Relationships, Financial Constraints and Investment, Journal of Business 74, 347-374.
- Huang, W. and S. Zhao, 2007, When Debt is Bad News: Market Reaction to Debt Announcements under Poor Governance, University of Toulouse, Mimeo.
Paper not yet in RePEc: Add citation now
Hwan Shin, G., D.R. Fraser, and J.W. Kolari, 2003, How Does Banking Industry Consolidation Affect BankFirm Relationships? Evidence from a Large Japanese Bank Merger, Pacific-Basin Finance Journal 11, 285304.
- Ivashina, V., V. B. Nair, A. Saunders, N. Massoud and R. Stover, 2006, Bank Debt and Corporate Governance, EFA 2004 Maastricht Meetings Paper No. 4601 James, C., 1987, Some Evidence on the Uniqueness of Bank Loans, Journal of Financial Economics 19, 217235.
Paper not yet in RePEc: Add citation now
- Janis, I., 1982, Groupthink: Psychological Studies of Policy Decisions and Fiascoes, Houghton Mifflin, Boston Jappelli, T. and M. Pagano, 1993, Information sharing in credit markets, Journal of Finance 48 1693–718.
Paper not yet in RePEc: Add citation now
Jean-Baptiste, E. L., 2005, Information Monopoly and Commitment in Intermediary-Firm Relationships, Journal of Financial Services Research 27, 5-26.
Jenkinson, T. and A. Ljungqvist, 2001, The Role of Hostile Stakes in German Corporate Governance, Journal of Corporate Finance 7, 397-446 Jensen, M.C., 1986, Agency Costs of Free Cash Flow, Corporate Finance, and Takeovers, American Economic Review 76, 323– 329.
Jordan, J., J. Peek, and E. Rosegren, 2000, The Market Reaction to the Disclosure of Supervisory Actions: Implications for Bank Transparency, Journal of Financial Intermediation 9, 298-319.
Kaminsky, G. and C. Reinhart, 1999, The Twin Crises: The Causes of Banking and Balance-of-Payments Problems, American Economic Review, 89 (June), 473-500.
Kang, J., A. Shivdasani and T. Yamada, 2000, The Effect of Bank Relations on Investment Decisions: An Investigation of Japanese Takeover Bids, Journal of Finance 55 (5), 2197–2218.
Kano, M., H. Uchida, G.F. Udell, and W. Watanabe, 2006. Information Verifiability, Bank Organization, Bank Competition and Bank-Borrower Relationships, Wakayama University, Mimeo.
Kaplan, S. N., and B. A. Minton, 1994, Appointments of Outsiders to Japanese Boards: Determinants and Implications for Managers, Journal of Financial Economics 36, 225-258.
Kaplan, S.N., and Zingales, L., 1997, Do Investment-Cash Flow Sensitivities Provide Useful Measures of Financing Constraints? Quarterly Journal of Economics 112, 169– 215.
Kim, M., E.G. Kristiansen and B. Vale, 2005, Endogenous Product Differentiation in Credit Markets: What do Borrowers Pay for?, Journal of Banking and Finance, 29, 681–699.
Kocher, M. G., and M. Sutter, 2005, The Decision Maker Matters: Individual versus Group Behavior in Experimental Beauty-Contest Games, Economic Journal 115, 200-223.
Krüger, U., M. Stoetzel and S. Trueck, 2005, Time Series Properties of a Rating System Based on Financial Ratios, Deutsche Bundesbank Discussion Paper, Series 2: Banking and Financial Studies, No 14/2005.
- Kroszner, R. S., and P. E. Strahan, 2001, Bankers on Boards: Monitoring, Conflicts of Interest, and Lender Liability, Journal of Financial Economics 62, 415-452.
Paper not yet in RePEc: Add citation now
La Porta, R., J. Lakonishok, A. Shleifer and R. Vishny, 1997, Good News for Value Stocks: Further Evidence on Market Efficiency, Journal of Finance, 52 (2), 859-874.
Lehmann, E., and D. Neuberger, 2001, Do Lending Relationships Matter? Evidence from Bank Survey Data in Germany, Journal of Economic Behavior and Organization 45, 339-359.
Lehmann, E., and J. Weigand, 2000, Does the Governed Corporation Perform Better? Governance Structures and Corporate Performance in Germany, European Finance Review 4, 157-195.
Lehmann, E., D. Neuberger, and S. Rathke, 2004, Lending to Small and Medium-Sized Firms: Is There An EastWest Gap in Germany, Small Business Economics 23, 23-39.
Li, D., F. Moshirian, P. Pham, and J. Zein, 2006, When Financial Institutions Are Large Shareholders: The Role of Macro Corporate Governance Environments, Journal of Finance 61(6), 2975-3007.
- Lieberson, S.and J. F. O'Connor, 1972, Leadership and Organizational Performance: A Study of Large Corporations, American Sociological Review, 37(2), 117-130.
Paper not yet in RePEc: Add citation now
Limpaphayom, P., and S. Polwitoon, 2004, Bank Relationship and Firm Performance: Evidence from Thailand before the Asian Financial Crisis, Journal of Business Finance and Accounting 31, 1577-1600.
Lummer, S.L., and J.J. Mcconnell, 1989, Further Evidence on the Bank Lending Process and the Capital Market Response to Bank Loan Agreements, Journal of Financial Economics 25, 99-122.
Machauer, A., and M. Weber, 1998, Bank Behavior Based on Internal Credit Ratings of Borrowers, Journal of Banking and Finance 22, 1355-1383.
Machauer, A., and M. Weber, 2000, Number of Bank Relationships: an Indicator of Competition, Borrower Quality, or just Size, Center for Financial Studies, Frankfurt.
Mallett, T., and A. Sen, 2001, Does Local Competition Impact Interest Rates Charged on Small Business Loans? Empirical Evidence from Canada, Review of Industrial Organization 19, 437-452.
Menkhoff, L., and C. Suwanaporn, 2007, On the Rationale of Bank Lending in Pre-Crisis Thailand, Applied Economics 39(9), 1077-1089 Meyer, S. and R. Prilmeier, 2006, The Market vs. Banks – An Event-Study Perspective on the Value Creation of Banks as Blockholders in Germany, European Business School, Mimeo.
Menkhoff, L., D. Neuberger, and C. Suwanaporn, 2006, Collateral-based Lending in Emerging Markets: Evidence from Thailand, Journal of Banking and Finance 30, 1-21.
Miarka, T., 1999, The Recent Economic Role of Bank-Firm Relationships in Japan, WZB, Discussion Paper.
Mikkelson, W.H., and M.M. Partch, 1986, Valuation Effects of Security Offerings and the Issuance Process, Journal of Financial Economics 15, 31-60.
Miyajima, H., and Y. Yafeh, 2003. Japan's Banking Crisis: Who Has the Most to Lose?, Center for Economic Institutions, Working Paper.
Montoriol Garriga, J., 2006, The Effect of Relationship Lending on Firm Performance, Universitat Pompeu Fabra, Barcelona, Mimeo.
Morck, R., M. Nakamura, and A. Shivdasani, 2000, Banks, Ownership Structure, and Firm Value in Japan, Journal of Business 73, 539-567.
Myers, S.C., N. Majluf, 1984, Corporate Financing and Investment Decisions When Firms Have Information That Investors Do Not Have, Journal of Financial Economics 13, 187– 221 Nier, E. and U. Baumann, 2006, Market Discipline, Disclosure and Moral Hazard in Banking, Journal of Financial Intermediation 15, 332–361.
Ongena, S., and D. C. Smith, 2000, What Determines the Number of Bank Relationships? Cross-Country Evidence, Journal of Financial Intermediation 9, 26-56.
Ongena, S., and D.C. Smith, 2000, "Bank Relationships: a Survey," in P. Harker, and S. A. Zenios, eds.: The Performance of Financial Institutions, Cambridge University Press, London, 221-258.
Ongena, S., and D.C. Smith, 2001, The Duration of Bank Relationships, Journal of Financial Economics 61, 449-475.
Ongena, S., D.C. Smith, and D. Michalsen, 2003, Firms and their Distressed Banks: Lessons from the Norwegian Banking Crisis (1988-1991), Journal of Financial Economics 67, 81-112.
Padilla, J. A. and M. Pagano, 1997, Endogenous Communication Among Lenders and Entrepreneurial Incentives, Review of Financial Studies 10, 205–36.
Padilla, J. A. and M. Pagano, 2000, Sharing Default Information as a Borrower Discipline Device, European Economic Review 44, 1951–80.
Pawlina, G. and L. Renneboog, 2005, Is Investment-Cash Flow Sensitivity Caused by Agency Costs or Asymmetric Information? Evidence from the UK, European Financial Management, 11(4), 2005, 483–513.
- Peltoniemi, J., 2004. The Value of Relationship Banking: Empirical Evidence on Small Business Financing in Finnish Credit Markets, University of Oulu, Academic Dissertation.
Paper not yet in RePEc: Add citation now
- Petersen, M. A., 2006, Estimating Standard Errors in Finance Panel Data Sets: Comparing Approaches, Kellogg Finance Dept. Working Paper No. 329 Petersen, M., and R. Rajan, 1994, The Benefits of Lending Relationships: Evidence from Small Business Data, Journal of Finance 49, S. 3-37.
Paper not yet in RePEc: Add citation now
Pozzolo, A.F., 2004. The Role of Guarantees in Bank Lending, Ente Luigi Einaudi, Mimeo.
Prather, L. J., and K. L. Middleton, 2002, Are N+1 Heads Better than One? The Case of Mutual Fund Managers, Journal of Economic Behavior and Organization 47, 103-120 Pruteanu-Podpiera, A., 2007, The Role of Banks in the Czech Monetary Policy Transmission Mechanism, Economics of Transition 15 (2), 393-428.
Pruteanu-Podpiera, A., L. Weill and F. Schobert, 2007, Market Power and Efficiency in the Czech Banking Sector, Working Paper No.6, Czech National Bank Qian, J., and P. E. Strahan, 2007, How Law and Institutions Shape Financial Contracts: The Case of Bank Loans, Journal of Finance 62 (6), 2803-2834.
Radelet, S., and J. Sachs, 1998, The East Asian Financial Crisis: Diagnosis, Remedies, Prospects, Brookings Papers on Economic Activity 1, 1-78.
Rajan, R., 1992, Insiders and Outsiders: The Choice between Relationship and Arms Length Debt, Journal of Finance 47, 1367-1400.
Repetto, A., S. Rodriguez, and R.O. Valdes, 2002, Bank Lending and Relationship Banking: Evidence from Chilean Firms, Universidad de Chile, Mimeo.
- Roberts, G.S., and N.A. Siddiqi, 2004, Collaterilization and the Number of Lenders in Private Debt Contracts: An Empirical Analysis, Research in Finance 21, 229-252.
Paper not yet in RePEc: Add citation now
Rockenbach, B., A. Sadrieh, and B. Mathauschek, 2007, Teams Take the Better Risks, Journal of Economic Behavior and Organization 63, 412.422.
Roe, Mark J., 1990, Political and legal restraints on ownership and control of public companies, Journal of Financial Economics 27, 7–41 Santos, J. A. C., and A. S. Rumble, 2006, The American Keiretsu and Universal Banks: Investing, Voting and Sitting on Nonfinancials' Corporate Boards, Journal of Financial Economics 80, 419-454.
- Samenvatting (Dutch Summary) De onderzoeksliteratuur rond het thema â€Banking†documenteert de verschillende rollen van banken in financiele systemen. Banken zijn in de eerste plaats “voorzieners van liquiditeitâ€, zoals aangetoond wordt in het baanbrekend werk van Diamon en Dybvig (1983). Ze zijn namelijk vooral belangrijk voor kleine en middelgrote ondernemingen (KMO’s) en vormen voor deze ondernemingen de belangrijkste bron van externe financiering. Banken zijn daardoor ook essentieel voor het vlot functioneren en de groei van een economie.
Paper not yet in RePEc: Add citation now
Sapienza, P., 2002, The Effects of Banking Mergers on Loan Contracts, Journal of Finance 57(1), 329-367.
- Saunders, A. and M.M. Cornett, 2003, Financial Institutions Management: A Risk Management Approach, Fourth Edition, New York, McGraw-Hill.
Paper not yet in RePEc: Add citation now
- Schüle, T., 2006, Forbearance Lending and Soft Budget Constraints in a Model of Multiple Heterogeneous Bank Financing, Tübinger Diskussionsbeitrag 303.
Paper not yet in RePEc: Add citation now
- Schrand, Catherine M., 1997, The Association between Stock-Price Interest Rate Sensitivity and Disclosures about Derivative Instruments, The Accounting Review, 72 (1), 87-109.
Paper not yet in RePEc: Add citation now
- Scott, J.A., 2003. Soft Information, Loan Officers, and Small Firm Credit Availability, Temple University, Mimeo.
Paper not yet in RePEc: Add citation now
- Scott, J.A., and W.C. Dunkelberg, 2001, Competition and Credit Market Outcomes: A Small Firm Perspective, Temple University, Mimeo.
Paper not yet in RePEc: Add citation now
- Scott, J.A., and W.C. Dunkelberg, 2003, A Note on Loan Search and Banking Relationships, Temple University, Mimeo.
Paper not yet in RePEc: Add citation now
Shikimi, M., 2005, Do Firms Benefit from Multiple Banking Relationships? Evidence from Small and MediumSized Firms in Japan, Hitotsubashi University, Discussion Paper.
Sivakumar, K., and G. Waymire, 1993, The Information Content of Earnings in a Discretionary Reporting Environment: Evidence from NYSE Industrials, 1905–10, Journal of Accounting Research, 31 (1), 62–91.
Slovin, M.B., M.E. Sushka, and J.A. Polonchek, 1993, The Value of Bank Durability: Borrowers as Bank Stakeholders, Journal of Finance 48, 289-302.
- Slovin, M.B., S.A. Johnson, and J.L. Glascock, 1992, Firm Size and the Information Content of Bank Loan Announcements, Journal of Banking and Finance 16, 35-49.
Paper not yet in RePEc: Add citation now
- Sohn, W., 2002, Banking Relationships and Conflicts of Interest: Market Reactions to Lending Decisions by Korean Banks, Columbia University, Mimeo Sorge, M. and C. Zhang, 2006, Credit Information Quality and Corporate Debt Maturity: Theory and Evidence, World Bank Working Paper, 12/2006.
Paper not yet in RePEc: Add citation now
Stiglitz, J., Weiss, A.M., 1981, Credit Rationing In Markets with Imperfect Information, American Economic Review 71(3), 393–410.
- Stoner, J. F. A., 1968, Risky and Cautious Shifts in Group Decisions, Journal of Experimental Social Psychology 4, 442-459.
Paper not yet in RePEc: Add citation now
Stordal, S., 2004, Impacts of the European Economic Area Agreement on the Structure and Concentration of Roundwood Sales in Norway, Forest Policy and Economics 6, 49-62.
Streb, J.M., J. Bolzico, P. Druck, A. Henke, J. Rutman, and W.S. Escudero, 2002, Bank Relationships: Effect on the Availability and Marginal Cost of Credit for Firms in Argentina, UCEMA, Working Paper.
Sufi, A., 2007, Information Asymmetry and Financing Arrangements: Evidence from Syndicated Loans, Journal of Finance 62, 629-668.
Suzuki, S. and R.W. Wright, 1985, Financial Structure and Bankruptcy Risk in Japanese Companies, Journal of International Business Studies 16 (1), 97-110.
Tadesse, S., 2006, Banking Fragility and Disclosure: International Evidence, William Davidson Institute Working Papers Series wp874, William Davidson Institute at the University of Michigan Stephen M. Ross Business School Takeda, F. and K. Takeda, 2006, Refinancing and Coordination among Multiple Creditors and a Debtor Firm, Global Business and Economics Review 7 , 234-246.
- Tirri, V., 2007, Multiple Banking Relationships and Credit Market Competition: What Benefits the Firm?, Intesa Sanpaolo - Research Department, Mimeo.
Paper not yet in RePEc: Add citation now
- Uzzi, B., 1999, Embeddedness in the Making of Financial Capital: How Social Relations and Networks Benefit Firms Seeking Financing, American Sociological Review 64, 481-505.
Paper not yet in RePEc: Add citation now
Van Ees, H. and H. Garretsen,, 1994, Liquidity and Business Investment: Evidence from Dutch Panel Data, Journal of Macroeconomics 16(4), 613– 627.
- Van Overfelt, W., J. Annaert, M. D. Ceuster, and M. Deloof, 2006, Do Universal Banks Create Value? Universal Bank Affiliation and Company Performance in Belgium, 1905-1909, University of Antwerp, Mimeo.
Paper not yet in RePEc: Add citation now
- Vogt, S.C., 1994, The Cash Flow/Investment Relationship: Evidence from U.S. Manufacturing Firms, Financial Management 23, 3– 20.
Paper not yet in RePEc: Add citation now
- Volpin, P. F., 2001, Ownership Structure, Banks, and Private Benefits of Control, London Business School, London.
Paper not yet in RePEc: Add citation now
von Thadden, E. L., 1992, The Commitment of Finance, Duplicated monitoring and the Investment Horizon, ESF-CEPR, London.
- Weiner, N. and T. A. Mahoney, 1981, A Model of Corporate Performance as a Function of Environmental, Organizational, and Leadership Influences, The Academy of Management Journal 24 (3), 453-470 Weinstein, D.E., Yafeh, Y., 1998, On the Costs of a Bank Centered Financial System: Evidence from Changing Main Bank Relationships in Japan, Journal of Finance 53 (2), 635–672.
Paper not yet in RePEc: Add citation now
- Welker, M., 1995, Disclosure Policy, Information Asymmetry and Liquidity in Equity Markets, Contemporary Accounting Research 11, 801-828.
Paper not yet in RePEc: Add citation now
- Whittred, G., 1980, Audit Qualifications and the Timeliness of Corporate Annual Reports, The Accounting Review 55, 563–577.
Paper not yet in RePEc: Add citation now
- Yosha, O., 1995, Information Disclosure Costs and the Choice of Financing Source, Journal of Financial Intermediation 4, 3-20.
Paper not yet in RePEc: Add citation now
- Zarutskie, R., 2004. New Evidence on Bank Competition, Firm Borrowing and Firm Performance, Duke University, Mimeo.
Paper not yet in RePEc: Add citation now
- Ziane, Y., 2003, Number of Banks and Credit Relationships: Empirical Results from French Small Business Data, European Review of Economics and Finance 2(3), 32-48.
Paper not yet in RePEc: Add citation now