create a website

Credit Card Debt and Default over the Life Cycle. (2008). Lopes, Paula.
In: Journal of Money, Credit and Banking.
RePEc:wly:jmoncb:v:40:y:2008:i:4:p:769-790.

Full description at Econpapers || Download paper

Cited: 9

Citations received by this document

Cites: 32

References cited by this document

Cocites: 27

Documents which have cited the same bibliography

Coauthors: 0

Authors who have wrote about the same topic

Citations

Citations received by this document

  1. Credit cards, credit utilization, and consumption. (2024). Schuh, Scott D ; Fulford, Scott L.
    In: Journal of Monetary Economics.
    RePEc:eee:moneco:v:148:y:2024:i:c:s0304393224000722.

    Full description at Econpapers || Download paper

  2. The effect of present‐biased preferences on revolving debts: Evidence from urban households in China. (2022). Ren, Guoying ; Chen, Chunchun ; Li, Chengchun.
    In: International Journal of Finance & Economics.
    RePEc:wly:ijfiec:v:27:y:2022:i:3:p:2653-2668.

    Full description at Econpapers || Download paper

  3. Financial stress and economic growth: The moderating role of trust. (2022). Pasiouras, Fotios ; Makrychoriti, Panagiota ; Tasiou, Menelaos.
    In: Kyklos.
    RePEc:bla:kyklos:v:75:y:2022:i:1:p:48-74.

    Full description at Econpapers || Download paper

  4. Do bankruptcy protection levels affect households demand for stocks?. (2021). Dal Borgo, Mariela.
    In: CAGE Online Working Paper Series.
    RePEc:cge:wacage:564.

    Full description at Econpapers || Download paper

  5. The susceptibility of farmland loans to default under falling farmland and commodity prices. (2021). Dorfman, Jeffrey ; Wu, Yifei ; Brewer, Brady E.
    In: Agricultural Economics.
    RePEc:bla:agecon:v:52:y:2021:i:4:p:561-574.

    Full description at Econpapers || Download paper

  6. Do Bankruptcy Protection Levels Affect Households Demand for Stocks?. (2021). Dal Borgo, Mariela.
    In: Working Papers.
    RePEc:bdm:wpaper:2021-03.

    Full description at Econpapers || Download paper

  7. Credit Cards, Credit Utilization, and Consumption. (2020). Fulford, Scott ; Schuh, Scott.
    In: Working Papers.
    RePEc:wvu:wpaper:19-07.

    Full description at Econpapers || Download paper

  8. Reducing residential mortgage default: Should policy act before or after home purchases?. (2018). Dorfman, Jeffrey ; Wu, Yifei.
    In: PLOS ONE.
    RePEc:plo:pone00:0200476.

    Full description at Econpapers || Download paper

  9. Misclassification of the dependent variable in a debt–repayment behavior context. (2013). González Chapela, Jorge ; Aller, Carlos.
    In: Journal of Empirical Finance.
    RePEc:eee:empfin:v:23:y:2013:i:c:p:162-172.

    Full description at Econpapers || Download paper

References

References cited by this document

  1. Attanasio, Orazio. (1995) “The Intertemporal Allocation of Consumption: Theory and Evidence. Carnegie-Rochester Series on Public Policy, 42, 39–89. .

  2. Bertraud, Carol C., and Michael Haliassos. (2001) “Debt Revolvers for Self Control.” HERMES Center Working Paper 01‐11. .
    Paper not yet in RePEc: Add citation now
  3. Carroll, Christopher D. (1992) “Buffer Stock Saving: Some Macroeconomic Evidence. Brookings Papers on Economic Activity, 2, 61–156. .

  4. Carroll, Christopher D. (1997) “Buffer Stock Saving and the Life Cycle/Permanent Income Hypotheses. Quarterly Journal of Economics, 112, 1–55. .

  5. Carroll, Christopher D., and Lawrence Summers. (1991) “Consumption Growth Parallels Income Growth: Some New Evidence.” In National Savings and Economic Performance, edited by B.D. Bernheim and John B. Shoven. Chicago : University of Chicago Press. .
    Paper not yet in RePEc: Add citation now
  6. Carroll, Christopher D., and Miles S. Kimball. (1996) “On the Concavity of the Consumption Function. Econometrica, 64, 981–92. .

  7. Carroll, Christopher, and Andrew Samwick. (1997) “The Nature of Precautionary Wealth. Journal of Monetary Economics, 40, 41–71. .

  8. Chatterjee, Satyajit, Dean Corbae, Makoto Nakajima, and Jose‐Victor Rios‐Rull. (2002) “A Quantitative Theory of Unsecured Consumer Credit with Risk of Default.” CAERP Working Paper No. 2. .
    Paper not yet in RePEc: Add citation now
  9. Cocco, Joao, Francisco Gomes, and Pascal Manheout. (1999) “Consumption and the Portfolio Choice over the Life Cycle. Review of Financial Studies, 18, 491–533. .
    Paper not yet in RePEc: Add citation now
  10. Deaton, Angus. (1991) “Savings and Liquidity Constraints. Econometrica, 59, 1221–48. .

  11. Domowitz, Ian, and Robert Sartain. (1999) “Determinants of Consumer Bankruptcy Decision. Journal of Finance, 54, 1241–77. .

  12. Dunn, Lucia, and Taehyung Kim. (1999) “An Empirical Investigation of Credit Card Default.” Department of Economics Working Paper Series 99‐13, The Ohio State University . .

  13. Fay, Scott, Erik Hurst, and Michelle White. (2002) “The Household Bankruptcy Decision. American Economic Review, 92, 708–18. .

  14. Gourinchas, Pierre‐Olivier, and Jonathan Parker. (2002) “Consumption over the Life Cycle. Econometrica, 70, 47–89. .

  15. Gropp, Reint, John Scholz, and Michelle White. (1997) “Personal Bankruptcy and Credit Supply and Demand. Quarterly Journal of Economics, 112, 217–51. .

  16. Gross, David B., and Nicholas S. Souleles. (2002a) “An Empirical Analysis of Personal Bankruptcy and Delinquency. Review of Financial Studies, 15:1, 319–47. .

  17. Gross, David B., and Nicholas S. Souleles. (2002b) “Do Liquidity Constrains and Interest Rates Matter for Consumer Behavior? Evidence from Credit Card Data. Quarterly Journal of Economics, 117:7, 149–85. .

  18. Hubbard, Glenn, Jonathan S. Skinner, and Stephen Zeldes. (1994) “The Importance of Precautionary Motives for Explaining Individual and Aggregate Savings.” In Carnegie‐Rochester Conference Series on Public Policy, edited by Allan H. Meltzer and Charles I. Plosser, Vol. 40, pp. 59–125. .

  19. Judd, Kenneth. (1993) “Numerical Methods in Economics.” Manuscript, Hoover . .
    Paper not yet in RePEc: Add citation now
  20. Kehoe, Timothy, and David Levine. (2001) “Liquidity Constrained Markets versus Debt Constrained Markets. Econometrica, 69, 749–65. .

  21. Kocherlakota, Narayana. (1996) “Implications of Efficient Risk Sharing without Commitment. Review of Economic Studies, 63, 595–609. .

  22. Kowalewski, Kim. (2000) “Personal Bankruptcy: A Literature Review.” Congressional Budget Office . .
    Paper not yet in RePEc: Add citation now
  23. Laibson, David, Andrea Repetto, and Jeremy Tobacman. (2003) “A Debt Puzzle.” In Knowledge, Information, and Expectations in Modern Economics: In Honor of Edmund S. Phelps, edited by Philippe Aghion, Roman Frydman, Joseph Stiglitz and Michael Woodford, pp. 228–66. .
    Paper not yet in RePEc: Add citation now
  24. Lawrence, Emily. (1995) “Consumer Default and the Life Cycle Model. Journal of Money, Credit and Banking, 27, 939–54. .
    Paper not yet in RePEc: Add citation now
  25. Lehnert, Andreas, and Dean Maki. (2002) “Consumption, Debt and Portfolio Choice: Testing the Effect of Bankruptcy Law. Finance and Economics Discussion Series 14. Board of Governors of the Federal Reserve System. .

  26. Lopes, Paula. (2001a) “Precautionary Savings with Borrowing and Default. Essays on Consumers' Borrowing and Default Behavior, Ph.D. Thesis, Boston University . .
    Paper not yet in RePEc: Add citation now
  27. Lopes, Paula. (2001b) “On the Optimal Credit Card Debt Limit over the Life‐Cycle. Essays on Consumers' Borrowing and Default Behavior, Ph.D. Thesis, Boston University . .
    Paper not yet in RePEc: Add citation now
  28. Musto, David. (1999) “The Reacquisition of Credit Following Chapter 7 Personal Bankruptcy. Wharton Financial Institutions Center Working Paper No. 99‐22. .
    Paper not yet in RePEc: Add citation now
  29. Pavan, Marina. (2005) “Consumer Durables and Risky Borrowing: The Effects of Bankruptcy Protection.” Department of Economics, Boston College . . Sullivan, James. (Forthcoming) “Borrowing During Unemployment: Unsecured Debt as a Safety Net. Journal of Human Resources. .

  30. Sullivan, Teresa, Elizabeth Warren, and Jay Westbrook. (1989) As We Forgive Our Debtors: Bankruptcy and Consumer Credit in America. New York : Oxford University Press. .
    Paper not yet in RePEc: Add citation now
  31. Tauchen, George, and Robert Hussey. (1991) “Quadrature‐Based Methods for Obtaining Approximate Solutions to Nonlinear Asset Pricing Models. Econometrica, 59, 371–96. .

  32. White, Michelle. (1998) “Why Don't More Households File for Bankruptcy? Journal of Law, Economics & Organization, 14:2, 205–31. .
    Paper not yet in RePEc: Add citation now

Cocites

Documents in RePEc which have cited the same bibliography

  1. The influence of regional sentiment on online borrowing. (2024). Bazley, William ; Jannati, Sima.
    In: International Review of Financial Analysis.
    RePEc:eee:finana:v:95:y:2024:i:pb:s1057521924003557.

    Full description at Econpapers || Download paper

  2. Consumer behavior in a monetary economy and smoothing of composite consumption. (2020). Hayakawa, Hiroaki.
    In: Eurasian Economic Review.
    RePEc:spr:eurase:v:10:y:2020:i:1:d:10.1007_s40822-019-00134-0.

    Full description at Econpapers || Download paper

  3. Time Preferences, Intertemporal Optimization, and the Permanent Income-Life Cycle Hypothesis. (2019). Hayakawa, Hiroaki.
    In: Growth.
    RePEc:aoj:growth:2019:p:1-11.

    Full description at Econpapers || Download paper

  4. Cross-country heterogeneity in intertemporal substitution. (2015). Rusnák, Marek ; Irsova, Zuzana ; Horvath, Roman ; Havranek, Tomas.
    In: Journal of International Economics.
    RePEc:eee:inecon:v:96:y:2015:i:1:p:100-118.

    Full description at Econpapers || Download paper

  5. Cross-Country Heterogeneity in Intertemporal Substitution. (2013). Rusnák, Marek ; Irsova, Zuzana ; Horvath, Roman ; Havranek, Tomas.
    In: Working Papers IES.
    RePEc:fau:wpaper:wp2013_11.

    Full description at Econpapers || Download paper

  6. The Cross-Euler Equation Approach to testing for the Liquidity Constraint: Evidence from Macro and Micro Data. (2011). Nishiyama, Shin-Ichi.
    In: TERG Discussion Papers.
    RePEc:toh:tergaa:273.

    Full description at Econpapers || Download paper

  7. A two-pillar DSGE monetary policy model for the euro area. (2011). Marx, Magali ; Barthélemy, Jean ; Barthelemy, Jean.
    In: Sciences Po publications.
    RePEc:spo:wpmain:info:hdl:2441/7umo3loae88ks85fddjte9ieal.

    Full description at Econpapers || Download paper

  8. Racial Disparities in Credit Constraints in the Great Recession: Evidence from the UK. (2011). Gathergood, John.
    In: Discussion Papers.
    RePEc:not:notcfc:11/09.

    Full description at Econpapers || Download paper

  9. Optimal Portfolio Choice with Wage-Indexed Social Security. (2011). Smetters, Kent ; Li, Jialun.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:17025.

    Full description at Econpapers || Download paper

  10. A two-pillar DSGE monetary policy model for the euro area. (2011). Marx, Magali ; Barthélemy, Jean ; Barthelemy, Jean.
    In: Post-Print.
    RePEc:hal:journl:hal-03461460.

    Full description at Econpapers || Download paper

  11. A two-pillar DSGE monetary policy model for the euro area. (2011). Marx, Magali ; CLERC, Laurent ; Barthélemy, Jean.
    In: Economic Modelling.
    RePEc:eee:ecmode:v:28:y:2011:i:3:p:1303-1316.

    Full description at Econpapers || Download paper

  12. Euler consumption equation with non-separable preferences over consumption and leisure and collateral constraints. (2009). Kilponen, Juha.
    In: Bank of Finland Research Discussion Papers.
    RePEc:zbw:bofrdp:rdp2009_009.

    Full description at Econpapers || Download paper

  13. MODELS FOR HOUSEHOLD PORTFOLIOS AND LIFE-CYCLE ALLOCATIONS IN THE PRESENCE OF LABOUR INCOME AND LONGEVITY RISK. (2009). Torricelli, Costanza.
    In: Centro Studi di Banca e Finanza (CEFIN) (Center for Studies in Banking and Finance).
    RePEc:mod:wcefin:0017.

    Full description at Econpapers || Download paper

  14. Euler consumption equation with non-separable preferences over consumption and leisure and collateral constraints. (2009). Kilponen, Juha.
    In: Research Discussion Papers.
    RePEc:bof:bofrdp:2009_009.

    Full description at Econpapers || Download paper

  15. Credit Card Debt and Default over the Life Cycle. (2008). Lopes, Paula.
    In: Journal of Money, Credit and Banking.
    RePEc:wly:jmoncb:v:40:y:2008:i:4:p:769-790.

    Full description at Econpapers || Download paper

  16. Household debt and credit: Economic issues and data problems. (2007). Bertola, Giuseppe ; Hochguertel, Stefan.
    In: CFS Working Paper Series.
    RePEc:zbw:cfswop:200732.

    Full description at Econpapers || Download paper

  17. Defined benefit or defined contribution?: An empirical study of pension choices. (2004). Lopes, Paula ; Cocco, Joao F..
    In: LSE Research Online Documents on Economics.
    RePEc:ehl:lserod:24751.

    Full description at Econpapers || Download paper

  18. Firm Investment in Imperfect Capital Markets: A Structural Estimation. (2003). Rendon, Silvio ; Pratap, Sangeeta.
    In: Review of Economic Dynamics.
    RePEc:red:issued:v:6:y:2003:i:3:p:513-545.

    Full description at Econpapers || Download paper

  19. Credit card debt and default over the life-cycle. (2003). Lopes, Paula.
    In: LSE Research Online Documents on Economics.
    RePEc:ehl:lserod:24869.

    Full description at Econpapers || Download paper

  20. Dealer Pricing of Consumer Credit. (2002). Koeniger, Winfried ; Hochguertel, Stefan ; Bertola, Giuseppe.
    In: IZA Discussion Papers.
    RePEc:iza:izadps:dp440.

    Full description at Econpapers || Download paper

  21. Dealer Pricing of Consumer Credit. (2002). Koeniger, Winfried ; Hochguertel, Stefan ; Bertola, Giuseppe.
    In: CEPR Discussion Papers.
    RePEc:cpr:ceprdp:3160.

    Full description at Econpapers || Download paper

  22. Investing Retirement Wealth: a Life-Cycle Model.. (2000). Gomes, Francisco ; Campbell, John ; Maenhout, Pascala J. ; Cocco, Joao F..
    In: Harvard Institute of Economic Research Working Papers.
    RePEc:fth:harver:1896.

    Full description at Econpapers || Download paper

  23. Taxation and Saving. (1999). Bernheim, B. Douglas.
    In: NBER Working Papers.
    RePEc:nbr:nberwo:7061.

    Full description at Econpapers || Download paper

  24. Investing Retirement Wealth: A Life-Cycle Model. (1999). Gomes, Francisco ; Campbell, John ; Maenhout, Pascal J. ; Cocco, Joao F..
    In: NBER Working Papers.
    RePEc:nbr:nberwo:7029.

    Full description at Econpapers || Download paper

  25. The Household Balance Sheet and Durable Consumer Expenditures: An Empirical Investigation for The Netherlands, 1972-93. (1999). Smant, David ; de Ruiter, Marcel.
    In: Journal of Policy Modeling.
    RePEc:eee:jpolmo:v:21:y:1999:i:2:p:243-274.

    Full description at Econpapers || Download paper

  26. Excess Sensitivity and Asymmetries in Consumption: an Empirical Investigation.. (1995). Ng, Serena ; Lusardi, Annamaria ; Garcia, René.
    In: Cahiers de recherche.
    RePEc:mtl:montde:9511.

    Full description at Econpapers || Download paper

  27. Evidence on the role of cash flow for investment. (1995). Gilchrist, Simon ; Himmelberg, Charles P..
    In: Journal of Monetary Economics.
    RePEc:eee:moneco:v:36:y:1995:i:3:p:541-572.

    Full description at Econpapers || Download paper

Coauthors

Authors registered in RePEc who have wrote about the same topic

Report date: 2025-09-30 13:21:05 || Missing content? Let us know

CitEc is a RePEc service, providing citation data for Economics since 2001. Last updated August, 3 2024. Contact: Jose Manuel Barrueco.