Ausubel, Lawrence M., (1991), The Failure of Competition in the Credit Card Market, American Economic Review, 81(1), 50-81.
- Bain, Joe S. (1956) Barriers to New Competition. Cambridge, Mass.: Harvard University Press.
Paper not yet in RePEc: Add citation now
- Banker, August 31, 164 (167), 1. Toonkel, Jessica (2000). Wells-eBay Partnership Tackles Online Checks. American Banker.
Paper not yet in RePEc: Add citation now
- Bresnahan, Timothy (2001). The Economics of the Microsoft Case, mimeo.
Paper not yet in RePEc: Add citation now
- Cairns, Robert (1994), Asymmetry of Information and Contestability Theory, Review of Industrial Organization, February, 9 (1), 99-107.
Paper not yet in RePEc: Add citation now
- Cambridge, MA: National Economic Research Associates, Inc. Federal Reserve Bank of Chicago and Illinois Institute of Technology (1999). Promoting the Use of Electronic Payments: Assessing the Business, Technological, and Legal Infrastructures. Conference Proceedings. October 1999. Chicago, IL.
Paper not yet in RePEc: Add citation now
Canner, Glenn B. and Charles A. Luckett (1992), Development in the Pricing of Credit Card Services, Federal Reserve Bulletin, 652-666.
- Cargill, Thomas F. and Jeanne Wendel (1996). Bank Credit Cards: Consumer Irrationality versus Market Forces, Journal of Consumer Affairs, 30(2), 373-389.
Paper not yet in RePEc: Add citation now
Carow, Kenneth A. and Michael E. Staten (1999), Debit, Credit, or Cash: Survey Evidence on Gasoline Purchases, Journal of Economics and Business, 51, 409-421.
Caskey, John P. and Gordon H Sellon. (1994), Is the Debit Card Revolution Finally Here, Economic Review, Federal Reserve Bank of Kansas City, 79-95.
Chakravorti, Sujit (2000), Why Has Stored Value Not Caught On?, Federal Reserve Bank of Chicago, Emerging Issues Series, S&R-2000-6, May.
Chakravorti, Sujit, and Ted To (1999). A Theory of Merchant Credit Card Acceptance, Federal Reserve Bank of Chicago Working Paper Series, WP-99-16, November.
- Christensen, Clayton (1997). The Innovators Dilemma: When New Technologies Cause Great Firms to Fail, Boston: Harvard Business School Press.
Paper not yet in RePEc: Add citation now
Coase, Ronald (1960). The Problem of Social Cost. Journal of Law and Economics.
- Costanzo, Chris (2000). Amazon, Seeking E-Pay Partners, Mulls Nonbanks. American Banker. April 13, 2000. Vol. 165, no. 72.
Paper not yet in RePEc: Add citation now
- Daruvala, Toos N. and Jack Stephenson (1995). Strategic Approach to Managing the Payments Franchise.Proceedings from the Bank Administration Institutes The National Payments Systems: A Strategic Symposium. Washington, D.C. 93 -- 116.
Paper not yet in RePEc: Add citation now
David, Paul (1985). CLIO and the Economics of QWERTY, American Economic Review, Vol. 75, No. 2, May. 332-337.
Demsetz, H. (1973). Industry Structure, Market Rivalry, and Public Policy, Journal of Law and Economics, Vol. 16, No. 1, April. 1-9.
- Downes, Larry, and Chunka Mui (1998), Unleashing the Killer App: Digital Strategies for Market Dominance, Boston: Harvard Business School Press.
Paper not yet in RePEc: Add citation now
Dunkelberg, William C. and Robert H. Smiley (1975). Subsidies in the Use of Revolving Credit, Journal of Money, Credit, and Banking, Vol. 7, No. 4, November. 469-490.
Durkin, Thomas A. (2000) Credit Cards: Use and Consumer Attitudes, 1970-2000, Federal Reserve Bulletin, September, pages 623-634.
- Electronic Funds Transfer Association (2001). New Guidelines Developed by EFT Networks For Secure, Real-time Debit for Internet Purchases. Washington, D.C. Press Release on March 6, 2001.
Paper not yet in RePEc: Add citation now
- Evans, David and Richard Schmalensee (1993). The Economics of the Payment Card Industry.
Paper not yet in RePEc: Add citation now
- Evans, David, and Richard Schmalensee (1999). Paying with Plastic: The Digital Revolution in Buying and Borrowing. Cambridge, MA: MIT Press.
Paper not yet in RePEc: Add citation now
- Federal Reserve Bank of St. Louis, (1998), A Summary of Consumer and Business Attitudes on Direct Deposit and Direct Payment, Federal Reserve Bank of St. Louis, St. Louis, MO.
Paper not yet in RePEc: Add citation now
- Fickenscher, Lisa (2000). Visa Shores Up Web Position, Ends Fees on Theft of Credit Cards, American Banker, 165 (35), 1.
Paper not yet in RePEc: Add citation now
Gans, Joshua, and Stephen King (2001), Regulating Interchange Fees in Payment Systems, Melbourne Business School Working Paper, No. 2001-17.
Garcia, Gillian, (1980), Credit Cards: An Interdisciplinary Survey, Journal of Consumer Research, 6, 327-337.
Green, E. J. and Porter, R. H. (1982) Noncooperative Collusion Under Imperfect Price Information, Econometrica, Vol. 52, January. 87-100.
- Greene, William H., (1993), Econometric Analysis, 2 nd Edition, Macmillan Publishing Company, New York, New York.
Paper not yet in RePEc: Add citation now
Hancock, Diana and David Humphrey, (1997) Payment Transactions, Instruments, and Systems: A Survey, Journal of Banking and Finance, 21, 1573-1624.
- Heywood, John, and Debashis Pal (1993), Contestability and Two-Part Pricing, Review of Industrial Organization, October, 8 (5), 557-565.
Paper not yet in RePEc: Add citation now
Hirschman, Elizabeth C., (1982), Consumer Payment Systems: The Relationship of Attribute Structure to Preference and Usage, Journal of Business, 55(4), 531-545.
- June 9, 165 (111). Tushman, Michael L. and Philip Anderson. (1986). Technological Discontinuities and Organizational Environments, Administrative Science Quarterly, 31. 439-465.
Paper not yet in RePEc: Add citation now
Katz, Michael L and Carl Shapiro (1985). Network Externalities, Competition, and Compatibility. American Economic Review. June.
Krozner, Randall S. and Philip E. Strahan (1999). What Drives Deregulation? Economics and Politics of the Relaxation of Bank Branching Restrictions. The Quarterly Journal of Economics. November. 1437-1467.
Lave, Charles A (1985). Speeding, Coordination, and the 55 MPH Limit. American Economic Review. Volume 75, Issue 5. December. 1159-1164.
- Machlup, Fritz, and Martha Taber (1996), Bilateral Monopoly, Successive Monopoly, and Vertical Integration, In The Theory of the Firm, American International Distribution Corporation, Lyme, New Hampshire.
Paper not yet in RePEc: Add citation now
- MacKie-Mason, Jeff and Christine White (1996), Selecting Digital Payment Mechanisms, University of Michigan Program on Research in the Information Economy Working Paper Series, Ann Arbor, Michigan.
Paper not yet in RePEc: Add citation now
- Mann, Ronald (2000). A Payments Policy for the Information Age. The University of Michigan Law School Working Paper Number 00-001.
Paper not yet in RePEc: Add citation now
Mantel, Brian (2000a). Why Dont Consumers Use Electronic Banking: Towards a Theory of Obstacles, Incentives, and Opportunities. Federal Reserve Bank of Chicago Occasional Paper Series Number EPS--2000-1.
Mantel, Brian (2000b). Why Do Consumers Pay Bills electronically: An Empirical Analysis. Federal Reserve Bank of Chicago Economic Perspectives. Fourth Quarter 2000.
Mantel, Brian (2001). E-money and E-Commerce: Two Alternative Views of Future Innovation. Federal Reserve Bank of Chicago Fed Letter. March 2001.
- Martin, Stephen (1988). Industrial Economics: Economic Analysis and Public Policy.
Paper not yet in RePEc: Add citation now
- Morton, Will (2001). Check it Out: The Web is suddenly crowded with online-payment service. The Wall Street Journal, December 10, 2001, p. R13.
Paper not yet in RePEc: Add citation now
- NACHA (2001). NACHA Rules for Secure Internet Payments from Consumer Checking Accounts Become Effective Today. Press release issued on March 16. [accessed at http://www.nacha.org/news/news/pressreleases/2001/PR031601/pr031601.htm on April 2, 2001].
Paper not yet in RePEc: Add citation now
New York, New York. MacMillan Publishing. Mester, Lorretta J., (2000), The Changing Nature of the Payments System: Should New Players Mean New Rules?, Business Review, Federal Reserve Bank of Philadelphia, 3-26.
- Nilson, Spencer, (1998), The Nilson Report, Various Issues.
Paper not yet in RePEc: Add citation now
- Oster, Sharon M (1994). Modern Competitive Analysis. 2 nd Edition. Oxford University Press, New York.
Paper not yet in RePEc: Add citation now
- Payments System, Bank Administration Institute, Chicago, IL. Breitkopf, David (2001). First Data Taking Major NYCE Stake, American Banker, 166 (115), 1.
Paper not yet in RePEc: Add citation now
- Perritt, Henry. H. (1996) Legal and Technological Infrastructures for Electronic Payment Systems, Rutgers Computer and Technology Journal, 22 Rutgers Comp & Tech L.J., 1.
Paper not yet in RePEc: Add citation now
- Power, Carol (2001). Bank-Telecom Alliance Trend Said on Way to U.S., American Banker, 166 (81), 10.
Paper not yet in RePEc: Add citation now
- Ptacek, Megan J (2000). eCharge Purchases a Charter For Its Fraud Protections. American Banker. July 25, 2000. Vol. 165, No. 149.
Paper not yet in RePEc: Add citation now
- Rooney, Paula (2001). Microsofts Hailstorm: One Of First .Net Services. Techweb.com.
Paper not yet in RePEc: Add citation now
- Simpson, Burney, (1998), The Battle for Web Turf, Credit Card Management, 24-34.
Paper not yet in RePEc: Add citation now
- Souccar, Miriam Kreinin, (1999), Another Canada Learning Experience for Mondex, American Banker, 164(168), 10.
Paper not yet in RePEc: Add citation now
Spiotto, Ann (2001), Credit, Debit, or ACH: Consequences and Liabilities, A Comparison of the Differences in Consumer Liabilities, Federal Reserve Bank of Chicago Emerging Payments Occasional Paper Series, EPS-2001-3, September.
Stango, Victor (2000). Competition and Pricing in the Credit Card Market. Review of Economics and Statistics, August, p. 499-508.
Stavins, Joanna, (1996), Can Demand Elasticities Explain Sticky Credit Card Rates?, New England Economic Review, 43-54.
- Stock, Helen (2000). Digicash Idea Finds New Life in More Flexible eCash, American Banker, April 6, p. 9.
Paper not yet in RePEc: Add citation now