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I would assume the sale price of your property would be higher if it's part of a well managed HOA with 500k in reserves than if it's part of a dysfunctional, insolvent HOA, so the previous property owner kinda already got paid out for their contributions.

It's like selling shares of a company with significant cash reserves before/after they choose to liquidate a chunk of them into dividends or stock buy-backs, I would hope you priced the shares accordingly and have nothing to be mad about.





Unfortunately when a home is appraised, the solvency of the HOA is not allowed to be taken into account

Appraised for the mortgage company?

The potential buyer can still inquire and factor that in, right?


No, it’s not public information



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