Hometap

At Hometap, serving homeowners is not only fulfilling. For many of us, it’s also personal. Take it from our Director of Recruiting, Kelsey Hersh, who knows firsthand just how much goes into maintaining a home. 💜

🏆 Big congratulations to Renee Lawlor, Head of Investment Operations at Hometap, on being named a HousingWire Insider! Renee is the operational force behind our ability to serve more than 20,000 homeowners nationwide — transforming complex investment workflows into scalable systems that reduce risk, improve efficiency, and elevate the homeowner experience. Over the past year alone, she’s played a critical role in enabling Hometap to seamlessly deploy $2B in home equity investments. Whether she’s refining compliance policies, building team tools, or coaching others through nuanced operational decisions, Renee brings care, clarity, and deep ownership to everything she does. Her behind-the-scenes impact is immense and we’re thrilled to see her leadership recognized across the industry.

📊 As market volatility continues, a new study finds that homeowners are falling behind on mortgage payments. A new Cotality report finds that more homeowners are falling behind on mortgage payments, with sharp increases in Florida, Georgia, and South Carolina. While general economic pressures mount, key factors contribute to an increase in mortgage delinquencies, including escrow costs, which are up 62% in the last five years. Property taxes are another issue in states with high delinquencies, particularly in Florida where they jumped nearly 50%. According to Bankrate, homeowners continue to feel stuck, with over half saying they wouldn't buy or sell — even if rates drop. With affordability challenges mounting, shared equity products are poised to become an even more vital part of the financial landscape. 📖 Read the full breakdown here from Fox News → https://lnkd.in/eJ33eDeB

As home equity investments (HEIs) enter the mainstream, the next five years will be pivotal in shaping the future of home equity finance. HEIs represent a powerful innovation in home financing in which homeowners retain the benefits of full ownership and control of their properties while accessing their equity, with institutional capital enabling greater financial flexibility. With the proper coordination among operators, investors, homeowner needs, and regulatory oversight, HEIs can become a cornerstone for both financial flexibility and diversified returns. We envision a world where... 🏡 HEIs are widely recognized as a mainstream financial product 📄 Regulatory frameworks across all states provide clarity and protection for consumers 📚 Growing homeowner education drives increased understanding of HEIs as a proven financing solution See how HEIs are leading the way in redefining homeownership finance with our 2025 Outlook report: https://lnkd.in/eq4b8fX3

In Hometap's latest survey, 54% of homeowners stated that they’re financially stressed, with nearly half saying that rising costs are their top concern. As the cost of living continues to outpace income, financial education and awareness become increasingly impactful ways to help Americans make confident decisions about their assets. As we celebrate National Financial Awareness Day throughout this week, Hometap is proud to spotlight a key feature within the Home Equity Dashboard: our Financing Calculator. This feature allows homeowners to compare different types of home equity financing products, including home equity investments, home equity lines of credit, and home equity loans. Homeowners can explore different appreciation and depreciation scenarios to understand which home equity financing product makes the most sense for their family and future. Alongside the Financing Calculator, our resources page includes valuable insights into home financing. Whether you're just getting started on your equity journey or are in the final stages of considering a particular product, our resources are there to help you, on every step of the journey. 💡 Want to check out tour Financing Calculator for yourself? Sign up for the Home Equity Dashboard here (and yes, it’s completely free): https://lnkd.in/ewH4Nfgg

🚀 We’re Hiring: Senior Software Engineer 🚀 Do you love building fast, secure, and scalable software? Are you passionate about helping make homeownership more accessible? Hometap is looking for a Senior Software Engineer to help build, test, and scale software that enables homeowners to access their home’s equity. As a Senior Software Engineer at Hometap, you will influence how and what we build as we expand to serve homeowners nationwide. We're looking for someone with meaningful software development experience in Python and Javascript, a high bar for code quality, and a motivation to deliver results. Interested in joining us on our mission to make homeownership less stressful and more accessible? We’d love to talk. Apply here 👉 https://bit.ly/455tWT9

Homeownership isn’t just a cornerstone of the American Dream — it’s also becoming one of its biggest stressors. According to a new Hometap survey, more than half (54%) of homeowners say they feel financially stressed, with 46% citing rising housing costs as their top concern. And yet, despite the mounting pressure, homeowners remain deeply committed to staying in their homes, often at personal sacrifice. 📊 What else did we learn? * 70% of homeowners reported feeling moderate to severe stress from their financial situation. * 1 in 5 says they’ve considered selling their home to get by. * Many are cutting back on essential purchases, taking on side gigs, or delaying major life decisions just to manage housing-related expenses. At Hometap, we believe this data points to a larger story about how homeowners are navigating today’s economic landscape, and where new, more flexible financial options are urgently needed. We’ve visualized these insights in a quick, shareable infographic that breaks down the top pain points and trends. 👉 Download the infographic here: https://lnkd.in/e4m6NH2K

Congratulations to Cara Newman Hometap’s Vice President and Head of Structured Finance, on being named a 2025 HousingWire Woman of Influence! Cara has helped expand investor access to home equity investments by spearheading our securitization efforts. This includes leading Hometap’s inaugural securitization in 2024, a milestone that helped bring new institutional investors into the category. Her influence extends beyond Hometap. As Chair of the Structured Finance Association's Women in Securitization initiative, she’s also championing the advancement of women across the industry and helping shape not just the future of housing finance, but also the future of its leadership. https://lnkd.in/ghEUNxf8

"We make commitments to our capital partners in the same way that we make commitments to our homeowners.” — Sarah Dekin, President and COO of Hometap Over the past 7 years, leading investors have partnered with Hometap to participate in one of the largest and most stable asset classes in the U.S.: residential real estate. As a win-win for homeowners and investors, Hometap’s mission to make homeownership less stressful and more accessible continues to guide our focus. We are proud that investors benefit from our model as well. While homeowners gain access to a new source of capital, investors earn a healthy return on a growing asset class. Learn more about our innovative approach to real estate investment below: https://bit.ly/4l3RInc

🚨 We’re hiring Account Executives to join our Sales team this September! 🚨 At Hometap, Account Executives, aka Investment Managers, play a critical role in helping homeowners access the equity they’ve built in their homes. In this high-impact, consultative sales role, you’ll educate homeowners about our unique investment model, guide them through the application process, and support them in making a confident, informed decision. You’re a great fit if you: ▪️Have experience in a sales closing role ▪️Thrive in a fast-paced, high-volume environment ▪️Are motivated by clear goals, a strong team culture, and doing right by the homeowner every time If you're passionate about helping people and want to be part of a mission-driven company that’s transforming homeownership, we’d love to hear from you. Apply here 👉 https://lnkd.in/ev5AQWXv