Tony’s Take: 10 Things Changing the Way We Think About Money

Thanks for being part of The Get Ready Movement—changing how we think about money, one idea at a time.

Every week, I spotlight what’s shaping the future of financial literacy—from emerging trends and practical tools to the people transforming how we talk about (and take action around) money.

1. One Thing to Share This Week: Weekly Action Prompt

📌 Action: Week 27: Review your auto insurance.

💭 Tony’s Take: Review your auto insurance to make sure you have the right coverage and eligible discounts.

2. Strategy of the week:

💡 Reevaluate your needs and then compare to your coverages, including the deductibles, exclusions, and coverage limits.

📉 If you purchased the minimum coverage required by law or chose the policy without guidance, you may not have all of the coverage you need.

💭 Tony’s Take: Insurance companies offer a range of discounts if you meet requirements. Make sure that you’re getting all of the discounts that you’re eligible for.

3. Big Question to Ask

❓Do you have the right auto insurance?

💭 Tony’s Take: Be sure your coverage matches your needs and overall plan/goals.

4. Curious how AI will change your relationship with money?

🔹 AI is transforming the world of money.

🔹 Human advisors aren’t going away—creativity and empathy still matter.

🔹 AI can enhance the financial planning process, not replace it.

🔹 Offloading repetitive tasks = more time for meaningful conversations.

💭 Tony’s Take: While AI will bring significant change for advisors, there will continue to be a need for advisors who can communicate and empower their clients.

🎙️ With Sumedha Rai Sumedha Rai on The Get Ready Money Podcast. Check it out (here).

5. Is Your Family Prepared? Long-Term Care Advice You Need

Common misconceptions, helpful family considerations, and how to start the discussion with loved ones. What should we be aware of and thinking about?

💭 Tony’s Take: Don’t wait for a crisis to talk about long-term care with your family. Planning ahead means fewer surprises and more dignity for everyone involved.

🎙️ Merridith Gonzalez and Marie Burns on the Mind, Money, Motion Podcast. Watch on (YouTube).

6. How Likely Are You to Have an Extended Long-Term Care Need?

Troubleshooting a risk factor that’s the ‘elephant in the room’ for retirement planning. How worried should older adults be, and how should they plan for that risk?

💭 Tony’s Take: Health care and potential long term care needs should be part of your retirement and aging plan.

📖 Christine Benz for Morningstar. Read (here).

7.  Money and Happiness

The job of money is to support our happiness, not be the source of it. True happiness is about peace, well-being, and contentment.

💭 Tony’s Take: Having more money may make your life easier, however it won’t make you happy. Use it to support the life that truly brings you joy.

🎙️ Christine M Luken on the Money is Emotional Podcast. Listen (here).

8. Work at the Intersection of Money and Purpose

The beautiful, complex journey of building a career that actually fits. We talk about what it really means to be someone who craves both meaning and stability in their work, and how energy, money, and purpose intersect.

💭 Tony’s Take: The right career brings both income and meaning. Aligning money with purpose is a powerful form of wealth.

🎙️ Val Nelson and Diana G. Yañez, MA, CFP® on the Highly Sensitive Money Podcast. Listen on Apple Podcasts (here).

9. From Debt to Wealth: How Bernadette Joy Took Control of Her Financial Future

Bernadette shares her commitment to closing the wealth gap for women and empowering others, especially women, to confidently self-promote and lead their financial lives

💭 Tony’s Take: Understand and advocating for closing the gender and racial wealth gaps will help all of us. We can all do our part.

🎙️ Bernadette Joy and Lawrence Sprung, CFP® on the Mitlin Money Mindset Podcast. Watch on (YouTube).

10. I’m a financial therapist: This common issue can lead to a ‘fear of success’—here’s how to handle it

When unaddressed, financial trauma can lead to a fear of success and prevent you from achieving important goals. Here’s how to handle it.

💭 Tony’s Take: Unpacking your money story clears the path for success—and helps you rewrite you future..

📖 Rahkim Sabree, AFC® for CNBC (read here).

🚀 Bonus: 5 Quick Hits:

📖 What’s Beneath the Surface? Reflective Listening in Money Conversations by Derek F. Hagen for Meaningful Money. Read (here).

🎙️ Lionel Shipman Financial Literacy Champion Talks Kids and Money with Sammy Rabbit: 16 Sammy Rabbit “Gold Karat” Takeaways with Sam X Renick on the Sammy’s Money Memories Podcast. Check it out (here).

📖 Math Sucks... For solopreneurs, check out "The Law of Thirds" to allocate your income. By Rhianna Basore for Your Money Circle (LinkedIn)

📚 inHERitance Guidebook by Lynn Toomey . Learn more (here).

📖 The Prescription Drug Gender Divide: Women Spent Over $8.5 Billion More Than Men in 2024 by Tori Marsh . Read (here).

Join The Get Ready Movement and access my worksheet where you’ll walk through the steps to review your auto insurance needs as well as receive The Get Ready Newsletter and be able to chat with Ask Tony AI (trained with all of my content) - (join here).

📝 Final Thought

Reviewing your auto insurance helps you have the right coverage at the lowest premium.

Thanks for being part of the Get Ready movement.

If something resonated with you, please share.

Let’s keep changing the way we think - and talk- about money.

– Tony

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