The Development Bank of Singapore (DBS) has evolved its data platforms over three generations to address big data challenges and the explosion of data. It now uses a hybrid cloud model with Alluxio to provide a unified namespace across on-prem and cloud storage for analytics workloads. Alluxio enables "zero-copy" cloud bursting by caching hot data and orchestrating analytics jobs between on-prem and cloud resources like AWS EMR and Google Dataproc. This provides dynamic scaling of compute capacity while retaining data locality. Alluxio also offers intelligent data tiering and policy-driven data migration to cloud storage over time for cost efficiency and management.