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How to handle debt collectors. Ask yourself are you in or out of debt? To do: Get out of DEBT. Start saving MONEY. Five Ways to Deal With Your Deals Step 1 to debt relief: Stop spending money you don't have. Become debt free by 2015. How to begin getting out of debt. 6 Money basics for getting on track. How to not live with debt. Money Saving Tip #10 Think, before you spend. Money Saving Tip #9 Cut up the credit cards Money Saving Tip #7 Only spend cash. 
