5 Best Alternatives to Knowledge-Based Authentication for Enhancing Security
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The document discusses knowledge-based authentication (KBA) and its weaknesses, highlighting its reliance on static personal information which poses risks against evolving cyber threats like phishing. It presents five alternatives to KBA, such as biometrics and token-based systems, which offer enhanced security, reduce social engineering vulnerabilities, and improve user experience. Overall, the alternatives provide better protection and convenience compared to traditional KBA methods.
5 Best Alternatives to Knowledge-Based Authentication for Enhancing Security
- 1. Best 5 Alternatives to Knowledge-Based Authentication (KBA)
- 2. What Is KBA Identity Verification? Knowledge-Based Authentication (KBA) is a way to prove who you are online. Common examples include questions like, “What was the name of your first pet?” or “In which city were you born?” Examples include: • Challenge Questions or Security Questions • Shared Secrets • Out-of-Wallet Questions • Biographical Data Verification • PIN-Based Verification • One-Time Passwords (OTP) • Social Media Verification
- 3. Spread of Personal Data Phishing Attacks Lack of Adaptability Online, lots of personal info is out there - on social media or public sites. Watch out for sharing family names, birthdays, addresses, and common security questions. Phishing involves cybercriminals posing as trusted entities to trick users into sharing sensitive information via convincing emails, messages, or websites. KBA remains static, with unchanging questions, making it inflexible against evolving cyber threats. 1 2 3 The Weaknesses of Knowledge-Based Authentication (KBA)
- 5. Enhanced Digital Security with KBA Alternatives Enhanced Security KBA alternatives like biometrics & tokens offer enhanced security over traditional methods, minimizing fraud & unauthorized access risks. Reduced Vulnerability to Social Engineering KBA alternatives reduce social engineering risks by not relying on easily found personal info, boosting defense against phishing and social attacks. Convenience and User Experience KBA alternatives like biometrics or tokens enhance user experience with convenient authentication, boosting satisfaction. Lower Reset Costs KBA alternatives like biometrics cut costs by reducing password resets & manual account recoveries.
- 6. FAQs What is Knowledge-Based Authentication (KBA)? KBA is a security measure that verifies a user's identity by asking them questions based on personal information only the legitimate user should know. How Does KBA Work? KBA typically presents users with multiple-choice questions based on their personal history or credit report. Correct answers validate the user's identity. Q. Q. What types of questions are asked in KBA? Q. Questions can range from past addresses, loan amounts, or personal details derived from an individual's credit history or public records.
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